中经记者 张漫游 北京报道 2025年8月15日是第三个全国生态日，也是"绿水青山就是金山银山"理念提出20周年的日子。 20年间，我国绿色发展取得了显著成效，金融在其中发挥了关键支撑与引领作用。当前，金融的角色正 从单纯"支持绿色"逐步迈向系统"改造棕色"，成为推进"双碳"目标实施的重要抓手，也为全球新兴经济 体的绿色转型提供了可资借鉴的中国样本。 近日《关于金融支持新型工业化的指导意见》（以下简称《指导意见》）正式发布，其中明确提出"坚 持'先立后破'，推动银行支持高碳行业符合绿色低碳技术改进方向以及产能置换政策的项目和企业"， 为金融机构服务实体经济绿色低碳转型指明了方向和路径。 造船舶能效设计指数（EEDI）作为关键绩效指标（SPT）与贷款利率动态挂钩并进行定期披露。融资主 体在项目完成后将提供由中国船级社出具的EEDI认证证书，确保转型成效可测、可控、可验证。 转型金融推动降碳增绿 随着"双碳"目标的深入推进，我国经济社会绿色低碳转型进入攻坚阶段，金融服务的范畴正从单一支持 新能源、节能环保等纯绿项目，逐渐延伸至钢铁、建材、化工等高碳行业的绿色升级。这一转变标志着 金融功能从"支持绿色"迈入"改造棕 ...

Group 1 - The article highlights the transformation of Yucun village in Zhejiang, which shifted from a polluted area relying on stone sales to a thriving eco-tourism destination, embodying the "Two Mountains" theory proposed by Xi Jinping 20 years ago [2][3] - The village's collective income has significantly increased, with an expected 11 million tourists in 2024 and an average collective operating income of 2.54 million yuan per village [3] - The financial support from Agricultural Bank of China has been crucial in facilitating this transformation, marking the issuance of the first rural tourism project loan in the country [3] Group 2 - In Ningxia, the introduction of "Goji Berry Loans" by China Bank has enabled local farmers to expand their goji berry cultivation, contributing to ecological restoration and economic growth [4] - Agricultural Bank of Zhejiang has also launched "Reed Loans" to support local farmers in upgrading their production capabilities, demonstrating the role of innovative financial products in promoting green development [5] Group 3 - The National Development Bank has provided 270 million yuan in loans for ecological restoration projects along the Fenghe River in Xi'an, enhancing wastewater treatment capabilities and improving local environmental conditions [6] - The arrival of the endangered bird species, the crested ibis, in Hunan has led to increased rice prices, showcasing the economic benefits of maintaining a healthy ecosystem [7] Group 4 - The introduction of a heavy-duty electric truck replacement program in Tangshan, supported by the National Development Bank with an 88.05 million yuan loan, aims to reduce carbon emissions and improve clean transportation [8] - The Shanghai Municipal Financial Office has implemented a financial directory to support the transformation of the water transport industry, with the first methanol dual-fuel vessel loan issued by the Bank of Communications [9][10]