"爸妈，我国庆想留校备考英语，就不回去了。"视频通话中，西北师范大学新生郑雪晴（化名）同父母分享 了她近段时间在大学校园的生活和下一步的计划。 为让惠民政策精准触达每位学子，国家开发银行甘肃省分行早在今年7月便发布了贷款受理公告，召开全省启 动暨培训会，并完善方案预案。"我们要求将贷款额度、期限、利率及阶段性延期还本免息政策宣传到每一位受惠 学子和家庭，确保符合条件的学生切实、充分享受到政策红利。"国家开发银行甘肃省分行负责人表示。 就在一个多月前，她的家乡榆中县刚刚遭遇山洪。如今，她能心无旁骛地享受学习时光，除了有来自家人的 关心外，也有金融服务给予的支撑——国家开发银行生源地信用助学贷款在开学伊始就已精准汇入她的账户，"这 笔钱在最需要的时刻托住了我，让我能安心学习。未来一定用专业所长回馈社会。"郑雪晴感激地说。 郑雪晴的经历是甘肃省万千受助学子的缩影。今年9月17日，国家开发银行甘肃省分行率先发放2025年首批生 源地助学贷款5.16亿元，惠及56个县（市、区）的4.64万名学子，发放时间较往年提前近两个月。 灾情突袭 绿色通道撑起希望 今年8月，榆中县突发山洪泥石流灾害，除了影响到众多家庭的生产生活， ...

Group 1 - The Ministry of Education's National Student Financial Aid Management Center issued a warning about scams related to student loan applications, particularly during the peak period for local credit student loan processing [1] - Fraudsters are infiltrating student loan consultation groups on platforms like QQ and WeChat, posing as staff members to deceive students [1] - Students are advised to be cautious and not to accept friend requests from strangers, as the national student loan process does not require any fees or money transfers [1] Group 2 - Students should contact local county-level or their respective university's student financial aid department for any inquiries regarding student loans [1] - In case of financial loss, students are urged to report to the police immediately [1]

Group 1 - The Ministry of Education's National Student Financial Aid Center issued a warning about "student loan processing" scams, particularly during the peak period for local credit student loan applications [1][2][3] - Scammers are infiltrating student loan consultation groups on platforms like QQ and WeChat, posing as staff to defraud students [2][3] - Previous warnings were issued earlier this year regarding "student loan repayment" scams and illegal "campus loans" [1][4] Group 2 - The center advises students to be cautious and not to accept friend requests from strangers, emphasizing that the national student loan process does not require any fees or transfers [3][4] - Reports indicate that two students were scammed out of 3,500 yuan by fraudsters posing as loan facilitators [3][4] - Local police have shared common scam tactics, including impersonating officials and creating urgency through misleading statements [4] Group 3 - The national student loan program is government-led, providing credit loans to economically disadvantaged students for tuition and living expenses [5][6] - The maximum loan amounts have been increased: from 16,000 yuan to 20,000 yuan for undergraduates and from 20,000 yuan to 25,000 yuan for graduate students starting from the 2024 academic year [5] - Loan terms include a repayment period of up to 22 years, with interest rates set at 70 basis points below the market rate [5][6] Group 4 - The student loan program includes both local credit loans and campus-based loans, with specific eligibility criteria for applicants [6][9] - Students must not have outstanding loans to act as co-borrowers for others, and those under 16 require a guardian as a co-borrower [7] - Repayment schedules vary, with no payments required during the study period and structured repayments starting after graduation [8] Group 5 - Banks require cooperation with specific universities to process student loans, and students can only apply for one type of loan per academic year [9][11] - Students are advised to verify loan details through official channels and not to engage in any transactions requested via phone or online [11]

Group 1 - The core point of the news is the initiation of the 2025 student loan application process in Haikou, with 1,800 students applying and 737 students approved for loans [1][2] - The eligibility criteria for students include being enrolled in approved full-time higher education institutions and having a valid admission notice [1] - The loan amounts for full-time undergraduate students range from 1,000 to 20,000 yuan per year, while for graduate students, the range is from 1,000 to 25,000 yuan per year [2] Group 2 - The application process has been streamlined, allowing students to submit their applications and documents online via the Haiyi Ban App or the Hainan Government Service Network [2] - Priority support is given to students from economically disadvantaged backgrounds, including orphans, disabled individuals, and those affected by natural disasters [2] - The new process aims to enhance convenience and efficiency for students applying for loans, as indicated by positive feedback from students who have completed the application [2]

Core Points - The press conference held on July 31 focused on the interpretation of the 2025 student loan policy in Zaozhuang City [1] - The conference was led by Han Mei, Deputy Director of the Zaozhuang Education Bureau, who provided detailed insights into the new policies [1] Summary by Category Student Financial Aid Standards - The national student financial aid standards have been continuously improved, with significant increases in living subsidies for economically disadvantaged students across various education levels [3] - Starting from the spring semester of 2024, the living subsidy for economically disadvantaged boarding students in primary education will increase from 1000 yuan to 1250 yuan, and for junior high school from 1250 yuan to 1500 yuan [3] - For high school students, from the spring semester of 2025, all eligible vocational school students will be included in the national scholarship program, with the average scholarship amount increasing from 2000 yuan to 2300 yuan [3] - In higher education, from the fall semester of 2024, the average national scholarship for undergraduate students will rise from 3300 yuan to 3700 yuan [3] Student Loan Policy - The student loan policy is a crucial part of China's higher education financial aid system, with the source of loans being the Development Bank of China and other financial institutions [4] - The maximum loan amount for full-time undergraduate students is set at 20,000 yuan per year, while for graduate students it is 25,000 yuan [4] - The loan repayment period is the remaining study period plus 15 years, with a maximum of 22 years, and interest during the study period is subsidized by the government [4] Financial Aid Distribution - From 2024 to the present, Zaozhuang City has distributed a total of 270 million yuan in student financial aid, benefiting approximately 297,900 students [5] - In 2024, 14,739 university students applied for the source-based student loans, with a total disbursement of 203 million yuan, effectively supporting the basic educational and living needs of economically disadvantaged students [5]

Core Points - The Xi'an Education Bureau has launched the 2025 credit student loan program, providing consultation hotline numbers for students and parents [3] - The credit student loan is aimed at financially disadvantaged students, allowing them to apply for loans before enrollment in their home county [3][4] - Loan amounts for full-time undergraduate students range from 1,000 to 20,000 yuan per year, while for graduate students, it ranges from 1,000 to 25,000 yuan per year [3][5] - The maximum loan term is the remaining study period plus 15 years, not exceeding 22 years, with interest rates set at LPR5Y-0.7% [3][4] Eligibility Criteria - Applicants must be Chinese nationals and enrolled in approved full-time higher education institutions [4][5] - Students must have a legitimate admission notice and their household registration should ideally be in the same county as the loan application [5] - Applicants must demonstrate financial need and should not have received other national student loans in the same year [5]