转自：新华财经 甘肃银行认真落实小微企业融资协调工作主体责任，在全行积极开展"千企万户大走访"活动，主动为小 微企业、个体工商户纾困解难，通过构建常态化、长效化的政银企协同机制，依托申报清单、推荐清单 深化与园区、商圈、行业协会的战略合作，精准挖掘客户需求。 金融"造血"激活县域经济 甘肃银行立足县域农村产业资源禀赋，将乡村振兴作为普惠金融主战场，探索多元化、创新型的金融服 务模式，推动信贷政策与县域产业政策深度融合，以"千亿涉农工程"为蓝图，推进"一县一业一品"建 设，以金融"造血"激活县域经济。 甘肃银行结合金融资源优势，在"三农"方面，积极探索支持甘肃省供销系统新模式，打造"供销+金 融"为农服务新模式，推出"惠农快贷"等专属产品，进一步填补涉农信贷领域线上产品的空白，建立创 新产品动态评估与迭代优化机制，持续提升金融服务与县域经济的契合度，全力助推县域普惠小微贷款 提质增量。 在践行普惠金融的征程上，甘肃银行在组织机构方面进行了针对性调整。截至目前，甘肃银行在19家一 级分支机构成立普惠金融部和乡村振兴金融部，系统构建起全行支持普惠金融和乡村振兴的金融服务体 系与组织保障体系。 作为"甘肃人民自己的银 ...

Group 1 - Zhengzhou Bank has signed strategic agreements with multiple local governments in Henan, including Xinyang and Anyang, to enhance financial support for major projects and industrial upgrades [1][2] - The bank aims to provide customized financial services tailored to the development needs of different regions, implementing a "one area, one policy" approach [2][3] - The focus is on creating a comprehensive financial service network that includes products like "Rural Revitalization Loan" and "Research and Development Loan" to support various economic sectors [3] Group 2 - Zhengzhou Bank's strategic agreements form a complete ecological chain that includes "Innovation Leadership - Inclusive Foundation - Industrial Upgrade - Regional Collaboration" [4] - The bank plans to deepen the results of its agreements and continue to innovate in areas such as technology finance, green finance, and inclusive finance [4] - The goal is to empower regional development and contribute to the establishment of a unified national market in Henan [4]

Group 1 - The core idea of the news is the initiative by Kunshan Rural Commercial Bank to enhance inclusive financial services and strengthen financial security through activities like "Financial Knowledge Journey" aimed at merchants [1][2] - The bank organized an event at Tongyun Trade City, focusing on the financial needs of merchants, utilizing a combination of face-to-face presentations and immersive experiences to educate them on financial knowledge [1] - The event included a well-decorated promotional area with anti-fraud videos, distribution of informational brochures, and interactive Q&A sessions, attracting numerous merchants to participate [1] Group 2 - The bank's staff provided tailored financing solutions based on merchants' operating cash flow and credit status, addressing the common financing difficulties faced by small and micro enterprises [2] - During the event, over 200 promotional materials were distributed, with more than 120 consultations answered, resulting in financing intentions from 8 merchants, effectively delivering financial services to the grassroots of the real economy [2] - The bank plans to continue its "Financial Knowledge into the Market" series of activities to deepen the integration of financial services with merchant needs, contributing to the high-quality development of the local economy [2]

Group 1 - The core viewpoint of the articles emphasizes the commitment of the Industrial and Commercial Bank of China (ICBC) to promote inclusive finance, particularly in supporting small and micro enterprises in the rural areas of Huanjiang County, aligning with the county's "333" development strategy [1][2]. - As of May 11, 2025, ICBC's inclusive finance initiatives have resulted in an increase of 35.32 million yuan compared to the beginning of the year, with over 100 enterprises receiving support through inclusive loans totaling more than 158 million yuan [1]. - The bank has successfully issued 55.5 million yuan in credit loans to 30 manufacturing enterprises in the Huanjiang County Industrial Park, addressing the challenges of financing difficulties, high costs, and slow processes for small and micro enterprises [1]. Group 2 - ICBC has implemented a coordinated financing support mechanism for small and micro enterprises, focusing on four key areas: industry, agriculture, commerce, and technology, to provide precise financial support for the economic development of Huanjiang County [2]. - In the first quarter of 2025, the bank launched the "Zhu Shang e-loan" product, successfully issuing a total of 200,000 yuan in loans to individual industrial and commercial households, thereby expanding its customer base [2]. - The bank has enhanced its outreach by integrating inclusive finance content into daily meetings and training, ensuring that frontline staff can effectively communicate inclusive policies and improve customer financing experiences [2]. Group 3 - The bank's inclusive finance team has seen a trend of younger employees, all under 30 years old, which has led to a relative lack of business skills and asset management experience [3]. - To address this, the bank's leadership has taken the initiative to learn and set an example for younger employees, while also seeking guidance from higher-level professional departments to apply learned knowledge in supporting small micro-enterprise financing [3]. - The bank has conducted targeted marketing for local specialty industry clusters, such as "Huanjiang Five-Spice Food" and "Silk Processing," focusing on first-time loan customers who have financing needs but have not been reached by other banks [3].

证券代码： 001227 证券简称：兰州银行 兰州银行股份有限公司投资者关系活动记录表 编号：2025-01 | | □特定对象调研 □分析师会议 | | --- | --- | | 投资者关系 | □媒体采访 ☑业绩说明会 | | 活动类别 | □新闻发布会 □路演活动 | | | □现场参观 | | | □其他（请文字说明其他活动内容） | | 参与单位名称 | 通过网络互动参与本次业绩说明会的各类投资者 | | 及人员姓名 | | | 时间 地点 | 2025 年 5 月 15 日下午 全景网"投资者关系互动平台"（http://ir.p5w.net） | | 上市公司接待 | 1.兰州银行 党委书记、董事长许建平 | | | 2.兰州银行 党委副书记、董事、行长刘敏 | | | 3.兰州银行 独立董事方文彬 | | | 4.兰州银行 董事、董事会秘书张少伟 | | 人员姓名 | 5.兰州银行 公司业务部总经理李胜龙 | | | 6.兰州银行 计划财务部总经理高雪梅 | | | 保荐代表人曾琨杰 7.中信建投 | | | 保荐代表人田斌 8.中信建投 | | 投资者关系活动主 | 1.今年是贵行战略规划 ...

转自：凤凰网 工行宁波市分行认真贯彻落实中央经济工作会议和中央金融工作会议精神，深刻把握国有大行功能定位和职责使命，牢牢扛起金融服务的政治责任，切实发 挥好服务实体经济主力军作用，加快数字化转型步伐，推动科技金融发展不断取得新成效。 金融激活科技创新动能 作为服务工业建设起家的国有大行，工行宁波市分行坚持把支持科技发展摆在突出位置，持续加大对战略性新兴产业、科技创新、智能制造、制造业优化升 级等先进制造业重点领域的投融资支持。截至2023年底，工行宁波市分行战略性新产业贷款超百亿元，同比增幅近60%；国家级制造业单项冠军客户覆盖率 接近80%。 "我们将总行主动授信作为撬动业务突破的杠杆，及时与相关企业建立联系，并对国家级专精特新小巨人和国家级制造业单项冠军企业进一步下放相关审批 权限，提高贷款审批效率和服务质效。"工行宁波市分行相关人士表示，在分支行专业部门协作配合下，共同为企业提供"表内+表外""信贷+非信贷""商行 +投行""融资+融智"等全方位金融服务。 该行注重以金融创新支持科技创新、以科技金融赋能产业发展，促进加快建设现代化产业体系，形成更多新质生产力。该行携手工银投资与宁波通商控股集 团发起设立 ...

Financial Performance - In 2024, the company achieved an operating income of 7.854 billion yuan and a net profit attributable to shareholders of 1.888 billion yuan, representing a year-on-year growth of 1.29% [1] - As of March 2025, the company's asset scale exceeded 490 billion yuan, with a growth of 1.32% since the beginning of the year [1] - The company issued loans and advances totaling 262.99 billion yuan, marking a 7.18% increase, the largest growth in five years [1] Asset Quality and Stability - As of the end of 2024, the company reported a non-performing loan ratio of 1.83% and a provision coverage ratio of 201.60%, indicating stable asset quality [2] - The total assets reached 486.285 billion yuan by the end of 2024, with a year-on-year growth of 7.25% [2] Green Finance Initiatives - The company has actively engaged in green finance, providing loans for carbon reduction projects, with a total of 62.1046 million yuan disbursed, leading to a carbon reduction of 8,492.85 tons [4] - By the end of 2024, the balance of green loans reached 15.218 billion yuan, reflecting a net increase of 2.452 billion yuan, a growth rate of 19.21% [4] Inclusive Finance Strategy - The company focuses on inclusive finance, targeting small and micro enterprises, with a total of 9,076 small micro loan accounts and a balance of 13.794 billion yuan, which increased by 1.202 billion yuan, a growth rate of 9.55% [6] - In 2024, the company issued 2.31 billion yuan in small micro loans through various online products, enhancing accessibility for small businesses [6] Support for Local Economic Development - The company has supported 508 provincial key projects with a total credit of 30.56 billion yuan, focusing on infrastructure, agriculture, and environmental projects [8] - The company has also emphasized the development of the manufacturing sector, with a total manufacturing loan balance of 21.165 billion yuan, reflecting a net increase of 1.681 billion yuan [9] Conclusion - The company's annual report data illustrates a stable operational picture and highlights the effective implementation of financial supply-side reforms in the northwest region, showcasing the synergy between green finance and inclusive finance [10]

Group 1: Core Perspectives - The core viewpoint emphasizes the commitment of Bank of Communications Hunan Branch to enhance financial services for the public, integrating high-quality development with the diverse financial needs of the people [1][2][3] Group 2: Support for Small and Micro Enterprises - The bank is innovating financial service models and expanding inclusive financial product offerings to support small and micro enterprises, with a focus on reducing financing difficulties and costs [2] - As of the end of March, the bank's inclusive "two increases" loans grew by 7.54% compared to the beginning of the year, and it has issued nearly 4 billion yuan in credit to over 1,700 small and micro enterprises [2] Group 3: Meeting Diverse Consumer Needs - The bank has launched various consumer products and activities to meet the growing financial consumption demands of the public, including tailored online consumer loan products for social security participants and new citizens [3] - The bank has created promotional activities such as "Enjoy Exchange" and "Most Popular Friday," providing significant discounts and benefits to consumers [3] Group 4: Support for Rural Revitalization - The bank is focusing on providing financial support for rural revitalization, including funding for modern agricultural infrastructure and specialized industries [4][5] - As of the end of March, the bank's inclusive agricultural loans increased by 4.41% compared to the beginning of the year [4] Group 5: Emergency Support Initiatives - The bank has actively engaged in projects like the "Vegetable Basket" initiative, providing timely financial support to enhance local agricultural production and supply chains [7] - The bank has allocated 22 million yuan in credit to support the construction of a high-standard vegetable base, demonstrating its commitment to local agricultural development [7]