中国邮政储蓄银行股份有限公司（以下简称邮储银行）深入贯彻党的二十大及中央金融工作会议精神， 认真落实国家政策与监管要求，大力发展绿色金融、可持续金融与气候融资，积极创建一流绿色普惠银 行、气候友好型银行和生态友好型银行。 构筑绿色金融发展根基。邮储银行将绿色发展理念融入战略全局，制定"绿色银行建设三年规划""落实 碳达峰碳中和行动方案"等文件，明确绿色金融发展路径，将绿色发展纳入公司治理核心议题，确保国 家"双碳"战略部署有效执行。组织架构上，成立多层级碳达峰碳中和暨绿色金融领导小组，全面推进绿 色金融工作。 夯实风险管理与运营保障。制定"环境、社会和治理风险管理办法"，将ESG要求纳入授信业务全流程及 风险治理体系。强化数字赋能，依托"金睛"信用风险监控系统，完成"基于大数据技术的绿色信贷服 务"项目；完善气候风险数据库，接入生态红线、企业碳排放等13类数据，强化全流程环境风险监控。 截至今年6月末，邮储银行绿色贷款余额9586.39亿元，累计设立45家碳中和支行、绿色支行和绿色金融 机构。下一步，邮储银行将全力推进改革创新和转型升级，塑造发展新优势，加快推进内涵式高质量发 展。 完善政策与资源配置体系。制 ...

Group 1 - The Ministry of Industry and Information Technology initiated a special action to support small and medium-sized enterprises (SMEs) in expanding overseas markets, gathering resources to assist them [1] - The banking sector is responding to this policy by innovating service models and optimizing product systems to support SMEs in their international ventures [1] - Postal Savings Bank of Quanzhou has developed a "Cross-border Finance+" service system to help local enterprises expand globally, benefiting companies like Baihong Group, which has established a presence in Vietnam [1][2] Group 2 - Postal Savings Bank of Quanzhou customizes financial service plans for cross-border enterprises, leveraging its comprehensive financial advantages to provide credit support for import and export businesses [2] - In the previous year, the bank facilitated over 500 million yuan in domestic self-operated forfaiting for enterprises, including Baihong Group and its supply chain partners, offering diverse solutions for global supply chain development [2] - China Bank has also launched a service plan to support the high-quality development of private enterprises, focusing on globalized, comprehensive, and digital solutions to meet the financing needs of businesses expanding overseas [3] Group 3 - China Bank's Zhejiang branch aims to provide comprehensive financial services to support local enterprises in their international investments, addressing challenges at various stages of cross-border expansion [3] - Over the past three years, China Bank's Zhejiang branch has underwritten 25 offshore bond issues for Chinese enterprises, totaling 6.6 billion USD [3] - The bank plans to continue expanding global financing channels and enhancing cross-border settlement services to support Zhejiang enterprises in their international endeavors [3]

Core Insights - The article highlights the role of Postal Savings Bank in supporting the development of private enterprises through innovative financial services and products [1][2][3] Group 1: Financial Support for Enterprises - Postal Savings Bank has provided over 2.5 trillion yuan in loans to private enterprises, accounting for more than 28% of its total loans as of January 2025 [2] - The bank has implemented various financial products, such as "industry loans" and "innovation credit loans," to assist enterprises in upgrading their operations and expanding production capacity [3][4] - Specific examples include the provision of 1 million yuan in credit loans to Dongli Intelligent Technology and 1.036 million yuan in mortgage loans for facility expansion [3][4] Group 2: Digital Transformation and Policy Support - Postal Savings Bank has been proactive in helping enterprises navigate digital transformation by offering tailored financial solutions and connecting them with government resources [3][7] - The bank's efforts have led to significant achievements, such as the successful application of special subsidies under national policies for enterprises like Dongli Intelligent [3][4] Group 3: Commitment to Small and Micro Enterprises - The bank has established a comprehensive financial service system to support small and micro enterprises, with over 63,000 visits to market entities and 410 billion yuan in credit granted to recommended small enterprises by mid-February 2025 [8][9] - The bank's initiatives include customized financial service plans for cross-border enterprises and the use of digital tools to enhance service efficiency [7][8] Group 4: Future Goals and Strategic Initiatives - Postal Savings Bank aims to provide no less than 10 trillion yuan in financing support to various private economic entities over the next five years [10] - The bank is focused on becoming a leader in rural revitalization, inclusive finance, and technology finance, emphasizing the importance of collaboration and strategic partnerships [10][11]