植物新品种权质押贷款

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红土地上的金色答卷 农行江西分行金融赋能乡村振兴样本观察
Jin Rong Shi Bao· 2025-09-30 01:34
金秋时节,赣鄱大地稻浪翻滚,丰收在望。萍乡湘东区的杂交水稻制种田里,沉甸甸的稻穗压弯了 枝头;浮梁县的万亩生态茶园中,茶农们指尖翻飞采摘秋茶;在安远县的三百山景区,游客络绎不 绝……这一幕幕生机勃勃的景象背后,流淌着金融赋能乡村振兴的活水。 数字见证力度:截至2025年8月末,全行县域贷款突破3278.38亿元,涉农贷款达1798.26亿元,农户 贷款超635.20亿元,脱贫县贷款增至1097.21亿元。与年初相比,四项指标分别净增282.05亿元、58.47亿 元、83.64亿元和92.09亿元。 更令人欣喜的是,粮食安全、乡村产业、乡村建设等重点领域的贷款增速,全部高于全行平均水 平。金融活水,正似赣江之水般奔流不息,滋润着赣鄱大地的千里沃野、万里青山,为乡村振兴带来生 机与希望。 深耕主业:守护大国粮仓的金融担当 在杂交水稻制种之乡萍乡湘东,一场关于"中国饭碗"的种业攻坚正在悄然进行。这里聚集了百余户 制种大户和两家国家级龙头企业,却长期困于"轻资产、缺抵押"的融资难题。 转机来自农行江西分行一次破冰式的创新——他们首创"植物新品种权质押贷款",让看不见的知识 产权变成"真金白银"。种业龙头天涯种业率先 ...
凝心聚力共奋进 奋楫扬帆谱新篇|潍坊银行全力打造高质量发展的标杆银行
Qi Lu Wan Bao· 2025-09-28 13:07
今年是"十四五"规划收官之年,是贯彻党的二十届三中全会精神的重要一年。为落实山东金融监管局有关工作要求,更好展示城商行秉承高质量发展理念, 坚守职能定位,深入做好金融"五篇大文章"的新亮点、新成效,山东省银行业协会组织开展了"山东银行业城商行新闻媒体一线行"宣传活动。近日,宣传活 动走进潍坊银行。 潍坊银行成立于1997年8月,2018年完成股权结构优化,是潍坊市规模最大的地方国有法人银行。现有员工3100余人,共有134处营业网点,控股设立青岛西 海岸海汇村镇银行,营业机构覆盖潍坊各县市区和青岛、烟台、临沂、滨州、聊城等地市。近年来,潍坊银行聚焦做好金融"五篇大文章",坚守"服务城乡 居民、服务中小企业、服务地方经济"的市场定位,盯紧"保安全、保盈利,提质量、提效益"的"双保双提"目标,突出"调结构、控风险、强合规、降成本、 扩客群、增效益、创品牌"七项重点工作,严格落实各项监管要求,凝心聚力,真抓实干,扎实推进高质量发展,着力打造客户满意、监管认同、党委政府 信任的高质量发展的标杆银行。截至8月末,资产总额达到3320亿元,存款2655亿元,贷款1930亿元,分别比年初增长9.2%、12.1%、11.7% ...
人民银行吉林省分行等四部门联合开展专项行动助力乡村振兴
Xin Hua Cai Jing· 2025-08-04 07:02
《通知》明确了金融"五篇大文章"在吉林省乡村振兴领域综合运用的主要任务。一是强化科技金融赋能 农业新质生产力。探索将"贷款+外部直投"、知识产权质押等科技金融支持措施运用到农业科技中;深 化推广植物新品种权质押贷款,探索建立植物新品种权价值评估、流转体系;深入对接农业"科技小 院"金融需求,促进农业科技与乡村产业紧密结合。二是推动绿色金融助力乡村生态宜居。积极对接农 业农村基础设施融资项目储备库,扩大农村人居环境整治中长期贷款;支持推广绿色生产技术,发展生 态农业、循环农业;探索开展排污权、林业碳汇预期收益权抵质押等贷款业务;用好碳减排支持工具等 货币政策工具。三是深化普惠金融促进增收致富。积极支持以人参产业为代表的乡村富民产业发展,推 广存货动产、农业设施、林权等抵质押贷款,加大创业担保贷款等政策在农村地区的宣传和实施力度; 支持"吉农金服"平台建设,提升便民服务能力;加强对边境县、边境村的走访对接和重点产业信贷支 持,巩固拓展好脱贫攻坚成果。四是发展农村养老金融。创新设计简洁、操作便捷、费用实惠的养老金 融产品,加大对农村养老服务设施建设、适老化改造项目的金融支持力度;优化农村金融服务站功能, 鼓励为农村 ...
上海农商银行:一江金融水 生态共潮生
Xin Hua Cai Jing· 2025-06-26 06:58
Group 1 - Shanghai Rural Commercial Bank has demonstrated keen insight and commitment to long-termism in the wave of green development, winning the "12th Five-Year" Shanghai Energy Service Green Finance Support Award in 2016 [1] - The bank's green financing scale surpassed 120 billion yuan by the end of Q1 2025, with an annual compound growth rate of over 60% in green credit over the past three years, leading rural financial institutions nationwide [2] - The bank has launched innovative green financial tools, including the first chemical industry transformation financial loan and the first CCER future income rights pledge loan in the country, promoting industrial green transformation [1][2] Group 2 - The bank has integrated local rich experience with green finance and ESG concepts, actively exploring various sub-fields of green finance to create social and ecological value beyond finance itself [1] - The "Green Xin Tong Zhou" green finance brand was recently launched, outlining the "GREEN SHRCB" concept, which emphasizes globalization, regionality, evolution, economic value, and net-zero emissions [2] - The bank has provided loan services to nearly 4,500 technology enterprises, with a scale exceeding 120 billion yuan, serving a significant portion of specialized and innovative small and medium-sized enterprises in Shanghai [5][6] Group 3 - The bank has established a comprehensive ecosystem for technology finance, evolving from a single credit model to a more integrated empowerment approach, exemplified by the "Xin Dong Neng" strategic plan [6] - The bank's subsidiary, Changjiang United Financial Leasing Co., has focused on modern manufacturing, logistics, and energy, promoting inclusive, green, and equipment leasing strategies [7][8] - By the end of Q1 2025, over 35% of new green leasing investments from Changjiang United Financial Leasing were recorded, with nearly 40% of green leasing assets [8]
沪农商行:一江金融水 “三重”生态共潮生
21世纪经济报道· 2025-06-26 05:52
Core Viewpoint - The article emphasizes the transformation of Shanghai Rural Commercial Bank into a key player in green finance, aligning with national strategies for carbon neutrality and regional integration in the Yangtze River Delta, while fostering innovation and collaboration across various sectors [1][2][4]. Green Finance Development - Shanghai Rural Commercial Bank has established a comprehensive green finance system, integrating top-level design and organizational structure into its strategic development plan, aiming to become the most environmentally friendly bank in the Yangtze River Delta [2]. - The bank has initiated a green finance business management system, utilizing big data for intelligent identification of green projects and precise assessment of environmental benefits [2]. - By the end of Q1 2025, the bank's green financing scale is expected to exceed 1.2 trillion yuan, with an annual compound growth rate of over 60% in green credit over the past three years, leading the national rural financial institutions [3]. Value Co-Creation - The bank actively integrates local experience with green finance and ESG principles, supporting rural green revitalization projects that significantly reduce carbon emissions and promote sustainable agriculture [3]. - Innovative green financial products have been launched, including the first chemical industry transformation loan and various ESG-focused loans, addressing comprehensive financial needs for ecological restoration and green carbon reduction [3]. Collaborative Ecosystem - Shanghai Rural Commercial Bank has signed the UNEP FI's Responsible Banking Principles, launching the "Green Xin Tong Zhou" brand to promote a collaborative approach to sustainable development [4]. - The bank's "Xin Ecosystem" initiative aims to create a collaborative financial ecosystem by integrating various stakeholders, enhancing resource allocation, and addressing climate and ecological challenges [4][10]. Innovation in Technology Finance - The bank has developed a comprehensive support system for technology enterprises, providing loans to nearly 4,500 tech firms, with a total loan amount exceeding 1.2 trillion yuan, significantly supporting small and medium-sized enterprises [8][9]. - The "Xin Dong Neng" strategy has evolved to offer a full-cycle, multi-dimensional service model, enhancing collaboration with government and financial institutions to foster innovation [9][10]. Regional Integration - Shanghai Rural Commercial Bank has taken significant steps in regional integration by establishing branches in the Yangtze River Delta and investing in local banks, aligning with national development strategies [11][12]. - The bank's subsidiary, Changjiang United Financial Leasing, focuses on modern manufacturing and green leasing, contributing to the development of a modern industrial system [12].
开源三农金融“活水” 助力龙江种业振兴——中国农业银行黑龙江省分行全面强化种业金融供给
Zhong Guo Jin Rong Xin Xi Wang· 2025-04-25 05:50
Group 1 - The core viewpoint of the articles emphasizes the commitment of Agricultural Bank of China Heilongjiang Branch to support the agricultural sector, particularly focusing on the revitalization of seed industry in Heilongjiang Province [1][2][3] Group 2 - Agricultural Bank of China Heilongjiang Branch has launched a plant variety rights pledge loan product, the first of its kind in the province, to address financing challenges for seed companies by evaluating and pledging seed intellectual property [1] - The bank provided a plant variety rights pledge loan to a seed company in Jiamusi City, which is involved in research, breeding, production, processing, and sales, helping to alleviate cash flow issues due to high initial R&D investments [1] Group 3 - The bank introduced the "Grain Farmer Guaranteed Loan" product, focusing on the soybean seed resources in Heihe City, to provide comprehensive financing support for the entire agricultural production chain [2] - As of early 2025, the "Grain Farmer Guaranteed Loan" product has successfully disbursed nearly 300 million yuan in Heihe City [2] Group 4 - Agricultural Bank of China Heilongjiang Branch has developed the "Longjiang Seed Industry Special Loan" to further support breakthroughs in key areas of the seed industry [3] - The bank has cumulatively provided over 5 billion yuan in loans to the seed industry, injecting financial resources into the revitalization of Heilongjiang's seed sector [3]