2025年9月15日，哈尔滨银行发布公告称，根据中国人民银行2025年支付清算系统维护窗口的安排，清 算总中心、城银清算将于2025年9月21日（周日）0:00至6:00开启支付清算系统维护窗口。受此影响， 在上述时间段内，暂停运行小额支付系统、网上支付跨行清算系统、城商行支付清算系统服务。您通过 手机银行、网上银行发起的跨行转账业务以及通过他行向哈尔滨银行转账业务，均将受到影响。 ...

Core Insights - The article highlights the efforts of Industrial Bank Kunming Branch in promoting the advantages of the People's Bank of China's modern payment system to enhance the efficiency of fund circulation for enterprises [1][2] - The focus is on providing tailored financial services to meet the diverse needs of small and medium-sized enterprises in the payment and settlement sector [2] Group 1 - Industrial Bank Kunming Branch organized a promotional event for Jin Nian County Fashion Jewelry Co., emphasizing the theme "Empowering Efficient Development of Enterprises through China's Modern Payment System" [1] - The event included detailed explanations of the core functions of the central bank's payment and settlement system, such as large-value real-time payment systems and cross-bank clearing systems [1][2] - The bank provided practical case analyses demonstrating how to achieve real-time fund transfers, reduce transaction costs, and improve reconciliation efficiency [1] Group 2 - The modern payment system developed by the People's Bank of China is designed to meet the needs of the market economy, providing efficient and secure cross-bank payment clearing services [2] - Financial personnel from the participating enterprise expressed a systematic understanding of central bank payment tools, particularly appreciating the "payment + technology" service proposal [2] - Industrial Bank Kunming Branch aims to continue promoting financial inclusivity by delivering policies and services directly to enterprises, focusing on the diverse needs of small and medium-sized businesses [2]