■本报记者 郝飞 山西省大同市在大众的印象里常与"煤都"的称号挂钩。如今"煤都"焕新颜，绿色化、智能化开采新模式 已成为当地煤炭企业积极探索的新方向。传统的煤炭开采产业正从劳动密集型向技术驱动型加速转变。 其中，高端矿山设备、采掘设备的创新和应用尤为重要。近日，邮储银行大同市分行为大同市同华矿机 制造有限责任公司发放贷款2400万元，以金融之力助力传统化石能源开采"重装上阵"。 走进大同市同华矿机制造有限责任公司（以下简称"同华矿机"），工人们正聚精会神地操作着设备。一 个个精密的零件、一台台崭新的设备被陆续产出。这家从事各类矿山机械产品研发、生产、销售及服务 的大型装备制造民营企业，拥有着先进的装备制造水平和卓越的自主创新能力，是国内煤炭装备行业有 较强影响力的综合制造企业之一。企业还被评为专精特新"小巨人"企业，并成功入选省级"服务型制造 示范企业"。 然而，企业的发展并非一帆风顺。"随着企业规模不断扩大，对原材料的需求逐渐变大，资金不足成为 限制我们发展的瓶颈。"谈起当初面临的资金困境，同华矿机相关负责人感触很深。 了解到企业的资金困境后，邮储银行大同市分行主动与企业对接，秉着特事特办、一户一策的政策， ...

Core Insights - The Guangdong Province Artificial Intelligence and Robotics Industry Innovation Product and Service Release Conference was held in Huizhou, with Postal Savings Bank Huizhou Branch participating as a co-organizer and exclusive bank [1] - The bank has launched various financial products to support the AI and robotics industry, including "Science and Technology Innovation Loan," "Online Easy Loan," and "Park Chain Group," providing over 12 billion yuan in loans to more than 300 technology enterprises [1][2] - Enya Musical Instruments, a small enterprise specializing in smart musical instruments, received financial support from the bank to alleviate funding pressure due to expansion efforts [2] Group 1 - The conference aimed to promote industrial innovation and upgrade through financial support [1] - Postal Savings Bank Huizhou Branch has developed a comprehensive financial service system to support the development of technology enterprises [1] - The bank's financial products are tailored to meet the needs of Huizhou's modern industrial clusters and industrial park construction strategies [1] Group 2 - Enya Musical Instruments is recognized as a provincial-level "specialized, refined, and innovative" enterprise, gaining global recognition for its innovative smart instruments [1][2] - The bank provided a combination of "Science and Technology Credit Loan" and "Construction Loan" to support Enya Musical Instruments with 15 million yuan in working capital and 40 million yuan for fixed asset construction [2] - The bank plans to deepen cooperation with the AI industry in Huizhou, injecting strong momentum into the industry's development [2]

转自：中国质量报 "针对骏程金属，我们打出了'科创信用贷+敞口银承+国际业务'的'组合拳'，提供了1.38亿元授信额 度。"邮储银行聊城市分行相关负责人说。刘淑新说，在邮储银行的金融支持下，公司加速推进智能化 改造与新产品研发，积极抢占高端市场。 走进德州兴隆皮革制品有限公司的生产车间，智能化制革设备高速运转，鞣制、染色、定型，每一道工 序都精准衔接。"下半年行业需求将持续攀升，我们的生产线已提前进入'冲刺'状态。"企业负责人冯忠 河说。 德州兴隆皮革制品有限公司创新研发的无铬鞣制技术，使产品环保指标远超国际标准。该公司还与齐鲁 工业大学共建产学研基地，在制革废弃物资源化利用领域取得了突破性进展。目前，公司已拥有28项专 利、5项软件著作权，主导参与制定多项行业技术标准，其生产的汽车坐垫革、真皮家具革等产品远销 全球，为一些行业内头部品牌长期供货。 邮储银行陵城支行负责人魏博介绍，针对企业的资金需求，支行在国家金融监督管理总局陵城金融监管 支局支持指导下，加大当地企业走访对接力度，开辟绿色通道，仅用5个工作日便为该企业完成2500万 元"科创e贷"纯信用贷款审批，其中2000万元已用于原材料采购及生产线智能化 ...

Core Insights - The company, Jiangxi Haiwei Intelligent Equipment Co., Ltd., has established itself as the first fully digitalized factory in the domestic fastener industry, significantly enhancing production efficiency and product quality stability [1][2] - The company has received substantial financial support from Postal Savings Bank, which has facilitated its technological innovation and smart transformation efforts [2][3] - Haiwei Intelligent plans to invest 220 million yuan in smart upgrades from 2024 to 2025, aiming to expand production capacity and achieve an annual output of 350,000 tons of high-strength fasteners with projected sales of 4 billion yuan [2] Financial Support and Innovation - Postal Savings Bank's Jiangxi Poyang branch has actively supported the company by providing an 8 million yuan "Science and Technology Credit Loan" to address urgent funding needs [1] - The bank has also increased the group's credit line by 20 million yuan for equipment upgrades and 10 million yuan for comprehensive credit for electricity bills [2] - The bank's support has helped reduce the company's overall financing costs, enabling it to focus on technological advancements and product development [2][3] Industry Recognition and Growth - The parent company, Jiangxi Hadiwei Industrial Co., Ltd., has been recognized as a leading manufacturer of high-strength fasteners in China, receiving multiple honors such as "Specialized and Innovative Small and Medium Enterprises in Jiangxi Province" and being listed in the Ministry of Industry and Information Technology's 5G factory directory [2] - The company has continuously launched high-performance, high-value-added fastener products, contributing to its rapid growth in the industry [2]

"大国重器"如何能够"强筋健骨"？瞪羚企业如何实现"蓄势向上"？ 晨曦微露，薄雾如纱笼罩着河北永年标准件产业园，随着机器轰鸣声渐起，这里迎来了崭新的一天。精 密的生产流水线上，航空级钛合金螺丝正以极高的效率完成制造，每一颗螺丝的误差都控制在0.002毫 米以内。这些精密的标准件，将应用于航天器、高铁等关键领域，为国家重大工程的稳定运行保驾护 航。 2022年起邮储银行（601658）便主动上门联系永年紧固件厂，建议该企业更换数控机床，并于三天内完 成200万元"产业贷"的审批，助力企业发展为"高精尖"产业。如今该企业已通过专精特新认证，年产值 突破亿元。 在新能源汽车赛道狂飙的湖南东立智能科技有限公司（以下简称"东立智能"），这两年堪称"逆袭范 本"——从初创公司变身国家高新技术企业，还成了比亚迪（002594）供应链的"座上宾"。 可订单像潮水般涌来时，这家汽车零部件明星企业却犯了难：资金链绷得比琴弦还紧，抵押物又不够， 眼看就要被"卡脖子"。 关键时刻，邮储银行湖南省分行7天火速批下1000万元科创信用贷，又通过创新 担保组合将授信额度提升至6000万元，一系列操作给该企业装上了"超级马达"，生产线马力全 ...

厚植"瞪羚企业"成长沃土 "瞪羚企业"通常指成长性高的科技型中小企业，具有成长速度快、创新能力强、专业领域新、发展潜力 大等特征，在带动就业、促进产业升级、提升区域经济竞争力等方面发挥着不可忽视的作用。邮储银行 广西区分行敏锐地捕捉到"瞪羚企业"的发展潜力和金融需求，将支持"瞪羚企业"发展纳入重点工作，推 出一系列创新举措，满足企业成长的资金需求。 近年来，邮储银行广西区分行将服务和支持中小微企业作为重点，不断创新产品，提升服务效能， 为"瞪羚企业"注入强大动力，助力其在激烈的市场竞争中脱颖而出。截至2024年末，该行已为近200家 广西"瞪羚企业"提供贷款支持，累计投放贷款41.63亿元，以实际行动助力地方经济高质量发展。 该行制定并印发《小企业金融客户营销提升"开源行动"》，聚焦116个国家级及自治区级产业园，对园 内6284家规上企业展开全面走访营销。通过创新运用"名单制+园区服务"模式，将目光投向合作关系有 待加强的产业园区以及新进驻企业的园区，主动与园区管委会密切沟通，深入探究园区的功能定位、产 业布局及未来发展战略，据此量身打造具有针对性的营销方案。 位于崇左市大新县的一家专注于锂离子动力电池研发 ...