转自：新华财经 "3800万贷款就像一场'及时雨'，不仅解了我们扩大产能的燃眉之急，更让我们有底气在技术研发上大胆投入！"看着车间里满负荷运转的生产线，玉环玮斯 电气股份有限公司负责人难掩喜悦。这笔由邮储银行台州市分行量身定制的抵押贷款，正是该行以"党建+科创金融"模式破解企业融资难题的生动实践，为 地方科创企业高质量发展注入了强劲金融动能。 为打通科创企业融资"最后一公里"，该行不断创新金融产品与服务模式，推出科创信用贷、绿色项目融资等一系列特色产品，打破传统抵押物限制，将企业 的技术实力、专利成果、研发投入等纳入授信评估体系，让"知本"变"资本"。同时，优化审批流程、配备专业服务团队，为企业提供从需求对接、方案设计 到贷款投放的全流程一站式服务，大幅提升融资效率。 数据是最有力的证明。2025年，邮储银行台州市分行科技企业综合金融服务覆盖1063户，累计向科技型企业发放贷款71.56亿元，占全行小企业法人贷款投 放金额的46.86%。一系列金融"活水"精准滴灌，让越来越多科创企业得以卸下资金包袱，轻装上阵闯市场。 下一步，邮储银行台州市分行将继续坚守服务实体经济的初心使命，以党建为引领持续深化科创金融服务 ...

Core Viewpoint - The Beijing Fourth Intermediate People's Court is promoting ecological restoration through innovative judicial measures, addressing various pollution issues and enhancing public awareness of environmental protection laws [1] Group 1: Case Summaries - Case 1 involves a car company that, after being penalized for exceeding emission limits, agreed to install 100 electric vehicle charging stations in Beijing as a form of ecological restoration [2] - Case 2 marks the issuance of Beijing's first "environmental injunction," preventing a construction company from continuing harmful practices until effective environmental measures are implemented, alongside a compensation of over 890,000 yuan for ecological damage [3] - Case 3 highlights a situation where individuals responsible for illegal sand mining were allowed to offset their ecological service compensation by covering the costs of cleaning up garbage on the affected land, promoting proactive restoration efforts [4] - Case 4 features a water company that, after multiple violations, committed to establishing a 100,000 square meter natural conservation area and investing 30,000 yuan annually for three years in its management [6] - Case 5 involves a tourism company that, after causing environmental damage, was required to undertake reforestation efforts with compensation funds specifically allocated for local greening projects [7] - Case 6 discusses a chemical company that reached an ecological damage compensation agreement, which was judicially confirmed, providing a framework for public oversight and enforcement of the agreement [8] Group 2: Judicial Innovations - The court has adopted innovative judicial approaches to enhance ecological restoration, including alternative remediation methods and preventive measures to protect the environment [2][3][4][6][7][8] - The court's focus on mediation and resolution has led to a significant percentage of cases being settled amicably, demonstrating effective conflict resolution and ecological restoration [8]