Core Viewpoint - The China Communications Industry Association announced the Financial Digital Transformation Capability Assessment Model (FDMM) results, with Bank of Communications receiving the highest level certification for its digital technology application capabilities, marking it as an industry leader in digital transformation [1][3]. Group 1: Digital Transformation Strategy - The company emphasizes digital transformation as a strategic priority to meet high-quality development requirements, increasing investment in technology and fostering core technological innovation [3]. - A "1+1+N" artificial intelligence framework has been established, featuring a heterogeneous computing cluster based on domestic GPU servers and a financial model algorithm matrix worth hundreds of billions [3]. Group 2: Financial Services Innovation - The company leverages "data elements + digital technology" to enhance business value and improve service quality for the real economy, introducing innovative financial services like "proactive credit" for small and micro enterprises [3]. - Standardized products such as online mortgage loans and various credit products have been developed, alongside the "Jiaoyin Hangmaotong" platform for online cross-border settlement and foreign trade financing [3]. Group 3: Risk Management - The company has implemented AI technology across all risk management areas, creating a comprehensive digital risk management system that transitions from traditional methods to intelligent control, ensuring the protection of customer assets [3].

Group 1: Core Perspectives - The core viewpoint emphasizes the commitment of Bank of Communications Hunan Branch to enhance financial services for the public, integrating high-quality development with the diverse financial needs of the people [1][2][3] Group 2: Support for Small and Micro Enterprises - The bank is innovating financial service models and expanding inclusive financial product offerings to support small and micro enterprises, with a focus on reducing financing difficulties and costs [2] - As of the end of March, the bank's inclusive "two increases" loans grew by 7.54% compared to the beginning of the year, and it has issued nearly 4 billion yuan in credit to over 1,700 small and micro enterprises [2] Group 3: Meeting Diverse Consumer Needs - The bank has launched various consumer products and activities to meet the growing financial consumption demands of the public, including tailored online consumer loan products for social security participants and new citizens [3] - The bank has created promotional activities such as "Enjoy Exchange" and "Most Popular Friday," providing significant discounts and benefits to consumers [3] Group 4: Support for Rural Revitalization - The bank is focusing on providing financial support for rural revitalization, including funding for modern agricultural infrastructure and specialized industries [4][5] - As of the end of March, the bank's inclusive agricultural loans increased by 4.41% compared to the beginning of the year [4] Group 5: Emergency Support Initiatives - The bank has actively engaged in projects like the "Vegetable Basket" initiative, providing timely financial support to enhance local agricultural production and supply chains [7] - The bank has allocated 22 million yuan in credit to support the construction of a high-standard vegetable base, demonstrating its commitment to local agricultural development [7]