三是存款活期化趋势显现。6月末，广东省住户及企业部门活期存款余额比年初增加5297亿元、同比多 增6898亿元，同比增速达8.8%，比各项存款增速高3.2个百分点。活期存款增长加快，表明前期利率调 整政策效应逐步显现，有利于促进消费和投资，激发经济活力。 中经记者 秦玉芳 广州报道 中国人民银行广东省分行7月21日举行2025年上半年广东省金融运行形势新闻发布会。上半年，广东持 续推动社会融资规模和货币信贷增速回升，1—5月，广东社会融资规模增量1.33万亿元。截至2025年6 月末，广东本外币贷款余额29.6万亿元，同比增长4.8%，增速连续三个月回升；存款余额37.7万亿元、 同比增长5.6%。 1—5月社融规模增量1.33万亿元 中国人民银行广东省分行调查统计处二级调研员袁中红介绍，今年以来，中国人民银行进一步加大逆周 期调节力度，5月份出台实施一揽子金融支持举措，支持实体经济取得了比较明显的效果。具体表现在 三个方面： 一是社会融资结构持续优化。2025年1—5月，广东社会融资规模增量1.33万亿元。分融资渠道看，直接 融资占比持续上升，非金融企业债券、股票和地方政府债券等市场化直接融资增加3894亿 ...

Core Points - The Central Securities Depository Company has announced a full waiver of the issuance registration service fees for special financial bonds aimed at technological innovation from January 1, 2025, to December 31, 2027 [1] - For any relevant fees that have been paid for the aforementioned services after January 1, 2025, the Central Securities Depository Company will refund the applicable waived portion [1]

Group 1: Core Perspectives - The development of technology finance is crucial for supporting new productive forces, involving various aspects of the financial system, policies, and models [1] - The Chinese government emphasizes the importance of technology finance, green finance, inclusive finance, pension finance, and digital finance to enhance financial services for major strategies and key areas [1][2] - Financial institutions are exploring new organizational structures and credit processes to better serve technology enterprises [1][2] Group 2: Financial Tools and Policies - The diversification of financial policy tools is essential for addressing the financing bottlenecks faced by technology enterprises and accelerating the development of new productive forces [2][3] - Key financial instruments include re-loans for technological innovation and small business support, which are vital for supporting the real economy and promoting innovation [3][4] - The establishment of a financial service evaluation mechanism is necessary to motivate financial institutions to actively support technology enterprises [3] Group 3: Lifecycle Financial Services - Banks should provide diversified financial services throughout the lifecycle of technology enterprises, addressing different financing needs at various stages of development [5][6] - Supporting early-stage technology enterprises through initial loans can enhance their survival rates and competitiveness [5][6] - For growing technology enterprises, expanding financing channels is crucial for promoting innovation and industry advancement [5] Group 4: Risk Management - The unique characteristics of technology enterprises, such as light assets and high risks, necessitate tailored risk management strategies [8][9] - Banks should establish specialized credit approval mechanisms and enhance the professionalism of their approval processes to better support technology enterprises [8] - Digital transformation in financial institutions can improve risk management capabilities and facilitate the development of innovative financial products [9]