作者 | 胜马财经出品人 周瑞俊 编辑 | 欧阳文 守正创新，立势九州 服务实体经济，是工商银行安身立命之本，也是其长期坚守的核心使命。作为国有大行，工商银行始终围绕经济发展大局，将金融资源精准投向经济社会发展的重点领域，用金融"活水"不断滋养 在新型工业化进程加快的背景下，工商银行将制造业作为金融支持的重中之重。截至2025年6月末，工商银行制造业贷款余额率先突破5万亿元，规模居同业首位。 在这背后，是工商银行贷款结构更趋合理，中长期贷款占比持续提升，覆盖高端装备、智能制造、绿色制造等重点产业链环节，积极支持企业设备更新与技术改造，推动传统产业加快焕发新活力 在支持制造业企业方面，工商银行通过灵活的贷款期限匹配企业需求，以北京同仁堂为例，该行发放的中长期流动资金贷款期限延长至3年，精准匹配了企业复杂工艺和较长生产周期的资金需求 在新质生产力中，科技创新是核心动能。工商银行围绕投早、投小、投长期、投硬科技原则，全面加大科创企业金融供给。截至2025年6月末，其科技贷款余额已突破6万亿元，较2024年末增长 "工行效率高、利率低，手续简便随借随还，为科技企业带来融资便利，"一位从工商银行浙江萧山分行拿到贷款的国 ...

今年上半年，我国工业生产实现较快增长，装备制造业、高技术制造业增势良好。同时，制造业中长期 贷款保持较高增速，上半年增加9207亿元。多位业内人士表示，接下来要进一步提升金融服务与企业需 求的适配度，创设中长期流动资金贷款，为企业提供"股权+债权"一揽子综合服务，并深挖供应链金融 潜力。 中长期贷款增长较快 金融服务制造业，高技术企业是重点也是难点。科技型企业尤其是初创期企业的轻资产、高成长、高风 险特征对金融服务提出了更高要求，企业迫切需要契合不同成长阶段的、覆盖"股、贷、债、保"的全链 条金融服务。"为了推动科技创新与产业创新深度融合，工商银行定期整理单项冠军、专精特新企业等 清单，运用综合服务手段，提升金融服务质效。"顾西贝说。 如何为科技型企业提供更大力度的股权投资支持？当前，金融资产投资公司股权投资试点加力扩围，签 约意向金额已突破3800亿元。去年9月份，试点范围由上海扩大至北京、天津、重庆、南京、杭州等18 个大中型城市；今年5月份，发起设立金融资产投资公司的主体已扩展至符合条件的全国性商业银行。 目前除了6家国有大型商业银行，3家股份制商业银行也先后入局。 在试点政策的推动下，近日，工商银行北 ...

Core Viewpoint - The article emphasizes the critical role of policy-based grain reserve enterprises in ensuring national food security, highlighting the collaboration between the agricultural sector and financial institutions to support grain storage and procurement efforts [1][3]. Group 1: Company Overview - Laohukou Hualiang Grain Reserve Co., Ltd. is a key enterprise in the grain system of Xiangyang, Hubei, responsible for significant grain storage tasks assigned by central and local governments [1]. - The company faces high operational funding demands during the peak grain procurement season from June to December, necessitating substantial financial support to ensure adequate grain reserves [1][2]. Group 2: Financial Support - China Bank's Xiangyang branch provided a timely loan of 10 million yuan to Laohukou Hualiang, facilitating the company's large-scale grain procurement and ensuring stable and sufficient grain reserves [2]. - The bank's professional credit team conducted thorough research on the company's storage plans and financial needs, leading to a tailored credit support scheme [2][3]. Group 3: Agricultural Financial Services - China Bank focuses on the entire agricultural value chain, offering diverse financial products to support various stages from seed selection to grain processing and sales [3][4]. - The bank has introduced multiple agricultural financial products, including "High-Standard Farmland Loan" and "Grain Planting Loan," to meet the needs of farmers and agricultural enterprises [4]. - As of now, the bank has issued over 840 million yuan in agricultural loans, significantly contributing to the stability and increase of grain production [4]. Group 4: Commitment to Food Security - The collaboration between China Bank and Laohukou Hualiang exemplifies the bank's commitment to supporting the national food security strategy and ensuring the efficient operation of policy-based grain reserve enterprises [4]. - The bank aims to continuously enhance its financial services in the agricultural sector, focusing on timely and adequate financial support to meet the needs of grain reserve enterprises [4].