今年5月15日，中行昆明东风支行下达云南振途信息科技有限公司1000万元数据产品质押融资授信，这 是在全国率先完成畜牧业数据产品知识产权质押融资的典型案例，"肉牛生理数据要素数据产品"全链路 得以贯通，为解决云南数据产品知识产权确权登记、资产入表、数据知识产权质押贷款等全链路问题， 提供了可复制、可推广的"经开路径"。 "融资难、融资贵、融资慢"是一直以来制约企业发展壮大的"老大难"问题。聚焦企业发展难点，昆明经 开区（自贸试验区昆明片区）配套推出全链条、定制化的金融服务方案，让金融资源精准滴灌园区创新 创业沃土。 加速"知产"变"资产" 同时，搭建知识产权金融公共服务平台，搭载"鹏之翼"评估系统，引进知识产权服务、评估等机构，建 立知识产权质押融资需求响应机制，为辖区企业、金融机构提供知识产权价值评估、合同备案、质押转 让、供需对接等闭环服务，推动知识产权质押融资工作落到实处。此外，利用自贸试验区"试验田"优 势，联合沪滇临港昆明科技城，依托沪滇建立的跨区域登记互认机制，积极推进数据产品确权。 在系列措施的推动下，知识产权质押融资成效显著。今年昆明经开区（自贸试验区昆明片区）共帮助区 内企业放款23笔、融资 ...

Core Viewpoint - The successful launch of the first batch of data intellectual property pledge loans by the Bank of China Yunnan Branch expands the channels for inclusive finance to support "high-tech enterprises" and "specialized, refined, and innovative" companies [1] Group 1: Data Intellectual Property Financing - The first data intellectual property pledge loan of 1.2 million yuan was successfully issued to Shengshi Zhiyun (Yunnan) Software Co., Ltd., marking a significant case in Yunnan Province [2] - The data intellectual property was assessed at 3.52 million yuan, showcasing the potential value of data assets in financing [2] - The financing initiative aims to explore market-oriented allocation of data elements and promote high-quality development of the digital economy [2][5] Group 2: Cross-Regional Cooperation - The establishment of a cross-regional registration mutual recognition mechanism between Shanghai and Yunnan has facilitated the financing of agricultural data products, exemplifying a new paradigm of digital economy cooperation [3] - The first data product intellectual property registration certificate in Yunnan was awarded to a company for its "beef cattle physiological data product," enabling a financing model that integrates regional resources [3] Group 3: Financial Innovation for Tech Enterprises - The Bank of China Yunnan Branch has innovated credit assessment models to convert data assets into tangible financial support, particularly for tech and innovative enterprises [4] - A green channel for small and micro enterprises was established, allowing for credit approval and disbursement within two working days [4] Group 4: Collaborative Ecosystem for Digital Economy - The successful implementation of data intellectual property financing is a result of collaboration among government, banks, enterprises, and service providers, providing a replicable model for sustainable development in the digital economy [5] - The initiative highlights the effectiveness of market-oriented reforms in data asset allocation, addressing financing challenges for innovative enterprises [5][6]