齐鲁晚报.齐鲁壹点李可通讯员王曦 东明农商银行持续深化与当地人社部门的合作，积极推动社保卡社银一体化服务全面落地，将政务服务 引入银行网点，切实提升群众办事的便利性。 该行依托广泛分布于城乡的营业网点，专门开设社银一体化服务专窗，并配备智能服务设备。通过这些 举措，实现了社保卡申领、补换、激活、挂失、密码重置、待遇资格认证、社保查询缴费等高频业务的 一窗受理、一站办结。群众无需再往返政务大厅，在"家门口"的银行网点即可"一次办好"相关业务。 为满足特殊群体的需求，该行针对老年群体、行动不便者等开通了绿色通道，提供上门服务，并安排工 作人员进行手把手指导，用心做好适老化服务。同时，大力推广第三代社保卡，使社保卡具备社保、金 融功能"一卡多用"，真正将便民服务送到群众身边。 未来，该行将继续优化服务流程，拓展服务范围，以更加优质高效的服务，打造具有影响力的民生服务 品牌，担当好群众身边"贴心金融管家"的角色。 ...

新年伊始，正值年终奖发放及资金回笼高峰期，忙碌了一年的人们正在计划如何进行投资并筹划新一年 的资产配置方案。对于银行来说，"揽储"就成了当前的重要任务。 春节期间，时代周报记者实地探访五大行及部分股份行、城商行营业网点，发现银行揽储存在明显分 化：五大行"按兵不动"，存款利率未作调整，没有特殊的揽储活动；而股份行及城商行在利率上拥有一 贯优势，定期存款利率普遍高于五大行，并且在春节期间推出各类揽储活动。 此外，时代周报记者还发现，银行正经历从"揽储为王"转向"资产配置"的转型。针对不同风险偏好、不 同资金实力、不同职业背景、不同回报预期的投资者，理财经理需精准匹配投资产品，不同银行的业务 侧重点也各不相同。 五大行专攻资管规模，股份行、城商行"揽储正酣" 春节期间，五大行保持存款利率不动，战略性放弃高息揽储，收缩存贷利差空间，同时转向资产提升送 积分或立减金活动，客户存款+理财+基金等综合资产达标即可领奖。 据时代周报记者春节期间实地探访，工商银行、农业银行、中国银行、建设银行的存款利率未作改变， 定期存款一年期、两年期、三年期利率分别为1.1%、1.2%、1.55%。而交通银行的定期存款利率要高于 上述四家 ...

加强安全用卡知识宣传。通过发放手册、剖析典型案例、现场咨询答疑等多样形式，普及社保卡安全使 用知识。聚焦虚假社保补贴、社保卡冻结等常见骗局，指导群众辨别风险场景，掌握个人信息与金融账 户保护技巧，让群众安心享受社保缴纳、待遇领取、就医结算等便捷服务。 王美介绍，"社会保障卡惠民服务季"活动正在进行，活动主题是"智享社保·卡惠民生"。主要围绕发行 第三代社保卡，推广社保卡在人社服务、就医购药、交通出行、文化旅游、惠民惠农财政补贴发放等多 领域的应用，让群众真正感受"一卡在手 服务全有"的便捷与温暖，进一步提升社保卡服务公众认知度 和社会影响力。 进一步宣传第三代社保卡和电子社保卡。结合第三代社保卡和电子社保卡的优势，联合社保卡合作金融 机构，向群众普及第三代社保卡和电子社保卡申领方法、使用指南。聚焦群众"就近办、便捷办"需求， 进一步普及即时补换卡、密码重置等服务，织密"15分钟服务圈"。 齐鲁晚报·齐鲁壹点 尹婷 2月10日，菏泽市"全民参保·'菏'家幸福"项目推进情况新闻发布会召开，菏泽市社会保险事业服务中心 主任王清国；市社会保险事业服务中心缴费基数核定科科长张燕敏；市社会保险事业服务中心社会保障 卡服务 ...

我们是单位统一办的三代卡，但办理的这个银行不怎么用，想换一个银行，是线上还是线下办？怎么 办？ 北京人社解答： "新起点"您好。您可以通过以下方式更换第三代社保卡的合作银行： 网友"新起点"： 需持本人有效身份证件及第三代社保卡前往原制卡银行网点办理注销业务，之后前往意向银行办卡即 可。若通过旧卡领取相关补贴、津贴等资金，换领新卡后，需尽快到原业务办理渠道做银行卡号变更， 确保补贴、津贴等资金顺利发放。 注：非首次更换需间隔6个月后，才能再次更换合作银行（首次更换办卡银行不受限制） 来源：北京人社 ...

（来源：北京城市副中心报） 本报讯（记者 代丽丽）今年起，本市进入第三代社保卡常态化换发阶段，很多参保人员已经顺利领到 新卡。拿到第三代社保卡后该怎么用？还需要完成哪些后续操作？今天就为大家逐一解答这些疑问。 1.单位没有集体办理第三代社保卡，职工可以自己办理吗？ 单位未选择集体申领的，在职职工可根据本人意愿确定换发银行和领卡方式后，通过线上或线下渠道自 行申领第三代社保卡。 2.拿到第三代社保卡，可以直接持卡就医吗？ 不可以。领取第三代社保卡后，需要先激活社会保障功能，方可享受持卡就医服务，与原社保卡使用规 则无变化。新卡一旦激活，旧卡的社会保障功能自动失效。新卡未激活前，旧卡的社会保障功能不会停 用。 3.第三代社保卡如何启用？ 持卡人可登录北京市人力资源和社会保障局官网、北京人社微信公众号、"京通"小程序、北京人社APP 启用社会保障功能。 线下渠道也可以办理启用。持卡人可以携带有效身份证件原件和第三代社保卡，前往北京任意区社保经 办大厅。在社保卡服务窗口向工作人员提出启用社会保障功能申请，工作人员核实身份信息后现场办 理，整个过程几分钟即可完成。社保经办机构通常还设有自助服务终端，持卡人也可在工作人员 ...

本报记者 代丽丽 今年起，本市进入第三代社保卡常态化换发阶段，很多参保人员已顺利领到新卡。拿到第三代社保卡后 该怎么用？还需完成哪些后续操作？记者咨询了相关部门工作人员，逐一为大家解答疑问。 ❶ 单位没有集体办理第三代社保卡，职工能自己办理吗？ 单位未选择集体申领的，在职职工可根据本人意愿确定换发银行和领卡方式，通过线上或线下渠道自行 申领第三代社保卡。 ❷ 拿到第三代社保卡，能直接持卡就医吗？ 不可以。领取第三代社保卡后，需要先激活社会保障功能，方可享受持卡就医服务，与原社保卡使用规 则无变化。新卡一旦激活，旧卡社会保障功能自动失效。新卡未激活前，旧卡社会保障功能不会停用。 ❸ 第三代社保卡如何启用？ 持卡人可登录北京市人力资源和社会保障局官网、北京人社微信公众号、"京通"小程序、北京人社App 启用社会保障功能。 线下渠道也可以办理启用。持卡人可携带有效身份证件原件和第三代社保卡，前往北京任意区社保经办 大厅。在社保卡服务窗口，向工作人员提出启用社会保障功能申请，工作人员核实身份信息后现场办 理，整个过程几分钟即可完成。 无需重新绑定，电子社保卡可自动更新并关联实体卡相关信息。 ❺ 社会保障功能激活后，金 ...

Summary of Key Points Core Viewpoint - Beijing has entered a normalized phase for the issuance of the third-generation social security card, allowing both online and offline application channels for insured individuals who have not yet received the card [1][2]. Group 1: Application Process - The third-generation social security card can be applied for through four online channels: the official website of the Beijing Human Resources and Social Security Bureau, the "Beijing Human Resources" WeChat account, the JingTong mini-program, and the Beijing Minsheng One Card WeChat mini-program [1]. - Offline application channels include social security card service points at district and street levels, as well as service points at partner banks [1]. - Individuals can choose their preferred bank and method for receiving the card, with specific conditions for employees whose companies have opted for collective applications [1]. Group 2: Card Activation and Usage - Individuals applying for the third-generation social security card at partner banks can receive the card on-site and activate its social security functions immediately, with the option to activate financial functions voluntarily [2]. - The card production time is 30 calendar days for first-time applicants through online channels or service points, and 4 working days for replacements or renewals through non-instant card issuing banks [2]. - The original social security card remains valid until the new card is activated, ensuring continued access to pension, social security, and medical insurance functions [2]. Group 3: Security and Fraud Prevention - Individuals are advised to protect their personal information and not to lend their third-generation social security card to others to prevent fraud [3]. - The Beijing Human Resources Department and partner banks will not send messages with links or request sensitive information such as financial account numbers or passwords [3].

Core Viewpoint - Beijing has entered the normalization phase for the issuance of the third-generation social security card, allowing both online and offline application channels for residents who have not yet obtained the card [1][2]. Group 1: Issuance Process - The normalization phase retains the original online application methods while introducing offline application channels [2]. - Online application methods include the official website of the Beijing Human Resources and Social Security Bureau, the "Beijing Human Resources" WeChat account, the JingTong mini-program, and the Beijing Minsheng One Card WeChat mini-program [2]. - Offline application channels consist of social security card service points at district and street levels, as well as service points at partner banks [2]. Group 2: Card Activation and Usage - Individuals can choose their preferred bank and method for obtaining the third-generation social security card, with specific conditions for employees applying through their units [2]. - The card can be issued on-site at partner banks, allowing immediate activation of social security functions and optional activation of financial functions [2]. - The production time for the card is 30 calendar days from the application date for online applications, while it takes 4 working days for replacement or reissuance through non-instant card issuing points [2]. Group 3: Transition from Previous Cards - Starting in 2026, the issuance of the first and second-generation social security cards will cease, with all new applicants receiving the third-generation card [3]. - The original social security card remains valid until the new card is activated, ensuring continued access to pension payments and social security functions [3]. - The Beijing Human Resources Department advises individuals to protect their personal information during the application process and to be cautious of potential scams [3].

Core Viewpoint - Beijing has entered a normalized phase for the issuance of the third-generation social security card, allowing both online and offline applications for those who did not participate in the centralized issuance phase [1] Group 1: Policy Changes - The Beijing Municipal Human Resources and Social Security Bureau announced the start of the third-generation social security card's regular issuance phase [1] - From 2026, the issuance of the first and second-generation social security cards will be discontinued in Beijing [1] Group 2: Application Process - Individuals who have not yet applied for the third-generation social security card can do so through online or offline channels [1] - All new participants or those who have not replaced their cards will receive the third-generation social security card upon application or replacement [1] Group 3: Card Usage - Current holders of the first and second-generation social security cards can continue to use them until they replace or activate the third-generation card [1]

Core Insights - The Beijing Municipal Government has reported that nearly 8 million residents have successfully applied for the third-generation social security card, with a cumulative usage of nearly 60 million times. The centralized issuance phase is nearing completion and will soon transition to a regular issuance phase [1][4]. Group 1: Issuance and Transition - The third-generation social security card issuance began at the end of October 2024, divided into five batches for centralized distribution. After transitioning to regular issuance, all online application channels from the centralized phase will remain available, and offline issuance will be expanded to over 3,000 locations across 16 partner banks in the city [4]. - Residents who have not yet replaced or activated their third-generation cards can continue to use their first and second-generation cards [4]. Group 2: Features and Applications - The third-generation social security card has undergone technological and security upgrades, expanding its application scenarios and achieving a "multi-functional" capability. In addition to the identity verification, information recording, and medical purchasing functions of the previous generations, it now includes financial attributes [6]. - Compared to the first and second generations, the third-generation card offers more application scenarios, including transportation, parks, libraries, and cultural tourism, providing residents with a richer array of convenient services [8]. Group 3: Infrastructure and Support - As of now, over 1,300 bus and subway lines, more than 5,000 designated medical institutions and retail pharmacies, 12 municipal parks, and 25 libraries at both city and district levels have completed the necessary infrastructure modifications to support the use of the third-generation card for various identity verifications and payments, enhancing access to various public services [10].