提质兴业利民， 共绘绿美新篇： 广东书写林业产 业高质量发展答 卷_南方+_南方 plus 山海之间，绿意 正浓。 在迈向中国式现 代化的南粤大 地，林业这 一"绿色家底"正 焕发新的生机与 潜能。 10月16日，广东 省推进林业产业 高质量发展大会 在清远佛冈召 开。这是"十四 五"收官之年的 关键会议，既是 一次总结会，更 是一次动员会。 广东正以改革激 活资源、以创新 厚植动能，全面 推进林业产业高 质量发展， 让"绿美广东"的 生态优势转化为 发展优势、民生 红利。 改革活林： 从"山定 权"到"山生金" 改革，是广东林 业产业高质量发 展的关键一招。 近年来，广东以 制度创新为引 擎，持续激发林 业发展新活力。 全省深入贯彻落 实国家《深化集 体林权制度改革 方案》和省《实 施方案》，出台 《广东省林业局 关于支持开展集 体林权制度改革 先行探索的若干 措施》，聚 焦"山要怎么 分、树要怎么 砍、钱从哪里 来、单家独户怎 么办"等林改"四 问"，系统破解 长期制约林业发 展的体制机制瓶 颈。 从"确权"到"活 权"，从"山定 权"到"山生 金"，广东各地 结合区域特色积 极探索创新路 封开县以深化集 ...

Core Viewpoint - The banking sector in China, including Beijing Bank, is facing pressure from narrowing net interest margins due to factors such as the continuous decline in the Loan Prime Rate (LPR) and adjustments in existing mortgage rates. Despite this, Beijing Bank has managed to achieve growth in net interest income and overall profitability through strategic initiatives and operational adjustments [1][2][7]. Financial Performance - Beijing Bank's net interest margin decreased from 1.47% in the same period of 2024 to 1.31%, a decline of 0.16 percentage points. However, net interest income increased by 1.22% year-on-year to 25.848 billion yuan [1]. - The bank reported total operating income of 36.218 billion yuan, a year-on-year increase of 1.02%, and a net profit attributable to shareholders of 15.053 billion yuan, up 1.12% year-on-year [1]. Strategic Initiatives - The bank has implemented a "one rise, one fall" strategy to combat the narrowing net interest margin, reducing the average cost of interest-bearing liabilities by 0.37 percentage points to 1.72% while optimizing the asset yield structure [2]. - Beijing Bank's retail business assets under management (AUM) exceeded 1.3 trillion yuan, growing by 88.5 billion yuan, with a growth rate of 7.28% [1]. Asset and Liability Management - On the liability side, the bank has focused on low-cost funding, with corporate demand deposits increasing by 11.39% year-on-year, contributing to a more stable funding base [3]. - The average cost of interbank liabilities was reduced to 1.89%, a decrease of 55 basis points year-on-year, through various funding strategies [3]. High-Yield Asset Focus - The bank is transitioning towards a "high yield, light capital" model, with significant growth in loans to technology and green finance sectors, achieving loan growth rates of 19.31% and 21.84% respectively [4]. - The bank's total asset management scale reached 5.5 trillion yuan, a year-on-year increase of 18.61%, indicating a successful shift towards higher-yielding assets [4]. Growth in Non-Interest Income - The bank's intermediary business is becoming a significant revenue growth driver, with wealth management sales reaching 35.476 billion yuan, a year-on-year increase of 57.41% [5]. - The bank's transaction banking, supported by digital frameworks, has seen growth in bill discounting and technology finance loans, with the latter growing at 19.31% [6]. Future Outlook - Beijing Bank plans to continue its light capital transformation strategy, enhancing technology empowerment and product innovation to drive high-quality development in non-interest income [6]. - The bank is transitioning from a "scale-driven" to an "efficiency-driven" model, with a slight decrease in leverage ratio to 6.87% and an increase in tier one capital net amount to 373.696 billion yuan [6][7].

Core Viewpoint - The article emphasizes the integration of ecological protection and high-quality development in Pu'er, showcasing the region's rich ecological resources and the efforts to promote sustainable practices in the tea and coffee industries [2][5][6]. Group 1: Ecological Resources and Cultural Heritage - Pu'er is rich in ecological resources, with 55 types of ecosystems and a forest coverage rate of 68.23%, housing over 5,600 species of plants and 591 species of protected wildlife [1]. - The region is home to 14 ethnic groups, with a minority population of 61.2%, which contributes to a harmonious coexistence of culture and nature [1]. Group 2: Green Development Initiatives - The "brand + base + cooperative + farmer" model is being implemented to transform tea gardens into ecological demonstration sites, promoting a cycle of protection and development [2]. - Local ethnic groups, such as the Blang and Dai, utilize traditional governance systems to manage resources sustainably, reinforcing community-based ecological governance [2]. Group 3: Green Finance Development - The People's Bank of China in Pu'er has established a "policy chain - industry chain - financial chain" mechanism to promote the creation of a green finance demonstration zone [4][5]. - As of March 2025, the green credit balance in Pu'er reached 23.47 billion yuan, an increase of 1.905 billion yuan from the beginning of the year, with a year-on-year growth of 26.29% [5]. - The bank has introduced specialized financial products to support the development of the tea and coffee industries, including loans specifically designed for these sectors [6]. Group 4: Future Directions - The People's Bank of China aims to explore green development paths that integrate biodiversity protection and the realization of ecological product value, focusing on sustainable practices in the region [6].