12月17日，本年度全球服务领域知名奖项——2025年(第十九届)"五星钻石奖"（Five Star Diamond Brand）在香港举行的"世界经理人峰会"上隆重揭晓。 会上，青岛银行（002948）凭借卓越的客户服务和温馨的客户体验再度荣获该奖项，这也是青岛银行第十次获此殊荣。值得一提的是，青岛银行是山东省 唯一入围该奖项的企业。 作为深耕齐鲁、辐射全国的区域性商业银行，青岛银行始终锚定服务实体经济的初心使命，将"国之大者"融入经营发展全过程，以"质效优先、特色鲜 明、机制灵活"为发展总纲，围绕"调结构、强客基、优协同、提能力"四大战略主题精准发力，用专业高效的金融供给与温暖贴心的服务举措，书写着新 时代金融报国、金融为民的责任答卷。 坚守民生为本传递金融服务温度与力量 青岛银行持续推进渠道下沉和服务延伸，构建"县-乡-村"三级服务网络，在县域设立支行网点达28家，真正打通金融服务"最后一公里"。在金融知识普及 方面，该行以2025年金融教育宣传周为契机，紧扣"保障金融权益，助力美好生活"主题，构建场景化、互动化、立体化的宣教矩阵，持续擦亮"青诚消 保"品牌。 金融为民是新时代金融工作的根本立场。青岛银 ...

Core Insights - Qingdao Bank was awarded the "Best Brand Competitiveness City Commercial Bank" at the "2025 First Financial Financial Value Annual Conference" for its outstanding performance in technology finance, green finance, local economic services, and innovation capabilities [1][8] - The "First Financial Financial Value List" evaluates financial institutions based on brand value, market influence, business innovation, and social responsibility, highlighting Qingdao Bank's comprehensive strength and its role in promoting local high-quality development [1][8] Strategic Positioning - Qingdao Bank has established a strategic positioning focused on regional service, guided by a "three-year strategic plan" emphasizing "quality and efficiency first, distinctive features, and flexible mechanisms" [4] - As of Q3 2025, the bank's return on equity (ROE) increased to 13.16%, non-performing loan ratio decreased to 1.10%, and provision coverage ratio reached 269.97%, indicating strong risk control and stable operations [4] Industry-Specific Financial Services - The bank has developed a specialized financial service system targeting key industries such as technology innovation, marine economy, and cultural tourism, providing comprehensive financial support throughout the lifecycle of technology enterprises [5] - Qingdao Bank has launched over 20 products in technology finance, including "Talent Loans" and "Intellectual Property Pledge Loans," and has supported over 2,250 technology enterprises, facilitating their growth and innovation [6] Green Finance Initiatives - Qingdao Bank prioritizes green development, creating a complete product matrix that includes carbon loans and blue finance, with a green loan balance of 54.828 billion yuan as of September 2025 [6] - The bank has implemented 272 carbon reduction-related tools, achieving an annual carbon reduction of 12,878 tons through projects like the Qingdao High-tech Clean Energy Project [6] Inclusive Finance and Social Responsibility - The bank has introduced over 30 products to support inclusive finance and rural revitalization, establishing over 1,400 service stations across Shandong to provide low-cost financing for local SMEs and agricultural entities [7] - Qingdao Bank integrates social responsibility into its brand building, engaging in various public welfare activities and enhancing brand influence through partnerships with local sports clubs and cultural initiatives [7] Future Outlook - Qingdao Bank aims to continue its commitment to local economic service and innovation, exploring new financial support models for key industries such as technology, cultural tourism, and marine economy [8] - The bank plans to deepen its responsibility in supporting local economies while adhering to the central financial work conference's requirements, focusing on quality and innovation in financial services [8]

21世纪经济报道记者卢陶然、李德尚玉 湖州报道 十一月，湖州西山漾湿地公园的秋色渐深。沿湖而行，处处可见绿色金融的支持痕迹：智能环境监测设 备、生态修复工程…… 今年是"绿水青山就是金山银山"理念提出二十周年。我国"十五五"规划建议提出，加快经济社会发展全 面绿色转型，建设美丽中国。 湖州市是"两山"理念诞生地，从2015年自主探索，到2017年成为全国首批绿色金融改革创新试验区，这 十年间，湖州绿色金融改革怎样支持产业绿色转型中的技术瓶颈和资金难题？如何让绿色金融从概念走 向落地实践？ 带着这些问题，近日，21世纪经济报道记者深入湖州一线调研走访。从湿地公园到虚拟电厂，从绿色标 准推出到碳中和银行试点，湖州正在用绿色金融赋能自身全域发展。 湖州绿色金融改革的政策，正在转化落地为企业层面的实际动能，吴兴国控数字能源的虚拟电厂正是受 益者之一。 记者走进吴兴国控数字能源公司，看到技术人员正在三维可视化平台上查看"三网融合"的实时动态。 "得益于工行湖州分行等金融机构的8.4亿元贷款支持，虚拟电厂的建成恰逢其时。"吴兴国控数字能源 企划投资部赵挺表示。 作为吴兴区首家获得售电牌照的国企，虚拟电厂则成为其布局电力市 ...