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东港区“政策+产品+服务”三链协同,激活乡村振兴金融动能
Qi Lu Wan Bao· 2025-10-16 03:33
开发新型信贷产品,不断契合乡村产业发展需求。东港区依托沿海区位优势,形成了茶叶、蓝莓、海水 养殖、设施果蔬等特色农业产业集群。为破解产业发展中的资金难题,东港区联合辖区金融机构推 出"一产业一方案"金融支持举措,不断加大对乡村特色产业的信贷投放。为全力支持东港区茶产业发 展,针对茶农 "春季购苗施肥缺资金、夏秋加工扩产融资难" 的痛点,指导日照银行推出 "青茶贷" 专项 产品,该产品无需抵押担保,通过"政府风险补偿+银行利率优惠"模式,将贷款利率降至3.85%,单笔 最高额度达50万元,贷款期限最长3年,精准匹配茶叶生产周期。2025年以来,为东港区50户茶农、19 户茶企,发放贷款1.22亿元。为助力蓝莓产业发展,引导东港农商银行推出"蓝莓贷"专属贷款产品,最 高额度可达500万元,为种植户解决了资金短缺的难题。截至目前,东港农商银行向蓝莓种植户发放"蓝 莓贷"累计1.8亿余元,支持蓝莓种植户200余户,给当地的农户"贷"来更多致富的果实和希望。同时, 充分发挥政府资金导向作用。不断推动"鲁担惠农贷"业务实现新突破,助力解决涉农领域"融资难、融 资贵、融资慢"问题。截至目前,全区"鲁担惠农贷"在保余额6.4 ...
践行金融为民,打通金融教育宣传“最后一公里”
Qi Lu Wan Bao· 2025-09-25 22:35
9月,为深入贯彻落实监管及总公司"金融教育宣传周"活动要求,践行以人民为中心的价值取向,中国太保 产险青岛分公司围绕群众关心关注的内容,着力构建全方位、立体化金融知识普及网络,以实际行动推动 金融知识和风险提示深入基层、直达群众。 记者 尚青龙 实习生 宋雨轩 青岛报道 司助农惠农教育宣传片,讲述花生收入保险通过一畦一垄的守护,让广大农户敢种、能收、心安的"金融为 民"暖心故事。 县域机构因地制宜打造一批"近邻党建+金融教育"网格化阵地,重点聚焦县域基层,广泛联动属地行政机 关、企事业单位、村委社区等开展党建联建,依托党群服务站、基层网点、村镇服务点等开展下沉式金 融教育活动,组织党员进社区开展"双报到"志愿服务,形成各具特色的"金融消保+社会工作+志愿服务"模 式,推动金融教育与基层治理相融相促。 组建先锋宣讲团 融入经营强化"三适当" 为深入构建"消保关口前移"新格局,活动期间,中国太保产险青岛分公司重点围绕规范营销行为,强化适当 性管理方面政策开展教育宣传。选拔一批专业能力强、综合素质高的骨干成员,组建一支先锋宣讲团,对 内通过开展《金融机构产品适当性管理办法》解读专题培训、案例研讨等方式,推动压实适当 ...
中华保险:发挥金融保险力量,助力辽宁全面振兴
Xin Hua Wang· 2025-08-12 06:14
Group 1: Core Objectives and Strategies - The report emphasizes the importance of revitalizing Northeast China, particularly focusing on Liaoning's development efforts [1] - China Insurance aims to align with national and provincial policies, enhancing its service capabilities to meet diverse insurance needs across various sectors [2] - The company actively participates in infrastructure projects and provides comprehensive insurance services to major enterprises, with a total risk coverage of 400 billion yuan [2] Group 2: Environmental and Social Contributions - The company promotes environmental pollution liability insurance and has provided 2.188 million yuan in risk coverage for various industries [3] - China Insurance has invested 3 million yuan in projects for the harmless treatment of dead livestock, contributing to rural ecological construction [3] - The company has developed innovative insurance products to support rural revitalization and has signed cooperation agreements with local agricultural authorities [8] Group 3: Technological Advancements and Financial Support - The company implements a "Digital Agricultural Insurance" initiative, utilizing advanced technologies for precise underwriting and claims [9] - China Insurance has provided nearly 700 million yuan in insurance coverage for various health-related initiatives, benefiting over 970,000 people [13] - The company has facilitated loans totaling nearly 700 million yuan to farmers, addressing financing challenges in the agricultural sector [12] Group 4: Community and Disaster Response - China Insurance has provided nearly 6 billion yuan in risk coverage for food safety liability insurance across over 200 food-related enterprises [7] - The company has paid out over 2.4 billion yuan in claims since 2022 to assist individuals affected by natural disasters [13] - The company has launched initiatives to protect the rights of migrant workers, providing nearly 100 million yuan in risk coverage [14]