公益林补偿收益权质押贷款
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提质兴业利民,共绘绿美新篇:广东书写林业产业高质量发展答卷
Nan Fang Nong Cun Bao· 2025-10-17 07:06
Core Viewpoint - Guangdong is focusing on high-quality development of the forestry industry, transforming ecological advantages into development benefits and improving people's livelihoods through reforms and innovations [6][8][11]. Group 1: Reform and Innovation - Reform is identified as a key strategy for the high-quality development of the forestry industry in Guangdong [11]. - The province has implemented institutional innovations to stimulate new vitality in forestry development, including the collective forest rights reform [12][13]. - Specific measures have been introduced to address long-standing issues in forestry development, such as resource allocation and financial support [14][16]. - Successful examples include the issuance of the first collective forest economic benefit rights certificate in Fengkai County, which facilitated a loan of 3 million yuan [34][36]. Group 2: Industry Strengthening - The forestry industry in Guangdong is shifting from a resource-based model to a quality-driven approach [46]. - Various regions are developing specialized forestry systems, such as the "Five Species" industry in Qingyuan, which is expected to generate a tourism and leisure service output of 13.271 billion yuan by 2024 [49][60]. - The province aims to achieve a total forestry industry output value of 941.6 billion yuan by 2024, with a focus on technological innovation to enhance the value chain [60][61]. Group 3: Green Prosperity - The forestry industry is expected to significantly benefit local communities, with initiatives like profit-sharing and employment opportunities for over 5,000 households in Longchuan County [85][89]. - In Meizhou, the establishment of forest health demonstration areas is enhancing the ecological welfare for urban and rural residents alike [95][98]. - The government emphasizes the importance of meeting diverse public needs through forestry development, aiming to convert ecological resources into shared benefits for the community [98][100]. Group 4: Future Directions - Guangdong is committed to building a modern forestry industry system by 2025, focusing on the integration of various sectors and sustainable practices [80][81]. - The province plans to develop eight major industry clusters, including oil tea, bamboo, and ecological tourism, to enhance the overall quality and efficiency of the forestry sector [106][110].
“金融+生态”: 让金融服务绿色又普惠
Jin Rong Shi Bao· 2025-10-09 02:22
广东云浮是生态大市,森林资源丰富,是粤港澳大湾区的重要生态屏障和重要水源涵养地。 近年来,在中国人民银行广东省分行指导下,中国人民银行云浮市分行因地制宜做好金融"五篇大文 章",聚焦"云浮有什么、能干什么、想干什么"的思路,以绿色金融支持生态产品价值实现为着力点, 创新打造"金融+生态"模式,指导银行机构探索以生态碳汇资产和权益质押发放惠农贷款,有效破解农 业经营主体因传统抵(质)押物不足而出现的融资难题,实现金融服务既绿色又普惠。近期,2025年度 广东省绿色金融改革创新推广案例发布,云浮市"创新'金融+生态'服务模式 助力打造生态产品价值实现 新范式"入选其中。 解生态产品价值"变现难": 创新打造"生态支行" 2023年6月,十四届全国人大常委会第三次会议决定将每年8月15日定为全国生态日。如何借力金融 让"绿水青山"变"金山银山",成为绿色金融改革创新的重点和方向。 在中国人民银行广东省分行指导下,中国人民银行云浮市分行联合中国人民银行广东省分行、人保财险 广东省分公司驻连滩镇帮镇扶村工作队,指导农业银行云浮分行、邮政储蓄银行云浮市分行、郁南农商 银行在连滩镇探索"金融+生态"服务模式,于全国生态日设 ...
宁波银行绍兴分行:扎实做好“五篇大文章” 促进民营企业高质量发展
Zhong Guo Jing Ji Wang· 2025-08-08 07:23
Core Viewpoint - Ningbo Bank's Shaoxing branch has been recognized as the "Most Satisfied Bank for Private Enterprises" in Zhejiang Province, reflecting its commitment to supporting the development of private enterprises through innovative financial services and a robust service system [1] Group 1: Financial Support for Private Enterprises - Ningbo Bank's Shaoxing branch focuses on the needs of private enterprises, integrating various service models to enhance service quality and support high-quality development [1] - The branch has implemented the "1+7 Work Plan" to direct financial resources towards advanced manufacturing and industrial upgrades, aiding the transformation of private enterprises towards high-end, intelligent, and digital directions [2] Group 2: Innovation in Financial Products - The bank has developed specialized products like "patent loans" to support technology-driven enterprises, with a loan balance for technology enterprises reaching 4.624 billion yuan by March 2025 [2] - A variety of green financial products have been introduced, including carbon emission quota pledge loans and pollution rights mortgage loans, with green loan balances increasing to 1.749 billion yuan, a growth of 16.42% [4] Group 3: Support for Small and Micro Enterprises - The bank has allocated 8.824 billion yuan in loans to small and micro enterprises, emphasizing tailored financial services that align with local industry characteristics [7] - The implementation of a no-repayment renewal policy has eased the repayment pressure on small enterprises, enhancing their financing efficiency [7] Group 4: Development of Pension Financial Products - The bank has launched various pension products, with 9,264 personal pension accounts opened in the Shaoxing region by March 2025 [8] - Efforts to improve digital services for the elderly include the development of an elderly-friendly version of the bank's app and the adaptation of smart devices in branches [8] Group 5: Digital Financial Services - The bank has embraced digital finance, launching over 60 digital systems to provide efficient and intelligent financial services to private enterprises [9] - The "Kuanpeng Treasury" and "Financial Management Expert" platforms have been developed to support global fund management for enterprises [9] Group 6: Comprehensive Value-Added Services - The bank has created platforms like "Bobo Zhiliao" to offer comprehensive services for enterprises, including procurement and operational support [10] - A one-stop overseas service platform has been established to assist enterprises in expanding into international markets, providing a range of services from company registration to tax planning [10] Group 7: Commitment to High-Quality Development - Ningbo Bank's Shaoxing branch aims to continue enhancing its services through professional, digital, platform-based, and international approaches to support the high-quality development of the real economy [11]
宁波银行南京分行:心念地方发展,践行绿色金融
Jiang Nan Shi Bao· 2025-06-17 03:18
——"碳"路绿色发展,答好支持重点领域和金融高质量供给的必答题 当前,数字技术为绿色金融赋能绿色发展与绿色创新提供了良好契机。宁波银行南京分行进一步强化金 融科技运用,实现专业赋能,为实体经济发展创造价值,通过互联网、云计算、大数据等科技手段赋能 绿色金融发展。围绕国内绿色金融和碳中和政策创新产品体系,重点支持国家鼓励的节能环保、清洁能 源、基础设施绿色升级改造产业,推出碳排放配额质押贷款、创新排污权抵押贷款、公益林补偿收益权 质押贷款等绿色信贷产品,支持企业绿色发展。截至2024年12月末,宁波银行南京分行绿色金融贷款余 额超50亿元。 绿色是中国式现代化的鲜明底色,也是金融高质量发展的一抹亮色。近年来,宁波银行南京分行积极践 行"绿水青山就是金山银山"的发展理念,以公益化、数字化推进"生态金融、能源金融、转型金融"特色 化服务体系,助力美丽中国建设和"双碳"目标的实现。 ——"绿"动城市脉搏,答好生态保护与经济发展的双选题 "万物各得其和以生,各得其养以成。"宁波银行南京分行积极联动各级政府、省市文旅及监管部门长效 开展"池杉湖湿地生态建设""玄武湖荷花节""六合荷花节""长江大保护"等超20场系列公益专 ...
让农村资源真正“活”起来 成都农商银行发放四川首笔公益林补偿收益权质押贷款
Jin Rong Shi Bao· 2025-05-29 03:18
Core Viewpoint - The collaboration between the relevant departments of Chongzhou City and Chengdu Rural Commercial Bank aims to innovate financing mechanisms in the forestry sector, utilizing compensation rights from public welfare forests as collateral for loans, marking a significant step in addressing funding challenges for forestry operators [1][4]. Group 1: Financing Mechanism Innovation - Chengdu Rural Commercial Bank has successfully issued a loan of 5 million yuan based on the compensation rights of public welfare forests, which is the first of its kind in Sichuan [1][2]. - The loan issuance is part of a broader initiative to explore innovative financing models in the forestry sector, addressing the long-standing issue of funding shortages for farmers looking to develop under-forest economies [2][4]. Group 2: Impact on Local Farmers - Local farmers, particularly those involved in under-forest medicinal herb cultivation, have expressed increased confidence in expanding their operations due to the availability of this new funding source [3]. - The funding provided through the public welfare forest compensation rights pledge has resolved critical funding gaps for local cooperatives and individual farmers, enabling them to invest in larger-scale operations [2][3]. Group 3: Policy and Strategic Support - The recent policy document from the central government emphasizes the need for enhanced financial support to promote sustainable forestry practices and improve farmers' incomes [4]. - Chengdu Rural Commercial Bank is leveraging its experience from rural financial reform pilot projects to enhance rural property financing capabilities, which is essential for the overall rural economic development and revitalization [4][5]. Group 4: Systematic Solutions for Rural Financing - The bank is focused on addressing systemic issues related to asset rights confirmation, value assessment, and mortgage registration to facilitate rural property financing [5][6]. - A collaborative approach with local governments is being pursued to develop replicable service models that convert rural resources into capital, thereby injecting financial vitality into rural areas [6].