Core Viewpoint - The article highlights the active role of the company in promoting sustainable finance and ESG principles, showcasing its commitment to green finance and social responsibility through various initiatives and product offerings [1][3][5]. Group 1: Sustainable Development Initiatives - The company participated in the "2025 Golden Bull Enterprise Sustainable Development Forum," emphasizing its dedication to green finance and sustainable development [1]. - The "Three-Five Special Project" aims to enhance service quality for the real economy, focusing on green finance, technology finance, and inclusive finance, with asset deployment reaching nearly 200 billion yuan, a growth of over 20% since the beginning of the year [2]. Group 2: ESG Integration and Product Development - The company integrates ESG principles into its business model, launching the "Yuefeng Li Zengying No. 48" ESG-themed product, which raised over 300 million yuan, focusing on ESG bonds and green projects [3]. - The company has developed a multi-dimensional green investment system, with green finance-related assets increasing by 15% since the beginning of the year, with bonds making up nearly 80% of this portfolio [3]. Group 3: Innovative Investment Products - The company is exploring index-based investment strategies, launching the "New Quality Productivity Development Bond Index," which includes nearly 1,500 bonds focused on innovation, green, and digital economy sectors [4]. - In September 2025, the company will introduce a wealth management product linked to the "Pufa Bank - China Bond Credit Technology Innovation Bond Index," providing investors with opportunities to benefit from technological advancements [4]. Group 4: Customer Engagement and Education - The company has served over 14 million customers since its establishment, generating nearly 80 billion yuan in returns for clients over the past three years [5]. - The company emphasizes financial consumer rights protection and has conducted nearly 100 investor education events, reaching over 24 million people online [5]. - The establishment of three physical investor companionship bases across the country aims to provide educational support and enhance financial literacy among the public [5].

Core Viewpoint - The article emphasizes the growing trend of banks increasing their allocation to technology innovation bonds (科创债) as a response to the new normal of low interest rates and thin profit margins, highlighting a shift towards supporting the real economy through financial products [1][3]. Group 1: Support for Technology Innovation Bonds - Banks are enhancing the proportion of technology innovation bonds in their asset portfolios, reflecting a keen sensitivity to policy benefits and a new paradigm in serving the real economy [1]. - As of May 9, Bank of China Wealth Management participated in the issuance of the first batch of technology innovation bonds, supporting various entities including private enterprises and local state-owned enterprises [1]. - The issuance of technology innovation bonds is primarily dominated by state-owned enterprises, but expanding to more private and emerging companies will require comprehensive evaluations of the issuers' technical capabilities, market prospects, and financial stability [2]. Group 2: Direct Participation in Technology Finance - Two main methods for banks to support technology finance include issuing themed financial products and participating in equity financing for technology enterprises [4]. - Bank of China Wealth Management has invested over 200 billion yuan in technology enterprises during the 14th Five-Year Plan period, while Ping An Wealth Management launched a themed product focused on high-quality state-owned technology innovation bonds [4]. - Other banks, such as浦银理财, have also issued equity-themed products targeting sectors like information technology and renewable energy, with significant investments in early-stage technology companies [4]. Group 3: Organizational Structure and Investment Strategies -浦银理财 has established a dedicated "Technology Finance Special Team" to optimize asset allocation towards technology finance [5]. - Everbright Wealth Management became the first bank wealth management company to engage in equity subscription business, signing agreements with 229 specialized and innovative enterprises [5]. - The alignment of fixed-income attributes with the equity financing needs of technology enterprises presents challenges, necessitating strong control capabilities in asset admission, post-investment management, and product design [5].