作者 | 胜马财经出品人 周瑞俊 编辑 | 欧阳文 守正创新，立势九州 服务实体经济，是工商银行安身立命之本，也是其长期坚守的核心使命。作为国有大行，工商银行始终围绕经济发展大局，将金融资源精准投向经济社会发展的重点领域，用金融"活水"不断滋养 在新型工业化进程加快的背景下，工商银行将制造业作为金融支持的重中之重。截至2025年6月末，工商银行制造业贷款余额率先突破5万亿元，规模居同业首位。 在这背后，是工商银行贷款结构更趋合理，中长期贷款占比持续提升，覆盖高端装备、智能制造、绿色制造等重点产业链环节，积极支持企业设备更新与技术改造，推动传统产业加快焕发新活力 在支持制造业企业方面，工商银行通过灵活的贷款期限匹配企业需求，以北京同仁堂为例，该行发放的中长期流动资金贷款期限延长至3年，精准匹配了企业复杂工艺和较长生产周期的资金需求 在新质生产力中，科技创新是核心动能。工商银行围绕投早、投小、投长期、投硬科技原则，全面加大科创企业金融供给。截至2025年6月末，其科技贷款余额已突破6万亿元，较2024年末增长 "工行效率高、利率低，手续简便随借随还，为科技企业带来融资便利，"一位从工商银行浙江萧山分行拿到贷款的国 ...

Core Viewpoint - Guangzhou Bank is actively supporting the "Hundred Counties, Thousand Towns, and Ten Thousand Villages High-Quality Development Project" in Guangdong Province, focusing on rural revitalization through financial services, with a loan balance of nearly 30 billion yuan by mid-2025 and an annual increase of over 10 billion yuan [1][2]. Group 1: Financial Support and Initiatives - Guangzhou Bank has established a leadership team and working group to implement a specialized financial service plan, aiming to support rural industry development, enhance beautiful countryside construction, and achieve common prosperity for farmers [2]. - The bank has provided credit support for over 60 key projects under the "Hundred Thousand Project," with a total credit amount exceeding 35 billion yuan, covering infrastructure, livelihood projects, agricultural industrial parks, and urban renewal [2][3]. - For the International Smart Technology Park project, Guangzhou Bank formed a dedicated service team and completed nearly 1 billion yuan in credit approval through a green approval channel [2]. Group 2: Focus on Industry and County Development - The bank is concentrating on core industries of the "Hundred Thousand Project," enhancing financial support for industrial transfer and local特色产业, including high-quality rice, vegetables, and modern aquaculture [3]. - Guangzhou Bank has provided nearly 80 million yuan in credit support to a leading lychee enterprise, helping to optimize its asset structure and promote the "Yue Brand" lychee [3]. Group 3: Innovation in Financial Services - Guangzhou Bank is innovating its service models, including the "Beautiful Countryside Loan" series and the "Guangxiang Loan" to meet the operational needs of quality villagers [4]. - The bank has issued over 1,500 rural revitalization theme cards to enhance payment convenience and has launched a comprehensive management platform in Shigang Village for digital rural solutions [4]. - The bank has established a rural revitalization financial service station in Maogang Village, becoming the fourth such station in Guangzhou [4]. Group 4: Future Outlook - Guangzhou Bank plans to continue enhancing financial empowerment for rural revitalization, focusing on the unique advantages of agricultural industries in Guangzhou and across the province [5]. - The bank aims to optimize financial service models and increase resource supply to contribute to coordinated regional development in southern Guangdong [5].

Core Viewpoint - The company is enhancing financial services for rural households in Zhejiang, focusing on improving loan accessibility and convenience to support rural revitalization efforts [1][2][3][4] Group 1: Financial Products and Services - The company has introduced various financial products such as "农担通" loans, which have provided 2.51 billion yuan to 177 farmers, addressing financing difficulties [2] - New loan products like "美丽乡村贷" and "强村贷" have been launched to support rural infrastructure projects, with nearly 600 million yuan disbursed to local cooperatives [2] - The company has established 60 new standard financial service stations and 196 convenience service points, facilitating over 204,300 transactions worth more than 960 million yuan for rural residents [3] Group 2: Financial Guidance and Community Engagement - A mechanism for deploying 155 rural financial service specialists has been implemented to enhance service levels and expand outreach [4] - The company promotes a "household asset-liability statement" financing model, with a coverage rate of 58%, aiming for over 70% by year-end [4] - Over 120 financial knowledge promotion events have been conducted, benefiting more than 2,400 farmers, to raise awareness about financial management and fraud prevention [4]

Core Viewpoint - The transformation of Yishao Village from an economically weak area with environmental issues to a thriving tourist destination is largely attributed to the financial support from Wuxing Rural Commercial Bank, which has facilitated significant improvements in infrastructure and local economy [1][2][3] Group 1: Financial Support and Economic Development - Wuxing Rural Commercial Bank provided loans totaling 10 million yuan for the renovation and enhancement of Yishao Village, focusing on environmental cleanup, waste management, transportation, energy, and cultural facilities [1] - The village's operating income reached 3.08 million yuan in 2024, with per capita disposable income increasing to 45,000 yuan, reflecting several times growth compared to previous levels [1] Group 2: Environmental and Cultural Transformation - Yishao Village has been recognized with multiple honors, including "National 3A Scenic Village" and "National 4A Scenic Area," attracting more tourists and revitalizing local culture and economy [3] - The village has developed a new model of integrated development, combining agriculture and tourism, enhancing the utilization of nearly 2,000 acres of arable land [1][3] Group 3: Community Services and Future Plans - Wuxing Rural Commercial Bank established a "Harvest Station" in Yishao Village to provide convenient financial services, including money transfers and bill payments, aiming to enhance community welfare [3] - Future plans include expanding services at the Harvest Station to include parcel delivery and convenience stores, further supporting rural revitalization efforts [3]

Group 1 - The core viewpoint emphasizes the role of CITIC Bank Shaoxing Branch in enhancing financial services and innovative products to support local economic development and urban integration [1] - As of the end of Q1, the total loan balance of CITIC Bank Shaoxing Branch reached 65.282 billion yuan, an increase of 4.728 billion yuan since the beginning of the year [1] - The loan balances for green and strategic emerging industries increased by 1.825 billion yuan and 1.010 billion yuan respectively since the beginning of the year [1] - The coverage rate of services for national-level "specialized, refined, characteristic, and innovative" enterprises exceeds 70% [1] Group 2 - CITIC Bank Shaoxing Branch provided a 102.6 million yuan housing rental group purchase loan within 25 working days to support a local talent service company in acquiring residential properties for affordable rental housing [1] - The bank utilized the "Medical Insurance Loan" product to issue a 2 million yuan loan to a grassroots nursing home, addressing financing difficulties due to lack of collateral [2] - CITIC Bank Shaoxing Branch issued a 266 million yuan loan through the "Common Prosperity Loan" product to support the integration of culture and tourism for rural revitalization [2] - A special credit plan of 300 million yuan was provided for the tourism enhancement project in Meizhu Ancient Village, aiming to transform it into a model for future rural development [2]