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金融活水浇灌现代农业之花 打造金融服务生态圈、助力现代化农业发展的龙江实践
Jin Rong Shi Bao· 2025-12-31 02:10
"现在从签样到化验都是全自动的,一车大米在7分钟左右即可完成样品抽检。"近期,《金融时报》记 者在中粮建三江米业有限公司采访时,公司负责人告诉记者,不同于过去的人工采样检测,如今稻谷被 粮食经纪人拉到厂区后,可实现从签样到检测的全流程自动化,在提升粮食收购效率基础上,还能明显 减少粮食收购过程中的检测争议,保障"好粮卖好价"。这背后除了技术支撑外,资金保障更不可或缺。 记者了解到,在中国人民银行黑龙江省分行的指导下,辖内多家银行机构根据中粮建三江米业实际生产 计划精准匹配收购水稻流动资金,并在每年十月中旬收购工作启动时确保资金及时到位,有效撬动了农 业企业对全产业链的带动作用。 "2023年以来,我们以创建金融支持乡村振兴先行先试样板区为引领,探索出14种典型金融支持模式, 推动全省金融机构形成一套符合现代化农业发展特点的龙江经验。全省涉农贷款由2023年初的9296.1亿 元,提升至2025年11月末的10294.3亿元。"中国人民银行黑龙江省分行行长张文武表示。据了解,2025 年,黑龙江迎来"二十二连丰",粮食总产量达到1640.1亿斤。在亮眼成绩的背后,金融起到了关键性的 支撑作用。 在服务核心企业基 ...
开源三农金融“活水” 助力龙江种业振兴——中国农业银行黑龙江省分行全面强化种业金融供给
Group 1 - The core viewpoint of the articles emphasizes the commitment of Agricultural Bank of China Heilongjiang Branch to support the agricultural sector, particularly focusing on the revitalization of seed industry in Heilongjiang Province [1][2][3] Group 2 - Agricultural Bank of China Heilongjiang Branch has launched a plant variety rights pledge loan product, the first of its kind in the province, to address financing challenges for seed companies by evaluating and pledging seed intellectual property [1] - The bank provided a plant variety rights pledge loan to a seed company in Jiamusi City, which is involved in research, breeding, production, processing, and sales, helping to alleviate cash flow issues due to high initial R&D investments [1] Group 3 - The bank introduced the "Grain Farmer Guaranteed Loan" product, focusing on the soybean seed resources in Heihe City, to provide comprehensive financing support for the entire agricultural production chain [2] - As of early 2025, the "Grain Farmer Guaranteed Loan" product has successfully disbursed nearly 300 million yuan in Heihe City [2] Group 4 - Agricultural Bank of China Heilongjiang Branch has developed the "Longjiang Seed Industry Special Loan" to further support breakthroughs in key areas of the seed industry [3] - The bank has cumulatively provided over 5 billion yuan in loans to the seed industry, injecting financial resources into the revitalization of Heilongjiang's seed sector [3]