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兴业银行厦门分行:科技金融大文章再添“专业写手”
Jin Rong Jie· 2025-08-26 06:43
加码赋能科技产业,精准服务科创需求。继去年底发布首批科技支行名单之后,兴业银行总行近日又授 牌第二批科技支行,厦门杏林支行入选,并于8月20日正式挂牌。由此,兴业银行厦门分行努力谱写的 科技金融大文章,再添"专业写手"——金融"科技专员"贴身贴心服务企业;更精准更及时更全面体察科 技企业需求痛点;全链条、全生命周期为科技企业输送"金融营养液"。 精准服务 陪伴企业成长 此番挂牌"科技支行"的杏林支行,已成立30余年。该支行辐射范围覆盖软件园三期、电子城创新中心、 海翼智能制造园区、马銮湾科技产业园等科技产业聚集区,存量科技金融客户近800户,支行团队具有 丰富的科技金融客户服务经验。 杏林支行陪伴成长的科技企业有很多,HM公司是其中之一。该公司是一家专注于汽车安全领域的系统 部件提供商。公司成立之初,杏林支行即与之建立密切联系,与企业一起走过初创期、成长期、成熟期 等阶段。该公司初创时,财务管理能力待提升,杏林支行在为客户开立基本户及外币户的基础上,提供 工资代发、上门开卡、跨境汇款等一系列综合结算金融服务,并在了解企业对境外机器设备的进口需求 后,针对性地对企业提供充足的授信额度支持;随着公司逐步成长,经营 ...
平安银行书写“金融五篇大文章”深圳答卷
Sou Hu Cai Jing· 2025-08-22 23:29
Core Viewpoint - The development history of Shenzhen as a Special Economic Zone over 45 years is a remarkable narrative of reform and innovation, with Ping An Bank playing a significant role as both a witness and a participant in this journey [3] Group 1: Technology Finance - Ping An Bank actively constructs a "customer + product + policy + ecosystem" operational system to provide comprehensive financial services for technology enterprises [4] - The bank has increased support for advanced manufacturing and technology innovation sectors, with a focus on specialized small and medium enterprises, enhancing customer cultivation and professional support [4] - As of mid-2025, the number of technology enterprise clients reached 29,270, a 6.7% increase from the previous year, and the loan balance for technology enterprises was 193.436 billion yuan, up 13.2% [4] Group 2: Green Finance - Ping An Bank elevates green finance to a strategic level, supporting Shenzhen's green transformation through innovative products and services [5] - The bank has established a diversified product system including green loans, green bonds, and carbon finance, providing comprehensive financial support for the green low-carbon circular economy [5][6] - As of mid-2025, the balance of green loans was 251.746 billion yuan, reflecting a 6.0% increase from the previous year [5] Group 3: Inclusive Finance - Ping An Bank has developed a digital inclusive finance model, enhancing financing efficiency and reducing costs for small and micro enterprises through online products [7] - The bank actively participates in community financial projects, supporting affordable housing and old community renovations to ensure equitable access to financial development [7] - As of mid-2025, the total amount of loans and advances issued by the bank reached 3.4 trillion yuan, a 1.0% increase, with new loans for inclusive small and micro enterprises amounting to 133.917 billion yuan, a 33.6% year-on-year growth [7] Group 4: Pension Finance - Ping An Bank is proactively planning for the aging population by offering a range of stable financial products tailored to retirement needs [9] - The bank collaborates with its insurance subsidiary to create solutions for home-based and community-based elderly care, enhancing the pension service rights system [9] - Over 2 million pension accounts have been opened, supporting diverse retirement needs for residents [9] Group 5: Digital Finance - Ping An Bank prioritizes digital transformation as a core driver of development, implementing a comprehensive digital operation strategy [10] - As of mid-2025, the number of registered users on the Ping An Pocket Bank APP reached 178 million, a 2.0% increase from the previous year [10] - The bank's technological advancements are not only enhancing its own operations but also empowering the financial industry in Shenzhen and the Greater Bay Area [10]
哈尔滨片区:搭建“六大平台”构筑向北开放新高地
Zhong Guo Fa Zhan Wang· 2025-08-08 13:21
Core Viewpoint - The Harbin area of the Heilongjiang Free Trade Zone is focusing on high-level openness to drive high-quality development, significantly enhancing foreign trade and investment activities, particularly with Russia. Group 1: Economic Growth and Trade - From 2022 to the end of 2024, the Harbin area is expected to add 12,200 new enterprises, with foreign-funded enterprises increasing by 94.9% year-on-year [1] - The average annual growth rate of total import and export volume is 14%, with the average annual growth rate of import and export volume with Russia reaching 74.8% [1] - The actual utilization of foreign capital has increased its share in the province and city from 17.7% and 27.9% to 20.6% and 33.7%, respectively [1] Group 2: Service Platform Development - The establishment of the first comprehensive service center for Russia in the country provides three core services: government services, public services, and specialized services [2] - The center has facilitated 802 new CIPS cross-border RMB transactions, totaling 29.61 billion yuan, with international settlement volume reaching nearly 62.03 billion yuan [2] Group 3: Trade and Logistics Expansion - The Harbin Bonded Logistics Center (Type B) has been approved, and a cross-border e-commerce express supervision center is now operational [3] - The cooperation areas with Russia have expanded to include technology cooperation, logistics, deep processing of agricultural products, and advanced manufacturing [3] - The "Long Trade Pass" foreign trade platform integrates trade, customs, tax refunds, warehousing, insurance, and finance, achieving 100% coverage of railway transport data for 15 countries along the Belt and Road [3] Group 4: Investment Platform Activation - The Harbin area has introduced the Qualified Foreign Limited Partner (QFLP) investment management measures, becoming the first pilot area in Heilongjiang Province [4] - A total of 30 billion yuan has been allocated for an industrial investment mother fund and five guiding funds, with cumulative investments reaching 782 million yuan [4] Group 5: High-Tech Platform Development - The establishment of the China-Russia Industrial Innovation Cooperation Center is underway, promoting various high-tech projects and collaborations [5] - The Harbin Technology Market has been launched, housing 39 professional institutions related to investment, intellectual property, and evaluation [5] Group 6: Logistics Network Construction - The successful operation of the largest national train set and the opening of multiple international transport routes have significantly improved logistics efficiency [6] - Since the establishment of the free trade zone, 1,193 trains have been dispatched, with a 24.7% increase in dispatch frequency and a 77.3% increase in container volume compared to before [6] Group 7: Legal Framework and Support - The establishment of a free trade zone court and a legal service platform aims to provide strong legal support for high-level openness [7] - The introduction of international arbitration rules and the establishment of a Northeast Asia arbitration network in multiple languages facilitate legal processes for enterprises [7]
新思想引领新征程丨以金融“活水”助力经济高质量发展
Yang Guang Wang· 2025-07-28 02:17
Group 1 - Financial institutions are optimizing resource allocation and enhancing efficiency in serving the real economy, which is crucial for high-quality economic development [1] - In Tongren City, Guizhou Province, a local credit cooperative provided a 2 million yuan green finance loan to support the upgrade of new energy equipment in tea plantations [1] - Shengyuan Carpet Group in Xining, Qinghai Province, received 8 million yuan in fixed asset loans to introduce advanced intelligent production equipment, significantly improving production efficiency and product quality [2] Group 2 - In the first half of the year, China's social financing scale exceeded 430 trillion yuan, with new loans nearing 13 trillion yuan, creating a favorable monetary environment for economic recovery [2] - The China Bank's Shaanxi branch introduced 16 measures to support technological innovation, including R&D loans and incubation loans, with R&D loans extending up to 10 years [2] - Financial support for key sectors such as advanced manufacturing, technological innovation, and private economy has seen rapid growth, with the establishment of government industry funds in Pinghu City to alleviate financing difficulties [3] Group 3 - The National Development and Reform Commission, along with the Ministry of Finance, allocated 69 billion yuan in special bonds to support the consumption of old goods, promoting positive outcomes in the replacement of consumer goods [3] - Retail sales of consumer goods increased by 5% year-on-year, with significant growth in categories such as home appliances and automobiles, driven by the consumption stimulus [3] - The People's Bank of China plans to implement a moderately loose monetary policy to enhance the quality and efficiency of financial services for the real economy [4]
全域签约筑矩阵 郑州银行以金融先行助力 河南融入全国统一大市场
Huan Qiu Lao Hu Cai Jing· 2025-07-22 09:29
Group 1 - Zhengzhou Bank has signed strategic agreements with multiple local governments in Henan, including Xinyang and Anyang, to enhance financial support for major projects and industrial upgrades [1][2] - The bank aims to provide customized financial services tailored to the development needs of different regions, implementing a "one area, one policy" approach [2][3] - The focus is on creating a comprehensive financial service network that includes products like "Rural Revitalization Loan" and "Research and Development Loan" to support various economic sectors [3] Group 2 - Zhengzhou Bank's strategic agreements form a complete ecological chain that includes "Innovation Leadership - Inclusive Foundation - Industrial Upgrade - Regional Collaboration" [4] - The bank plans to deepen the results of its agreements and continue to innovate in areas such as technology finance, green finance, and inclusive finance [4] - The goal is to empower regional development and contribute to the establishment of a unified national market in Henan [4]
中国银行深圳市分行金融“工具箱”护航硬科技出海
Zheng Quan Ri Bao Zhi Sheng· 2025-07-20 10:29
Group 1 - The core viewpoint emphasizes the importance of financial support for hard technology companies in Shenzhen as they expand globally, highlighting the role of China Bank Shenzhen Branch in providing tailored financial services [1][2] - Shenzhen Jingtai Technology Co., Ltd. has improved drug research efficiency by over 50% through AI technology, supported by a timely loan of 30 million yuan from China Bank Shenzhen Branch [1] - China Bank Shenzhen Branch has developed a one-stop solution combining loans, cross-border settlements, and equity incentive management to support technology companies in their international operations [1] Group 2 - Shenzhen Haiman Technology Co., Ltd. received over 100 million yuan in credit approval within three working days to fulfill a large order from Africa, showcasing the bank's rapid response to funding needs [2] - China Bank Shenzhen Branch has created specialized financial products like "Science and Innovation Loan," "R&D Loan," and "Computing Power Loan" to meet the unique financial demands of technology enterprises [2] - The bank has served over 20,000 technology companies, with a technology finance loan balance nearing 200 billion yuan, and has supported over 40,000 cross-border clients this year [2] Group 3 - The bank plans to continuously upgrade its financial "toolbox" to connect technology, industry, and capital chains, facilitating the global expansion of hard technology companies [3] - Future efforts will focus on integrating cross-border finance and technology finance resources to contribute to the cultivation of new productive forces and promote high-quality development [3]
兴业银行青岛分行金融活水助推科技成果加速转化
Zhong Guo Jin Rong Xin Xi Wang· 2025-07-04 12:08
Group 1 - The core viewpoint emphasizes the importance of increasing financial support for R&D in technology enterprises to facilitate a virtuous cycle of "technology-industry-finance" and achieve high-level technological self-reliance [1] - Industrial Bank's Qingdao branch has successfully issued its first "R&D Loan" of 2 million yuan to a national engineering research center, aiding in overcoming financing bottlenecks for R&D and accelerating core technology breakthroughs and results transformation [1] - The R&D Loan is designed specifically for technology innovation enterprises, providing up to 70% funding support for research projects with a maximum term of 10 years, focusing on strategic emerging industries such as semiconductors and high-end equipment manufacturing [2] Group 2 - As of the end of June, Industrial Bank's Qingdao branch has served over 4,500 technology enterprises, with a financing balance exceeding 26 billion yuan [2] - The bank aims to strengthen financial support for technology enterprises, enhance digital financial service capabilities, and build a collaborative technology finance ecosystem involving government, industry, academia, and investment [2] - The comprehensive financial service system includes various products such as talent loans, R&D loans, and investment-linked loans, covering the entire lifecycle and integrating all product elements for technology enterprises [2]
以“数智”创“优质”华夏银行北京分行科技金融赋能首都经济发展
Bei Ke Cai Jing· 2025-06-30 02:03
Core Insights - Huaxia Bank Beijing Branch has successfully provided a customized credit loan of 300 million yuan to a local smart technology company, enabling the company to secure a large order with a laboratory in Zhejiang Province [1][3] - The bank's strategy focuses on enhancing its technology financial service system, which has become a key feature of its business development [1][2] Group 1: Technology Financial Services - Huaxia Bank Beijing Branch has established a dedicated technology financial center and 23 specialized branches to enhance service efficiency and create a professional team for technology finance [2] - The bank has developed a product matrix including "Kechuang Yidai," "Toulian Loan," "R&D Loan," and "Option Loan" to cater to the financing needs of technology enterprises [2] - The bank's marketing initiatives, such as the "Technology Finance Sets Sail" campaign, aim to optimize external services and drive internal motivation for continuous development in technology finance [2] Group 2: Internet Financial Services - The establishment of a financial technology innovation department has allowed Huaxia Bank Beijing Branch to capture high-quality customer resources through partnerships with leading internet platforms like JD.com, Douyin, Meituan, Xiaomi, and Ant Financial [4] - The bank has successfully launched consumer cash loans, installment loans, and personal business loans, addressing consumer credit needs and enhancing sales conversion for merchants [4] Group 3: Digital Transformation and Government Services - Huaxia Bank Beijing Branch has reinforced its technological foundation by leveraging digital, standardized, automated, and intelligent financial services to support various industries, including automotive, logistics, and healthcare [5][6] - The bank has integrated with the electronic centralized payment system of Beijing's treasury and has implemented digital currency applications for public tax scenarios [7] - The bank's online medical insurance services have connected with 93 designated hospitals and 144 pharmacies, improving healthcare accessibility and efficiency in Beijing [6][7]
山东工行:向新而行 统筹抓好传统产业转型升级和新质生产力金融服务
Qi Lu Wan Bao· 2025-06-27 11:09
Core Viewpoint - The Shandong branch of the Industrial and Commercial Bank of China (ICBC) emphasizes its commitment to supporting high-quality economic development through financial services, particularly in technology innovation and industrial economy [1][2][3][4] Group 1: Financial Performance - As of the end of May, ICBC Shandong achieved a record loan increment exceeding 100 billion yuan, marking a historical high and leading among comparable peers in the province [1] - The bank's total loan balance surpassed 1.4 trillion yuan, making it the first large state-owned commercial bank in the province to reach this milestone [1] Group 2: Support for Technology Innovation - ICBC Shandong has actively promoted technology finance, with loans to technology enterprises and strategic emerging industries exceeding 200 billion yuan, with an increment of over 40 billion yuan [2] - The growth rates for medium to long-term loans to technology enterprises and small to medium-sized technology companies reached 22.6% and 29%, respectively, both surpassing the provincial average [2] - The bank established a comprehensive "1+2+N" specialized technology finance structure, including a provincial technology finance center and 43 technology branches [2] Group 3: Service to Industrial Economy - The bank focuses on transforming and upgrading traditional industries, with manufacturing loans exceeding 300 billion yuan and medium to long-term loans surpassing 100 billion yuan, both leading among peers [3] - ICBC Shandong has introduced specialized financial products to support emerging industries, including green loans for specialized equipment purchases and manufacturing loans [3] - The bank collaborates with provincial authorities to create tailored financing solutions for advanced manufacturing and strategic emerging industry clusters [3] Group 4: Strategic Goals - ICBC Shandong aims to integrate traditional industry transformation with new quality productivity financial services, enhancing the synergy between supply and demand in financial services [4]
擎画“科技-产业-金融”新蓝图 书写科技金融的“深圳答卷”
Nan Fang Du Shi Bao· 2025-06-26 23:12
Core Viewpoint - Shenzhen is accelerating the construction of a globally influential industrial technology innovation center, driven by significant R&D investments and a strategic focus on high-quality development [2][3]. Group 1: R&D Investment and Innovation - Shenzhen's R&D investment reached 223.66 billion yuan in 2024, with a growth rate of 18.9%, marking nine consecutive years of double-digit growth [2]. - The city's strategic emerging industries accounted for over 42.3% of the regional GDP in 2024, with advanced manufacturing as a core driver of high-quality development [3]. Group 2: Financial Support for Technology Enterprises - The Industrial and Commercial Bank of China (ICBC) Shenzhen Branch has restructured its technology financial services to support the growth of "hard technology" enterprises, focusing on long-term capital injection [3][4]. - By May 2025, the financing balance for technology enterprises at ICBC Shenzhen exceeded 160 billion yuan, with over 5,000 credit clients, reflecting a robust growth in its professional service system [4]. Group 3: Innovative Financing Mechanisms - ICBC Shenzhen has shifted its credit evaluation from traditional asset-based assessments to a focus on future value indicators, such as talent structure and R&D capabilities [6]. - The bank has developed a unique "three-in-one" evaluation mechanism that emphasizes the potential of technology enterprises rather than current financial metrics [6]. Group 4: Comprehensive Product Offerings - ICBC Shenzhen has created a diverse product matrix that supports technology enterprises throughout their lifecycle, including products for R&D investment and mergers and acquisitions [8]. - The bank has successfully implemented cross-border intellectual property pledge financing, facilitating the flow of technology resources between Hong Kong and mainland China [8]. Group 5: Ecosystem Development - ICBC Shenzhen is actively building a "technology innovation ecosystem" that connects government, capital markets, and industry resources, enhancing the integration of innovation, industry, and finance [9]. - The bank has organized over 20 investment roadshows, helping more than 120 small and medium-sized technology enterprises connect with national investment institutions [9]. Group 6: Digital Transformation - ICBC Shenzhen has developed a digital platform that enhances operational efficiency and supports technology enterprises in obtaining financing and tailored financial solutions [10]. - Since its launch, the digital platform has efficiently approved over 130 cutting-edge technology enterprises, showcasing the bank's commitment to leveraging technology in financial services [10].