Core Viewpoint - The annual shareholder meeting of China Ping An highlighted the significant role of artificial intelligence (AI) in the company's future strategy, with a focus on digital transformation and technological integration in the financial sector [4][5]. Group A: AI and Digital Strategy - China Ping An aims to enhance its competitive edge through a comprehensive digital strategy, emphasizing the integration of AI, big data, and open-source models [4][5]. - The company has been recognized as one of the "Four Sisters of Technology" in Shenzhen, alongside Tencent, Huawei, and BYD, indicating its commitment to a technology-driven image [5]. - The term "AI" appeared over 20 times in the company's annual report, reflecting its centrality to the business strategy [4]. Group B: Financial Performance - In Q1 2025, China Ping An reported a revenue of 232.8 billion yuan, a decrease of 5.2% compared to the same period in 2024 [5]. - The net profit attributable to shareholders was 27.0 billion yuan, down 26.4% year-on-year, while the operating profit increased by 2.4% to 37.9 billion yuan [5]. Group C: AI Implementation and Impact - The company has established a robust AI infrastructure known as "953," which includes nine databases, five technology labs, and three tech subsidiaries, enhancing its data and scenario capabilities [6]. - In 2024, AI service interactions reached approximately 1.84 billion, covering 80% of customer service operations, demonstrating the extensive application of AI across various business functions [7]. - The cost of car insurance policies is decreasing by about 10% annually, while the premium scale continues to grow, showcasing the efficiency gains from technology [8]. Group D: Industry Trends - The insurance industry is increasingly adopting AI technologies, with companies like Xinhua Insurance and Taikang Life also launching AI-driven initiatives [8]. - The shift towards AI in the insurance sector represents a collective challenge and opportunity for all players in the industry, marking the beginning of a new era powered by technology [8].

Core Viewpoint - The integration of artificial intelligence (AI) into China Ping An's operations is a key focus, with the company emphasizing its commitment to a comprehensive digital strategy by 2025, aiming to enhance competitiveness in the financial sector [1][3][5]. Group 1: AI Integration and Strategy - China Ping An's chairman, Ma Mingzhe, highlighted that AI has been fully integrated into various aspects of the company's core business, with significant advancements in customer service and risk management [1][6]. - The company has established a "953" AI technology foundation, which includes nine major databases, five advanced technology laboratories, and three technology subsidiaries, creating a competitive barrier in the AI space [5][6]. - The company reported that in 2024, AI service interactions reached approximately 1.84 billion, covering 80% of total customer service volume [6]. Group 2: Financial Performance - In Q1 2025, China Ping An's total revenue was 232.8 billion yuan, a decrease of 5.2% compared to the same period in 2024 [4]. - The operating profit attributable to shareholders was 37.9 billion yuan, reflecting a year-on-year increase of 2.4%, while net profit decreased by 26.4% to 27.0 billion yuan [4]. Group 3: Industry Context - The insurance industry is increasingly adopting AI technologies, with competitors like Xinhua Insurance and Taikang Life also launching AI-driven initiatives, indicating a broader industry shift towards technology empowerment [6][7]. - Analysts suggest that the insurance sector is entering a new era characterized by technological integration, presenting both opportunities and challenges for companies [7].

21世纪经济报道记者 曹媛 深圳报道 今年平安股东大会的提问次数，对比去年增长约一倍。 5月12日下午，深圳观澜平安会堂，中国平安（601318.SH、2318.HK）召开2024年年度股东会（暨2025 年第一次A股类别股东会、2025年第一次H股类别股东会）。 中国平安董事长马明哲携一众高管出席，正式议程开始前，马明哲说道，"大家从各地来深圳很辛苦， 我们希望会上能有更多股东提问、提问次数更多、高管回答也会简练一些。" 在这场约120分钟的会议中，面对股东提出的29个问题、建议，平安管理层一一作出解答，这一提问数 量较去年大幅增长。 会议最后，马明哲补充说，"三天前我们开了一个会，给自己定了一个目标，这次股东大会的提问数量 一定要超过上次，争取超过一倍，那现在看基本达到了。" 记者了解到，此次股东大会吸引了平安108家A股股东及9家H股股东现场参会，会上他们对10项议案进 行表决。 截至今日收盘，中国平安A股收52.46元/股，跌幅0.27%；中国平安H股收47.5港元/股，跌幅1.66%。 平安"爆买"银行股，提前布局才能穿越周期 平安的投资战略成为这次股东大会的热点问题。 股东大会的第一个提问，一位来 ...