摩根大通首席执行官杰米·戴蒙在报告中说，市场似乎低估了美国经济的潜在危险，包括复杂地缘政治 条件、通胀风险和高企的资产价格等。他当日接受媒体采访时说，政府对美联储的干预将导致通胀和利 率走高，与美国总统特朗普降低利率的目标背道而驰。 摩根大通和苹果公司7日联合发布消息说，摩根大通将从高盛集团收购超过200亿美元苹果公司联名信用 卡资产，并将成为该联名卡的发行机构，交易预计需要约24个月完成。 编辑：张瑶 转自：新华社 新华财经纽约1月14日电（记者刘亚南）美国最大银行摩根大通13日发布财报显示，受为购买苹果公司 联名信用卡业务计提22亿美元信贷损失准备金等因素影响，该行2025年第四季度净收入为130.25亿美 元，环比和同比分别下降10%和7%。 ...

Group 1 - The core point of the article is that JPMorgan Chase, the largest bank in the United States, reported a net income of $13.025 billion for the fourth quarter of 2025, which represents a 10% decrease quarter-over-quarter and a 7% decrease year-over-year due to various factors, including a $2.2 billion provision for credit losses related to the purchase of a co-branded credit card business with Apple [1] Group 2 - The bank's net income for the fourth quarter of 2025 was $13.025 billion [1] - The quarter-over-quarter decline in net income was 10% [1] - The year-over-year decline in net income was 7% [1] - A significant factor impacting the financial results was the $2.2 billion provision for credit losses [1]

Market Overview - The New York stock market experienced a decline on January 13, with all three major indices closing lower after an initial high opening, influenced by policy-related downturns in financial stocks and profit-taking by investors [1] - The Dow Jones Industrial Average fell by 398.21 points to close at 49,191.99, a decrease of 0.80%; the S&P 500 index dropped by 13.53 points to 6,963.74, down 0.19%; and the Nasdaq Composite Index decreased by 24.03 points to 23,709.87, a decline of 0.10% [1] Sector Performance - In the S&P 500, seven out of eleven sectors saw gains, with the Energy sector leading at a 1.53% increase and the Consumer Staples sector following with a 1.08% rise [1] - Conversely, the Financial sector and Consumer Discretionary sector led the declines, with decreases of 1.84% and 0.51%, respectively [1] Economic Indicators - The U.S. Consumer Price Index (CPI) for December 2025 rose by 2.7% year-on-year, matching the previous month's increase and exceeding market expectations of 2.6% [2] - The core CPI, excluding volatile food and energy prices, increased by 2.6% year-on-year, consistent with the prior month but below the anticipated 2.7% [2] - New single-family home sales in the U.S. for September and October 2025 were reported at annual rates of 738,000 and 737,000, respectively, surpassing market expectations [2] Company Insights - BlackRock's Chief Investment Officer Rick Rieder expressed a desire for the Federal Reserve to lower the federal funds rate to 3%, aiming for a more neutral interest rate level [2] - Barry Bannister from Stifel expressed a pessimistic view on the U.S. economy, predicting a decline in total labor income by 2026 and a slowdown in personal consumption [3] - JPMorgan Chase reported a net income of $13.025 billion for Q4 2025, reflecting a 10% quarter-on-quarter and 7% year-on-year decline, influenced by a $2.2 billion provision for credit losses related to a partnership with Apple [3][4]

新华财经纽约1月13日电（记者刘亚南）美国摩根大通13日发布的业绩报告显示，由于为购买苹果公司 联名信用卡投资组合计提22亿美元信贷损失准备金等因素影响，该行在2025年第四季度实现130.25亿美 元净收入，环比和同比分别下降10%和7%。 戴蒙同时表示，市场看起来低估了潜在的危险，包括复杂地缘政治条件、粘性通胀风险和居于高位的资 产价格等。他当日在接受媒体采访时说，对美联储的政治干预将导致通胀和利率走高，与美国总统特朗 普降低利率的目标相反。 摩根大通预计，2026财年将实现约1030亿美元净利息收入，高于2025年的959亿美元。2026财年调整后 支出金额预计约为1050亿美元，高于2025年的960亿美元。 摩根大通和苹果公司在7日联合发布消息说，摩根大通将从高盛集团收购超过200亿美元苹果公司联名信 用卡资产，并将成为该联名卡的发行机构，交易预计需要约24个月完成。 （文章来源：新华财经） 数据显示，摩根大通在2025年四季度计提46.55亿美元信贷损失准备金，环比和同比分别增加37%和 77%。该季度净冲销坏账金额为25亿美元，同比增加1.5亿美元。 摩根大通在该季度实现467.67亿美元净销售 ...