近年来，山西屯留农商银行积极践行"乡村振兴主办行"社会责任，聚焦主责主业，坚持从服务"三农"工 作大局出发，结合区域农业产业发展状况，以"三个结合"为具体路径，为乡村振兴发展注入农信力量， 为金融服务乡村全面振兴探索新路径。截至2025年10月中旬，该行涉农贷款余额54.43亿元，较年初净 增2.69亿元。 "造血"特色产业 "双基"联动助农增收 近年来，屯留农商银行探索与基层组织深度合作，发展普惠金融，为村民提供源源不断的金融支持。 屯留农商银行建立村级党组织和基层党支部"双基"联动机制，利用"整村授信"开展"上门式"服务，最大 化满足农户金融需求，纵深推进金融助力乡村振兴工作，实现资源共享、优势互补。 北浒庄村党支部成立了"彩色辣椒种植专业合作社"，计划对彩色辣椒进行规模化种植并建设深加工车 间。在项目因设备采购和技术升级面临资金缺口时，屯留农商银行主动对接需求，累计为86位大棚种植 户投放"富农贷""惠农贷"等大棚种植类资金2850万元，助力北浒庄村形成彩色辣椒种植基地，带动村集 体年增收40余万元。 屯留农商银行以金融村干部为依托，对辖区农户进行了广泛而深入的信息采集，截至目前已走访行政村 175个， ...

Core Viewpoint - Shanxi Tunliu Rural Commercial Bank focuses on local特色农业产业, providing low-interest, unsecured inclusive financial services to meet the funding needs of farmers and new agricultural operators, thereby promoting the "one village, one product" industrial pattern and effectively supporting rural revitalization [1][3]. Group 1: Financial Support and Impact - The bank has issued a total of 4.68 million yuan in loans specifically for the gourd industry, significantly contributing to the development of this sector in Shiqian Village [3]. - The gourd industry has not only generated considerable economic income for villagers but has also revitalized Shiqian Village, making it a well-known特色村 for gourd production, attracting more tourists [3]. - The bank employs a tailored approach to financial solutions, implementing "one industry, one plan" strategies to address the unique financial needs and operational characteristics of local特色产业 [3]. Group 2: Case Study of Gourd Farmer - A local gourd farmer, Xu Zhenmin, expanded his cultivation scale due to increasing market demand but faced funding challenges for necessary investments in seeds, fertilizers, and equipment [2]. - The bank's "Jinxiang e-loan" product provided him with a quick loan of 500,000 yuan, demonstrating the bank's efficient service and commitment to supporting local farmers [2]. - The bank's rapid loan approval process and additional services, such as providing payment code solutions, have been crucial in empowering local farmers like Xu Zhenmin to grow their businesses [2]. Group 3: Overall Agricultural Financing Strategy - As of now, the bank's agricultural loan balance has reached 5.476 billion yuan, reflecting its strong commitment to rural financial support [3]. - The bank's strategy includes on-site financial services and community engagement to maximize the fulfillment of farmers' financial needs [3].

Core Viewpoint - Shanxi Qinxian Rural Commercial Bank is committed to serving the agricultural sector and rural revitalization by providing tailored financial services to meet the diverse needs of agricultural entities [1][2]. Group 1: Financial Services and Support - The bank actively engages with local agricultural cooperatives, such as the Nanyuan Pig Farming Cooperative, to understand their financial needs and challenges [1]. - A quick response from the bank led to the disbursement of 300,000 yuan (approximately 43,000 USD) within two days to support the cooperative's operational costs, including purchasing quality feed and vaccines [2]. - The bank has implemented a "ledger-style" management system to streamline loan approval processes and enhance support for the agricultural sector [2]. Group 2: Innovative Financial Products - The bank has introduced specialized loan products like "Agricultural Machinery Loan" and "Grain Easy Loan" with preferential interest rates to reduce financing costs for farmers [2]. - New credit products such as "Jinxiang e-loan," "Code Merchant Loan," and "Salary Loan" have been developed to cater to the specific needs of clients [2][3]. Group 3: Customer Engagement and Relationship Building - The bank has shifted from a passive service model to proactive customer engagement, conducting face-to-face visits to understand client needs better [3]. - A customer visit ledger has been established to track financial needs and prepare for future marketing strategies, aiming to increase customer conversion rates [3]. - The bank's efforts in community engagement have resulted in a continuous growth in customer numbers, enhancing its market presence [3].

Group 1 - The core viewpoint of the articles highlights the proactive measures taken by Shanxi Jiang County Rural Commercial Bank to support local farmers during the summer harvest season, ensuring efficient financial services are provided [1][2][3] - Shanxi Jiang County Rural Commercial Bank has established a "green channel" for credit, reducing the loan approval time to one day, and promoting online services for quick loan applications and disbursements [3][2] - The bank has implemented a grid management system to ensure services reach individual farmers, offering "industry batch credit" and launching financial products like "Jinxiang Loan" to meet diverse financial needs [2][3] Group 2 - Shanxi Jiang County Rural Commercial Bank has conducted thorough investigations to understand the funding needs of farmers, ensuring timely and precise allocation of credit to support summer harvest, planting, and management [2][3] - The bank has organized financial service teams to engage directly with farmers and grain purchasing stations, creating a "whitelist" for effective financial service delivery [3] - The bank's rapid response to loan applications for summer grain purchases has alleviated financial concerns for purchasing entities, enhancing overall service efficiency through mobile banking and online loan applications [3][2]

Core Viewpoint - Shanxi Wuxiang Rural Commercial Bank is actively fulfilling its mission of serving the people and supporting rural revitalization by enhancing financial services and credit offerings to boost the local economy [1][2]. Group 1: Financial Products and Services - The "Jinxiang e-loan" is a credit loan product tailored for small and micro enterprises, featuring rapid approval and flexible repayment options, providing essential financial support during critical times [2][3]. - The bank has established a diversified product supply system and a multi-dimensional service guarantee system to broaden the scope of financial services [1][2]. Group 2: Support for Local Enterprises - The bank has successfully provided loans to local businesses, such as the Wuxiang Xinsong Stone Cabinet Processing Factory, enabling them to manage cash flow challenges during peak sales seasons [1][2]. - The bank focuses on advanced manufacturing, strategic emerging industries, and local特色优势产业集群 to accelerate loan disbursement and support enterprise growth [2][3]. Group 3: Marketing and Customer Engagement - The bank employs a grid-based marketing approach, conducting detailed visits to farmers and livestock breeders to understand their needs and establish credit records [3]. - Efforts are made to maintain existing customer relationships while expanding the customer base, particularly targeting young entrepreneurs and stable small businesses [3].