Core Viewpoint - The Bank of China Beijing Branch has effectively aligned its operations with the national strategy and the capital's development needs during the "14th Five-Year Plan" period, focusing on technology finance, green finance, cross-border finance, and addressing key social demands, thereby delivering high-quality results in supporting the capital's development [1][2][6]. Group 1: Technology Finance - The Bank of China Beijing Branch has established a three-tier service system for technology finance, including 17 specialized outlets, to comprehensively cover the service needs of innovation enterprises in the capital [2][4]. - Innovative financial products such as "Innovation Star Loan," "Specialized and New Loan," and "Entrepreneur Loan" have been launched to address the unique challenges faced by technology enterprises, particularly those with asset-light characteristics [4][5]. - The branch has actively participated in major innovation forums and customized financial products to support high-quality entrepreneurial projects in Beijing [2][4]. Group 2: Green Finance - The Bank of China Beijing Branch has developed a comprehensive green finance service system, establishing a green financial working group to provide specialized services across various sectors [6][8]. - The branch has implemented targeted credit policies for industries such as hydrogen energy and new energy vehicles, ensuring that financial support reaches green industries effectively [6][8]. - By the end of Q3 2025, the balance of green upgrade projects in infrastructure exceeded 200 billion yuan, demonstrating the branch's commitment to supporting sustainable development [8]. Group 3: Cross-Border Finance - The Bank of China Beijing Branch has enhanced cross-border financial services by launching various convenient settlement products, facilitating trade and investment for enterprises [11][12]. - The branch has pioneered several industry-first initiatives, including the establishment of a cross-border dual-currency cash pool and the first full RMB capital injection for foreign financial institutions in the region [12]. - A new innovative service product, the "Mifang Card," has been developed to enhance payment convenience for foreign visitors, integrating payment, communication, and travel needs [13]. Group 4: Social Responsibility and Inclusive Finance - The Bank of China Beijing Branch has introduced diverse financial products and services to meet the needs of the public, particularly in areas like rural revitalization and individual entrepreneurship [16][17]. - The branch has successfully supported small and micro enterprises with loans exceeding 80 billion yuan by the end of September 2025, addressing their financing challenges [17]. - Initiatives in the elderly care sector have been implemented, including the launch of various age-friendly products and the organization of financial literacy events to enhance the quality of life for senior citizens [18]. Group 5: Cultural and Community Support - The Bank of China Beijing Branch has actively engaged in cultural projects, providing financial support for the renovation of cultural sites and promoting cultural enterprises through optimized processes and reduced fees [19]. - The branch has established a one-stop service system to assist cultural enterprises in securing financing and connecting with resources, thereby enhancing the cultural industry's development [19]. - The bank's efforts in supporting cultural heritage and tourism projects have contributed to enriching the spiritual and cultural needs of the capital's residents [19].

Core Viewpoint - The 2025 China International Fair for Trade in Services (CIFTIS) showcases the robust development of China's service trade and serves as a significant platform for the "Beijing Service" brand, with Bank of China Beijing Branch demonstrating its financial innovation and commitment to global financial services [1] Group 1: Financial Innovation and Services - Bank of China Beijing Branch has been the exclusive global partner of the banking industry for five consecutive years at CIFTIS, showcasing various financial service cases that highlight its role in supporting the construction of a strong financial nation and high-quality development in the capital [3] - The branch introduced the "CUBe Card," a first-of-its-kind card that integrates digital RMB payments, mobile communication, and municipal transportation functions into a single SIM card, facilitating a seamless experience for foreign travelers [3] - The branch has been the exclusive agent for Beijing's departure tax refund services for ten years, innovating a "one point connects the whole city" model for immediate refunds, enhancing the shopping and tax refund experience for international visitors [3] Group 2: Digital Currency and Payment Solutions - The branch has actively promoted the application of digital RMB, launching over ten commemorative hard wallet products since the pilot in 2020, and introduced a new version featuring elements of traditional Chinese culture during CIFTIS [4] - Self-service machines for hard wallets were showcased, allowing for easy application, recharge, and recycling, further enhancing service convenience [4] Group 3: Cross-Border Financial Innovation - The branch is involved in the "Two Zones" construction in Beijing, utilizing cross-border financial innovations to assist enterprises in expanding internationally and attracting foreign investment, thereby broadening the global reach of "Beijing Service" [5] - A groundbreaking project for interoperable digital trade payments was successfully launched in April, reducing document circulation costs by approximately 30% and significantly improving trade efficiency [5] Group 4: Trade Facilitation and Public Service Platforms - The establishment of the "Jingmao Xing" platform, a new international trade public service platform in the Beijing-Tianjin-Hebei region, has reduced the review cycle for offshore trade from about one month to 3-7 days, greatly enhancing trade convenience [6] Group 5: Support for Modern Industry and Financial Services - Bank of China Beijing Branch is committed to injecting financial resources into the modernization of the industrial system in Beijing, focusing on technology finance and inclusive finance to strengthen the industrial foundation of "Beijing Service" [7] - The branch has supported over 5,000 technology enterprises with credit support amounting to nearly 90 billion yuan, showcasing its commitment to fostering innovation [7] - Inclusive finance initiatives include specialized products like "High-tech Loan" and "Science and Technology Star Fire Loan," aimed at meeting the needs of small and micro enterprises and enhancing their risk resilience [7]

中国娱行 流染黑如同 r 科创星火贷 为科创小微企业提供"线上+线下"融资 "科创星火贷"是指为科创小微企业提供"线上+线下"融资支持和各类综合 金融的服务方案。 ◆专精特新"小巨人"企业 ◆高新技术企业 眉 号 ◆专精特新中小企业 ◆中关村高新技术企业 客 ◆科技型中小企业 ◆创新型中小企业 群 授信金额▶ 总额可达 1000万 担保方式> HTT ©1 多种方式灵活组合增信 资金贷款 貸款利率▶ 享受普惠金融优惠利率 期限最长3年 综合金融服务, 可为科创小微企业提供符合其特点和实际需求的综合金融服务 扫码下载APP 携手惠如愿 · 共创新未来 产品详情请咨询北京地区中国银行各营业机构 tell # 图 ...

中行北京分行相关业务负责人介绍，今年以来，分行工作专班加大力度组织各类银企对接活动，持续更 新各类产品，推出"科创星火贷"服务方案，为专精特新企业、高新技术企业等一系列科技型企业提供贷 款支持。此外，分行工作专班不断优化业务流程，在审批端、放款端简化手续，缩短企业获贷时间，实 现利率倾斜，帮助小微企业在最短时间、最低成本下获得融资。 2025年以来，中国银行北京市分行（以下简称"中行北京分行"）积极贯彻有关工作要求，持续深化落实 小微企业融资协调机制，不断完善金融支持方式，持续提升普惠金融服务水平，打好金融服务"组合 拳"，切实满足小微企业多样化融资需求，解决小微企业发展难题。 分级组织工作专班协同行动 中行北京分行持续深化"分支网"三级专班机制，充分发挥各层级力量，协同行动共同做好小微企业服 务。 在此基础上，中行北京分行辖属各支行工作专班及网点专项小组协同行动，深入街道、园区、商圈等各 个区域，探访企业难点，不断扩大金融服务范围。近日，中行北京分行联合中关村企业信用促进会，推 出"信用领跑贷"服务方案，基于企业信用数据为北京市2024年度信用领跑企业授信。中行北京宣武支行 下辖14家网点打造"信用服务站" ...