除了紧急就医，该境外旅行险还可以为用户提供医疗转运、医疗送返、紧急返回居住国、安排未成年子女回国等等一站式 服务，覆盖全球226个国家和地区，链接了60多万家医疗健康服务机构，通过住院垫付和就医运转两大服务，帮助被保人获得 及时治疗、缓解在异国他乡的不便，并全程陪伴返回居住地国家。 （编辑 郭之宸） 该产品除了包含一般意外身故/伤残责任、境外火车和轮船等公共交通意外责任，其主要亮点是覆盖意外受伤和疾病导致 的紧急就医需求，且无免赔额，保险责任内100%赔付，最高保额100万元。在投保便捷性方面，"平安境外旅行险"适用腾讯微 保的"群投保"工具，用户为家庭、朋友等群体投保节省时间的同时，也便于后续保单管理。 本报讯 （记者冷翠华）微民保险代理有限公司打造的保险代理平台——腾讯微保近日携手平安产险发布"平安境外旅行 险"。该产品涵盖意外、医疗和安全服务等30多项保障责任，贯穿行前、行中和行后各类风险场景，救援网络覆盖全球多个国 家和地区，采用零免赔额设计，门诊/住院最高100万元保额。 上述"平安境外旅行险"，面向境外旅游人士、留学生等提供"先救后赔"式服务，保障责任涵盖从航班延误到自然灾害，从 紧急医疗到危机救 ...

中证报中证网讯（记者 陈露）近日，腾讯微保携手平安财产保险股份有限公司深圳分公司发布"平 安境外旅行险"。该产品涵盖意外、医疗和安全服务等30多项保障责任，贯穿行前、行中和行后各类风 险场景，救援网络覆盖全球多个国家和地区，采用0免赔额设计，门诊/住院最高100万保额（具体保额 以实际产品方案为准）。该产品还适用腾讯微保的"群投保"工具，用户为家庭、朋友等群体投保节省时 间的同时，也便于后续保单管理。 该产品除了包含一般意外身故/伤残责任、境外火车和轮船等公共交通意外责任，其主要亮点是覆 盖意外受伤和疾病导致的紧急就医需求，且无免赔额，保险责任内100%赔付，最高保额100万；潜水、 跳伞、冲浪等热门高危运动也纳入承保范围；被保人返回境内后，因该意外事故或疾病需继续在境内医 疗机构接受治疗的，返回境内之日起30日内，还可以继续享受该保险保障，给付比例100%。相比很多 意外险并不包含保险到期之后的医疗报销，这一设计可更好地适配境外游的医疗需求场景，使被保人享 受更多保险权益。 在投保便捷性方面，"平安境外旅行险"在微保小程序中支持使用"群投保"工具。这是一款创新的线 上场景化投保工具，活动组织者只需在微保小程 ...

孩子们期盼的暑假已至，送给孩子一份保险，成了不少家庭暑假的一大"打开方式"。7月15日，北京商报记者了解到，为守护孩子开心一"夏"，近期，中国 人保、众安保险、京东安联保险、渤海财险、珠江人寿在内的多家险企接连发布保险攻略。整体而言，各类保险可对假期就医风险、旅途风险等实现"一对 一保障"。在保费方面，像少儿意外险这种需要每年交一次保费的产品，价格非常亲民，最低几十元就能搞定，算下来每天不到1块钱。如果是需要按天购买 的旅行险，根据保障内容的不同，每天保费大概几块钱到十几块钱不等。 在业内人士看来，家长在牵着孩子的小手去丈量不同的风景时，保险就像旅行中的"隐形保镖"。不过，不论出游与否，在购买保险的流程上，离不开确认需 求、核对保单信息、留意免责条款等。 暑期来临，学生出行、户外活动频率显著增加，保险需求迎来高峰。根据多家险企近期密集发布的暑期保险推荐方案，这些推荐方案涵盖学平险、意外险、 旅行险等多类产品。 从险企推荐的产品来看，学平险为学生基础保障首选，在保障责任层面，医疗费用覆盖住院津贴、门急诊报销及骨折、急性病等特定疾病治疗。可以应对篮 球场上的碰撞摔伤、与小动物玩耍时不慎被抓伤咬伤等风险。也有产品新 ...

Core Viewpoint - The article emphasizes the need for targeted upgrades in insurance products and services to address the risks associated with outbound tourism, particularly in light of recent theft incidents involving Chinese tourists abroad [2][9]. Group 1: Outbound Tourism Risks - Recent incidents of theft involving Chinese tour groups in Italy have raised public concern, highlighting the risks associated with outbound travel [2]. - Data shows a significant increase in outbound travel, with over 5.43 million flight bookings recorded by July 2, representing a year-on-year growth of approximately 10% [2]. - The perception of safety among outbound tourists is a critical challenge, as incidents of theft, accidents, and other safety concerns have been on the rise [2][3]. Group 2: Insurance Product and Service Upgrades - There is a wide variety of overseas travel insurance products available, covering different stages of travel, but many do not adequately address the specific risks faced by travelers [3][10]. - The demand for comprehensive travel insurance is high, with 90% of Chinese outbound travelers planning to purchase insurance for their next trip, primarily for personal safety and extreme weather events [9]. - Current insurance offerings often focus on accident coverage, while other types of coverage, such as property loss, are less emphasized, indicating a need for more tailored insurance solutions [10]. Group 3: Regulatory and Service Improvements - The travel industry must enhance safety measures and service quality, with a focus on improving the regulatory framework to facilitate cross-border consumer protection [10][11]. - The revision of national standards for travel agency services aims to improve service quality and establish effective feedback mechanisms to enhance consumer experience [10]. - A shift from reactive to proactive risk management is necessary, with an emphasis on collaboration between insurance providers, travel agencies, and regulatory bodies to create a safer travel environment [11].

无论是漫步巴黎街头、穿越亚马逊雨林,还是打卡东京樱花,旅行中的意外总让人措手不及——食物中 毒、行李被盗、突发疾病,甚至天价医疗账单都可能让美好旅程瞬间崩塌。作为全球保险巨头,安联人寿 针对不同地区的风险特性,推出安联申根签证险PLUS、安联畅游全球旅行险和安联漫游亚洲旅行险,精准 覆盖旅途中的高频危机,让风险不再成为探索世界的阻碍。 申根签证保险:欧洲行的"防盗网"与"急救包" 亚洲旅行险:东南亚"水土不服"的克星 亚洲旅行看似轻松,实则暗藏风险:泰国海鲜引发急性肠胃炎(发病率超30%)、日本暴雪致航班延误、巴 厘岛摩托车事故……安联漫游亚洲旅行险针对性提供四大防护: 高频疾病全覆盖:食物中毒门诊治疗、登革热住院均属理赔范围; 欧洲旅行不仅是浪漫的代名词,也是小偷猖獗、医疗成本高昂的"风险高地"。一份合格的申根签证险不 仅是过签"敲门砖",更是旅途中的多重防护——安联联申根签证险PLUS: 强制满足3万欧元医疗保额要求,避免因保单不合格被拒签;部分计划包含签证拒签补偿(最高500元),降低 申请成本风险。可申请医疗直付,不用自己掏腰包垫付。 行李丢失/延误赔付、证件被盗赔付保障,低于财产损失。 全球旅行险: ...

安联世合中国董事总经理王利表示："通过此次出境游指数的发布，我们为旅游保险行业提供了宝贵的 市场洞察，有助于提前预判旅行者需求的变化趋势，进而开发更贴合中国出境旅行者关切的保险产品。 我们将通过持续的定期发布中国出境游指数的深度洞察，构建数据驱动的行业决策范式，以智慧洞见为 行业赋能。期待与行业内的伙伴们携手，共同深入理解中国旅行者境外旅游的潜在风险及其对出境游的 期望，为旅行者保驾护航，共同助力中国旅游产业升级和消费升级。" 本报讯 （记者苏向杲 见习记者杨笑寒）近日，安联世合（AllianzPartners）携手安联人寿保险有限公司 （以下简称"安联人寿"）与京东安联财产保险有限公司（以下简称"京东安联"）共同发布了《2025中国 出境游指数》（2025AllianzTravelIndex）（以下简称《报告》），显示中国是亚太地区对出境旅游保险 认知度最高的市场之一。本次调研由安联世合委托凯度消费者研究（KantarConsumerLink）于2025年2 月份开展，重点分析中国消费者2025年的出境游行为与偏好。 《报告》显示，90%的中国出境游旅行者计划在下一次国际旅行中购买旅游保险。安心无忧被视为出 ...

Group 1 - The "May Day" travel market has seen significant growth, with 314 million domestic trips expected in 2025, a year-on-year increase of 6.4%, and total spending of 180.27 billion yuan, up 8.0% [2] - There is a notable increase in outbound travel, with a 37% year-on-year rise in WeChat payment transactions by mainland residents for overseas travel, and a 180% increase in spending by inbound tourists using Alipay during the first three days of the holiday [2][3] - The demand for travel insurance has surged, with a 29% increase in premiums for outbound travel insurance products from May 1 to May 5, and the number of insured outbound travelers rising by 401% [3][4] Group 2 - The trend of self-driving travel is also on the rise, with a 40% increase in self-driving orders on a rental platform, and a nearly 95% increase in insurance claims during the holiday compared to regular days [3][4] - The types of claims during the holiday period indicate that flight cancellations accounted for 50.32% of incidents, while hotel cancellations made up 18.71%, and medical claims represented 14.84% [4] - The increase in travel insurance inquiries and purchases reflects a growing awareness of risk management among travelers, particularly for international trips [4][6] Group 3 - Allianz Life reported processing over 5,394 claims in 2024, with a total payout of 21.85 million yuan, primarily for medical risks, highlighting the importance of travel insurance in mitigating health-related issues during trips [6] - The report emphasizes the need for travelers to choose insurance products that match the medical costs of their destination, especially in countries with high healthcare expenses [8] - The recent traffic accident in Idaho involving Chinese tourists underscores the necessity of travel insurance, as two injured individuals were covered by a travel accident insurance policy [9]