构建绿色价值共同体 上海农商银行在绿色发展的浪潮中，展现出敏锐的时代洞察与坚定的长期主义。 2016年，该行荣获"十二五"上海市节能服务绿色金融支持奖，但彼时绿金探索尚未系统化。到2020年， 随着"碳达峰碳中和"走进公众视野，国家明确"双碳"工作的时间表、路线图，上海农商银行找准绿色金 融发展的航标，全面启航。 上海农商银行将深耕本土的丰富经验，与绿色金融、ESG理念深度融合，在绿色金融子领域、多行业积 极探索，创造超越金融本身的社会与生态价值。 赋能乡村绿色振兴，以"渔光互补"项目为锚点，该行支持绿色能源与生态养殖融合，实现年减排二氧化 碳数万吨，打造美丽乡村样本；支持崇明"绿色农业示范基地"，整合有机种植、乡村旅游与土地治理， 推动生态宜居与共同富裕。 该行创新绿色金融工具，落地全国首单化工行业转型金融贷款、全国首笔CCER未来收益权质押贷款、 上海首批气候投融资项目、上海首笔取水权质押贷款等，引领产业绿色转型；推出"乡村生态贷""植物 新品种权质押贷款"等ESG特色产品，满足乡村生态环境修复、绿色减碳治理等综合金融需求。 在长三角，既有绿水青山的"绿色生态"，亦有澎湃不息的"创新生态"，更有三省一市握 ...

Core Viewpoint - The article emphasizes the transformation of Shanghai Rural Commercial Bank into a key player in green finance, aligning with national strategies for carbon neutrality and regional integration in the Yangtze River Delta, while fostering innovation and collaboration across various sectors [1][2][4]. Green Finance Development - Shanghai Rural Commercial Bank has established a comprehensive green finance system, integrating top-level design and organizational structure into its strategic development plan, aiming to become the most environmentally friendly bank in the Yangtze River Delta [2]. - The bank has initiated a green finance business management system, utilizing big data for intelligent identification of green projects and precise assessment of environmental benefits [2]. - By the end of Q1 2025, the bank's green financing scale is expected to exceed 1.2 trillion yuan, with an annual compound growth rate of over 60% in green credit over the past three years, leading the national rural financial institutions [3]. Value Co-Creation - The bank actively integrates local experience with green finance and ESG principles, supporting rural green revitalization projects that significantly reduce carbon emissions and promote sustainable agriculture [3]. - Innovative green financial products have been launched, including the first chemical industry transformation loan and various ESG-focused loans, addressing comprehensive financial needs for ecological restoration and green carbon reduction [3]. Collaborative Ecosystem - Shanghai Rural Commercial Bank has signed the UNEP FI's Responsible Banking Principles, launching the "Green Xin Tong Zhou" brand to promote a collaborative approach to sustainable development [4]. - The bank's "Xin Ecosystem" initiative aims to create a collaborative financial ecosystem by integrating various stakeholders, enhancing resource allocation, and addressing climate and ecological challenges [4][10]. Innovation in Technology Finance - The bank has developed a comprehensive support system for technology enterprises, providing loans to nearly 4,500 tech firms, with a total loan amount exceeding 1.2 trillion yuan, significantly supporting small and medium-sized enterprises [8][9]. - The "Xin Dong Neng" strategy has evolved to offer a full-cycle, multi-dimensional service model, enhancing collaboration with government and financial institutions to foster innovation [9][10]. Regional Integration - Shanghai Rural Commercial Bank has taken significant steps in regional integration by establishing branches in the Yangtze River Delta and investing in local banks, aligning with national development strategies [11][12]. - The bank's subsidiary, Changjiang United Financial Leasing, focuses on modern manufacturing and green leasing, contributing to the development of a modern industrial system [12].

"国以农为本，农以种为先"，黑河市拥有得天独厚的大豆种子资源，围绕这一农业"芯片"，当地采取订 单农业模式，构建了从良种培育到种植生产再到作物收获的"一条龙"产业链。 农行黑龙江省分行坚守服务"三农"初心，紧密对接黑河地区种植大县等融资需求，创新推出"粮农保收 贷"产品，该产品以种业订单为核心，精准服务种业产业链上下游，为种业企业和种植户提供全流程融 资支持。2025年初，"粮农保收贷"产品成功在黑河市实现业务落地突破，目前已累计投放近3亿元。 转自：新华财经 作为黑龙江省服务"三农"的国家队、主力军，中国农业银行黑龙江省分行（以下简称"农行黑龙江省分 行"）始终坚持"姓农""为农"，植根于龙江黑土地，服务在"三农"第一线，倾力支持龙江种业振兴。 探索新路径，研发植物新品种权质押贷款 为丰富种业科创型企业融资选择，农行黑龙江省分行及时响应企业需求，持续探索创新金融服务路径， 在全省金融同业中，首家推出植物新品种权质押贷款产品，根据企业植物新品种推广种植面积、产品市 场竞争力、剩余有效期等要素，对种子知识产权进行评估和质押，有效解决企业融资担保难题。 农行黑龙江省分行为佳木斯市某种业企业提供了植物新品种权质押贷 ...