Core Viewpoint - Harbin Bank announced a scheduled maintenance window for the payment clearing system as per the People's Bank of China, affecting various payment services on September 21, 2025 [1] Group 1: Announcement Details - The maintenance window will occur from 0:00 to 6:00 on September 21, 2025 [1] - During this period, the small payment system, online cross-bank clearing system, and city commercial bank payment clearing system services will be suspended [1] - Customers will be unable to initiate cross-bank transfers via mobile banking or online banking, and transfers from other banks to Harbin Bank will also be impacted [1]

Core Insights - The article highlights the efforts of Industrial Bank Kunming Branch in promoting the advantages of the People's Bank of China's modern payment system to enhance the efficiency of fund circulation for enterprises [1][2] - The focus is on providing tailored financial services to meet the diverse needs of small and medium-sized enterprises in the payment and settlement sector [2] Group 1 - Industrial Bank Kunming Branch organized a promotional event for Jin Nian County Fashion Jewelry Co., emphasizing the theme "Empowering Efficient Development of Enterprises through China's Modern Payment System" [1] - The event included detailed explanations of the core functions of the central bank's payment and settlement system, such as large-value real-time payment systems and cross-bank clearing systems [1][2] - The bank provided practical case analyses demonstrating how to achieve real-time fund transfers, reduce transaction costs, and improve reconciliation efficiency [1] Group 2 - The modern payment system developed by the People's Bank of China is designed to meet the needs of the market economy, providing efficient and secure cross-bank payment clearing services [2] - Financial personnel from the participating enterprise expressed a systematic understanding of central bank payment tools, particularly appreciating the "payment + technology" service proposal [2] - Industrial Bank Kunming Branch aims to continue promoting financial inclusivity by delivering policies and services directly to enterprises, focusing on the diverse needs of small and medium-sized businesses [2]