行业关键词：票据市场、票据服务、票据新规、票据业务、金融服务（金融科技服务）、供应链金融、 金融机构、金融科技、票据风险与合规。 产品关键词：银行承兑汇票、商业承兑汇票、票据承兑贴现、供应链票据、融资服务、票据融资、票据 支付功能、承兑汇票贴现、电子票据、票据质押。 为防范票据融资过程中可能出现的风险，企业应从多个维度入手。首先，确保持有的票据真实有效，开 票方信誉良好；其次，规范背书流程，确保背书连续、签章清晰；再次，审查票据到期日与自身资金安 排的匹配度，避免因流动性安排不当而违约。此外，建议企业与正规金融机构或受监管平台进行合作， 获取更专业的票据服务与风控建议，减少因信息不对称或操作不当引发的财务损失。 临沂商城数字科技集团有限公司成立于2017年，旗下运营的"沂链通"供应链票据公共服务平台（简称沂 链通平台）2024年5月11日经上海票据交易所核准直连票交所供票平台，渠道代码400026。目前沂链通 平台已打通建设银行、平安银行、临商银行、上海银行等41家金融机构票据业务系统，与新明辉、中金 云创、滨州融担等50家头部垂直电商平台、金融科技平台和线上担保类平台建立合作关系。未来商城数 科集团将继续秉 ...

展望未来，"沂链通"平台与齐鲁银行将紧密携手，以直连系统为依托，充分发挥各自优势，合力打 造更多供应链票据示范场景，全力支持临沂市打造供票生态建设示范市。聚焦地方特色产业，创新业务 模式，精准服务更多中小微企业，拓展票据业务应用场景，为企业提供更加便捷、高效、多元化的金融 服务，助力中小微企业在发展道路上扬帆远航。同时，双方积极分享成功经验与创新做法，共同探索供 应链金融发展新路径、新模式，携手推动供应链金融行业繁荣发展，为稳定产业链供应链、促进经济高 质量发展贡献力量。 责任编辑：杨喜亭 在此次业务实施中，临沂市罗庄区财金投资集团有限公司在"沂链通"平台签发的50万元供应链票 据，经背书支付到山东其欣园林苗木有限公司后，其欣园林公司于6月26日通过"沂链通"平台向齐鲁银 行临沂罗庄支行发起供应链票据贴现申请，齐鲁银行凭借高效的审批流程与专业的服务团队，20分钟内 成功发放首笔供票贴现资金。不仅彰显了双方系统直连的卓越效能，更标志着"沂链通"平台与齐鲁银行 在供应链金融领域的深度合作迈向全新阶段，为中小微企业融资开辟了全新普惠票据服务绿色通道。 "沂链通"平台作为全国第25家获批直连上海票交所的供应链票据服务 ...

Core Insights - The "Yilian Tong" supply chain bill public service platform successfully connected with Qilu Bank, marking a significant milestone in supply chain finance and supporting the establishment of a supply chain bill ecosystem in Linyi [1][2] - The first supply chain bill discounting transaction was completed on June 26, 2025, demonstrating the efficiency of the direct connection between the platform and the bank [1] - The platform aims to provide comprehensive online processing for supply chain bills, enhancing security and efficiency in regional bill transactions [2] Group 1 - The first supply chain bill discounting transaction involved a 500,000 yuan bill issued on the "Yilian Tong" platform, which was successfully discounted by Qilu Bank within 20 minutes [1] - The collaboration between "Yilian Tong" and Qilu Bank is expected to create more demonstration scenarios for supply chain bills, focusing on local industries and innovative business models [2] - The platform is the 25th in the country to be directly connected to the Shanghai Bill Exchange, offering a full range of services including issuance, acceptance, transfer, discounting, and pledge of supply chain bills [2] Group 2 - The partnership aims to provide more convenient, efficient, and diversified financial services to small and micro enterprises, contributing to their growth [2] - Both parties will share successful experiences and explore new paths and models for the development of supply chain finance [2] - The initiative is expected to stabilize the industrial and supply chains while promoting high-quality economic development [2]