格隆汇8月25日丨神思电子(300479.SZ)在互动平台表示，公司的相关产品已为能源、医疗、公交、餐饮 等领域提供服务。公司将跟随行业发展，不断探索数字人民币生态下新的商业模式。截至目前公司数字 人民币业务营业收入占比较小，不会对公司经营业绩产生重大影响。 ...

针对上述提问，神思电子回应称："感谢您的关注！公司的相关产品已为能源、医疗、公交、餐饮等领 域提供服务。公司将跟随行业发展，不断探索数字人民币生态下新的商业模式。截至目前公司数字人民 币业务营业收入占比较小，不会对公司经营业绩产生重大影响。请投资者谨慎评估，注意投资风险。" 来源：金融界 金融界8月25日消息，有投资者在互动平台向神思电子提问："尊敬的公司领导，能介绍一下公司的数字 经济，数字货币方向的业务和发展前景吗。感谢。" ...

Core Viewpoint - The company reported a significant decline in both revenue and net profit for the year 2024, primarily due to market demand fluctuations and intensified industry competition, while maintaining a strong focus on R&D and market promotion [3][4][5]. Company Overview - The company continues to adhere to its business philosophy of "customer first, integrity-based" and aims to innovate through cross-industry applications, enhancing its position in the embedded security product sector [3]. - In 2024, the company achieved a revenue of 1.049 billion yuan, a year-on-year decrease of 21.52%, and a net profit attributable to shareholders of 21.55 million yuan, down 69.38% year-on-year [3][4]. Business Performance - The company experienced operational losses in the second and third quarters due to low order volumes for embedded security and smart hardware products, but saw a significant revenue increase of 64.41% in the fourth quarter compared to the third quarter [4][5]. - The company improved its accounts receivable management, reducing the year-end balance by 138 million yuan, a decrease of 17.91%, which enhanced cash flow and asset-liability structure [5]. Product and Service Innovations - The company has maintained its R&D efforts, focusing on integrating AI, national encryption algorithms, blockchain, and quantum encryption technologies into its products [5]. - In the embedded security product segment, the company has developed a multi-application embedded security product operating system and secured multiple project bids, maintaining a leading position in the market [6]. - The company launched a comprehensive smart government solution centered on AI and big data, enhancing the efficiency and convenience of government services [7][8]. Digital Currency Initiatives - The company is actively involved in the digital RMB ecosystem, developing integrated solutions for digital currency applications, including cross-border settlements and smart contract designs [10][11]. - The company has introduced innovative payment solutions that combine digital RMB with transportation services, enhancing user experience and operational efficiency [11]. Financial Data and Indicators - The company reported a net cash inflow from operating activities that increased by 38.06% year-on-year, reflecting improved revenue quality and asset-liability structure [5]. - The board approved a profit distribution plan, proposing a cash dividend of 0.30 yuan per 10 shares, totaling approximately 13.83 million yuan [21][22].