Core Insights - Nanjing Bank's total assets exceeded 3 trillion yuan by the end of 2025, marking a year-on-year growth of 16.63% [1] - The bank achieved an operating income of 55.54 billion yuan, up 10.48% year-on-year, and a net profit attributable to shareholders of 21.81 billion yuan, reflecting an 8.08% increase [2] - The non-performing loan ratio stood at 0.83%, with a provision coverage ratio of 313.31%, indicating strong asset quality management [3] Financial Performance - Total assets reached 3,022.42 billion yuan, a 16.63% increase from the previous year [1] - Total deposits amounted to 1,670.79 billion yuan, growing by 11.67%, while total loans reached 1,424.36 billion yuan, up 13.37% [1] - The bank's retail business saw significant growth, with retail customer financial assets surpassing 1 trillion yuan, a 21.23% increase [2] Business Development - The bank focused on becoming a leading regional comprehensive financial service provider, implementing a new five-year strategic plan [2] - Key business segments, including retail, wealth management, and corporate services, showed balanced and coordinated growth [2] - The number of corporate value clients increased by 19.04%, and the bank maintained its leading market share in debt financing tools in Jiangsu province [1] Risk Management - Nanjing Bank has implemented vertical reforms in credit approval to enhance risk control capabilities [3] - The core Tier 1 capital adequacy ratio was reported at 9.31%, providing a solid safety net for sustainable operations [3]

兴业银行贵阳分行将继续在中国人民银行贵州省分行的指导下，业务系统迭代升级的加持下，不断优化服务流程，提升报价精准性、操作便捷性与业务覆 盖能力，为推进柜台债券生态建设、提升债券市场流动性以及深化多层次债券市场建设注入新动能。 贵州日报天眼新闻记者 申川 编辑 牟绍莉 二审 王淑宜 三审 岳振 记者从省委金融办获悉，11月14日，在中国人民银行贵州省分行及黔东南苗族侗族自治州分行的指导下，兴业银行贵阳分行与岑巩县农村信用合作联社合 作，在兴业银行"柜台业务旗舰店"成功落地柜台债交易2000万元，为贵州首笔"柜台业务旗舰店"债券交易。 兴业银行贵阳分行 "柜台业务旗舰店"是柜台开办行依托中国外汇交易中心技术设立的服务渠道，金融机构柜台业务投资者可以通过"柜台业务旗舰店"获取柜台业务交易服 务。近年来，兴业银行贵阳分行柜台债业务客群已覆盖银行、非银和资管产品，债券品种包括国债、政金债和同业存单，业务品种有二级现券、"债券柜 台业务+再贷款"和"柜台业务旗舰店"，投资机构数量和交易规模逐步增长，不断拓展了贵州省柜台债券业务的广度与深度。 ...

Core Viewpoint - The financial "five major articles" are crucial for national economy and people's livelihood, reflecting financial responsibility and are essential for promoting high-quality social and economic development, as well as for the sustainable development of the financial industry [1] Group 1: Financial Innovation - Su Yin Jin Zun, as Jiangsu's first bank-affiliated financial leasing company, has leveraged its full licensing advantages to innovate in the financial "five major articles," achieving over 20 billion yuan in issuance of thematic bonds, leading the financial leasing industry [3] - In 2024, the company issued the industry's first "innovation" themed financial bonds and "two new" themed financial bonds, with a cumulative scale of 5 billion yuan, supporting technology innovation and equipment renewal projects [4] Group 2: Green Finance - The green finance market has developed a multi-layered system primarily based on green credit and green bonds. Su Yin Jin Zun has actively built a specialized green leasing brand, issuing the first "carbon neutrality" themed green financial bond in 2021 and the first GTC certified green financial bond in 2024, with a current scale of 5 billion yuan [5] - The green financial initiatives support over 200 enterprises and achieve annual carbon reduction of over 1 million tons, meeting the growing demand for green investments [5] Group 3: Inclusive Finance - Su Yin Jin Zun focuses on solving financing difficulties for small and micro enterprises, issuing a leading logistics-themed financial bond in 2022 and the first non-bank small micro financial bond in 2023, benefiting nearly 10,000 logistics customers [6] - The company has developed products like "enjoy e-rent" and "quick rent," helping small micro clients save 30 million yuan annually in financing costs [6] Group 4: Pension Finance - The silver economy represents both a challenge and an opportunity. Su Yin Jin Zun has responded to the call for deepening financial market reforms by successfully establishing a dual-channel trading system for counter bonds, becoming the first financial leasing company to do so [7] - This initiative enhances the liquidity of the counter bond market and improves pension financial services for the elderly [7] Group 5: Digital Finance - In the digital era, Su Yin Jin Zun has integrated into the digital RMB ecosystem, issuing 187 million yuan in financing for high-end marine equipment orders, marking the largest single digital RMB financing leasing transaction in the country [8][9] - The company has covered nearly 30 provinces with digital RMB leasing projects, totaling 1.5 billion yuan and over 1,000 transactions, leading the financial leasing industry [9]

惊呆了！原来自己买柜台债，有时候真的比依赖债基基金经理靠谱。 财小圈最近把去年6月在银行APP买的柜台债卖了，算了下收益率4.31%。现在存款利率普遍降到2%以下了，买低风险的柜台债居然能赚到这个收益率，简 直大满足，唯一的遗憾是买少了。 查了下交易记录，财小圈是去年6月21日以105.6749元/百元面额的"买入全价"买的"20国开05"，这只债券的到期日期是2030年3月10日，也就是说当时距离到 期还有5年多，当时的买入到期收益率是2.1656%，如果持有到期的话年化收益率是2.1656%。 现在距离到期还有4年多，财小圈6月19日已经选择卖出了，6月19日的"卖出全价"为107.1560/百元面额，选卖出后就是按"卖出全价"成交的。可以看出来价 格相比买的时候上涨了1.4%。价格变化带来的收益是一部分，还有利息收益。这只债券今年3月份付了一次利息，财小圈卖出债券到账的钱加上收到的利息 收益后，再跟当时买入成本对比，算下来持有这只债券接近1年的收益率是4.31%！ 财小圈去年10月9日买的另一只债券"18进出10"收益率则相对低一些，当时剩余期限只有3年多了，比"20国开05"剩余期限要短一些。这只债券 ...