6月26日，山东省"弘扬中国特色金融文化 培育'好品金融'品牌"工作座谈会在济南召开。会上，中国工 商银行山东省分行党委书记、行长李峰作主题发言，全面介绍了该行"赋能新质生产力高质量发展"的探 索实践。 在支持科技创新方面，山东工行先行先试、综合施策，推动科技金融发展"全面铺开、积厚成势"，多次 在人行科技金融服务评估中获评"优秀"。5 月末，科技型企业贷款、战略性新兴产业贷款余额"双 破"2000 亿元关口，增量"双超"400 亿元。科技型企业中长期贷款、科技中小企业贷款同比增速达 22.6%、29%，均高于全省平均水平，并率先承销全国首批、山东首单"科技创新债券"。同时，从"体 制、产品、生态"三端发力，走出了一条工行特色的发展道路。体制上，成立科技金融委员会，挂牌"省 级科技金融中心"，在济南、烟台设立分中心，成立 43 家科技支行，建立起层次分明、覆盖完整 的"1+2+N"科技金融专营架构；产品上，对大中小微企业分类施策，匹配研发贷、人才贷、科创e贷等 个性化产品，陪伴企业一路成长；生态上，与省金融办、科技厅、工信厅等强化合作，多点推进、连线 成面，打造服务生态，汇聚发展合力。尤其是将支持科技创新和大 ...

Core Insights - The "Good Financial Products" list for 2025 has been officially released, highlighting Shandong Industrial Bank's case of "promoting technological innovation and equipment renewal loans" as a significant contribution to high-quality financial services [1] - Shandong Industrial Bank has actively engaged in the "Two New" initiatives since the State Council's deployment, demonstrating a commitment to enhancing service precision for the real economy [1] Group 1 - Shandong Industrial Bank has issued the first technological innovation loan and the first equipment renewal loan in the province (excluding Qingdao), leading in total funding amounts [1] - A dedicated task force has been established to implement a responsibility system, ensuring effective communication of central policies and business guidance [1] - The bank has organized meetings to promote technological innovation and technical transformation, proactively engaging with potential projects and clients [2] Group 2 - The bank has optimized business processes by establishing a green channel and a special mechanism for rapid response, enhancing communication and collaboration [2] - Innovative financial products such as "Sci-Tech e-loan," "Points Loan," and "Sci-Tech R&D Loan" have been launched to meet the financing needs of technology-driven enterprises [2] - The "Equipment Purchase Green Loan" has been tailored to match the rapid technological updates in the industry, simplifying procedures for loans under 100 million [2]

Core Insights - The article highlights the initiatives taken by the Shandong branch of the Industrial and Commercial Bank of China (ICBC) to support high-quality financial services that drive economic and social development, particularly in technology innovation and green finance. Group 1: Financial Services for Technology Innovation - Shandong ICBC has developed a comprehensive plan to support new productive forces, focusing on technology innovation and large-scale equipment upgrades, with strategic emerging industry loans exceeding 200 billion yuan, ranking first in the industry as of May 2025 [2][3]. - The bank has introduced various innovative loan products such as "Sci-Tech e-loan," "Points Loan," and "Sci-Tech R&D Loan" to meet the financing needs of technology enterprises [3]. Group 2: Equity Investment and Collaboration - Shandong ICBC has actively participated in the "Financial Direct to Grassroots Acceleration" initiative, approving loans exceeding 169.5 billion yuan for 355 projects across 14 cities, with a total disbursement of over 60 billion yuan [4]. - The establishment of the Jinan Gongrong Guohui Equity Investment Fund, with a total scale of 1 billion yuan, aims to invest in strategic emerging industries within Shandong province [4][5]. Group 3: Green Finance Initiatives - The bank has launched innovative green financial products, such as marine carbon sink expected revenue rights pledge loans, to enhance financing channels for enterprises while promoting ecological sustainability [6][7]. - The "Lushan Bay Oyster Integration Development Demonstration Zone Project" received a 50 million yuan loan, marking the first marine carbon sink expected revenue rights pledge loan in Shandong province [7]. Group 4: Inclusive Finance for Small and Micro Enterprises - The "Qilu Xingnong Loan" product, tailored for agricultural needs, has seen a loan balance exceeding 6.3 billion yuan, with a growth rate of over 38% since the beginning of the year [8]. - The bank has implemented an automated and streamlined approval process for financing applications, enhancing accessibility for small and micro enterprises [8]. Group 5: Elderly Care Financial Services - The "Silver Industry Cloud" platform provides a comprehensive range of financial services for the elderly, integrating various aspects of elderly care and management [9]. - The platform aims to enhance operational efficiency and service quality in elderly care institutions, with plans to add 43 new clients by 2025 [9]. Group 6: Digital Financial Innovations - Shandong ICBC has developed a "Smart Agricultural Service Platform" based on open banking and digital currency smart contracts, providing integrated financial services for rural revitalization [10][11]. - The platform addresses key issues such as online business operations and fund supervision, significantly improving transaction efficiency and control [11].