Core Viewpoint - The annual shareholder meeting of China Ping An highlighted the significant role of artificial intelligence (AI) in the company's future strategy, with a focus on digital transformation and technological integration in the financial sector [4][5]. Group A: AI and Digital Strategy - China Ping An aims to enhance its competitive edge through a comprehensive digital strategy, emphasizing the integration of AI, big data, and open-source models [4][5]. - The company has been recognized as one of the "Four Sisters of Technology" in Shenzhen, alongside Tencent, Huawei, and BYD, indicating its commitment to a technology-driven image [5]. - The term "AI" appeared over 20 times in the company's annual report, reflecting its centrality to the business strategy [4]. Group B: Financial Performance - In Q1 2025, China Ping An reported a revenue of 232.8 billion yuan, a decrease of 5.2% compared to the same period in 2024 [5]. - The net profit attributable to shareholders was 27.0 billion yuan, down 26.4% year-on-year, while the operating profit increased by 2.4% to 37.9 billion yuan [5]. Group C: AI Implementation and Impact - The company has established a robust AI infrastructure known as "953," which includes nine databases, five technology labs, and three tech subsidiaries, enhancing its data and scenario capabilities [6]. - In 2024, AI service interactions reached approximately 1.84 billion, covering 80% of customer service operations, demonstrating the extensive application of AI across various business functions [7]. - The cost of car insurance policies is decreasing by about 10% annually, while the premium scale continues to grow, showcasing the efficiency gains from technology [8]. Group D: Industry Trends - The insurance industry is increasingly adopting AI technologies, with companies like Xinhua Insurance and Taikang Life also launching AI-driven initiatives [8]. - The shift towards AI in the insurance sector represents a collective challenge and opportunity for all players in the industry, marking the beginning of a new era powered by technology [8].

面对AI浪潮，这家金融巨头将"全面数字化战略"作为2025开年的首要任务。记者注意到，早在今年3月 的2024年报致辞中，马明哲已然抛出这个命题。彼时他认为，当前以DeepSeek为代表的开源大模型， 重构企业价值创造的底层逻辑，对金融保险业亦影响深远。中国平安将加速推进人工智能、大数据技术 及开源大模型的深度融合发展，全面拥抱、快速部署，开启数字化战略。互为佐证的是，这份年报 中"AI"出现了20余次，"人工智能"出现了十次。 实际上，中国平安在科技与人工智能领域的深耕已持续多年。2013年马明哲就提出了"科技引领金融"的 战略。2017年，中国平安正式确立了"金融+科技"的双驱动战略。 据南都湾财社记者观察，近年来平安方面也有意对外塑造"科技企业"的公众形象。值得一提的是，近日 有坊间行业大V把腾讯、华为、比亚迪和平安并列称深圳科技"四姐妹"，也引来对这家金融机构的热 议。 不过，在AI底座和数字化战略愈发明朗的当下，中国平安日前刚提交一季度成绩单，总体承压。2025 年第一季度，中国平安营业收入为2328.01亿元，相较于2024年同期下降了5.2%。归属于母公司股东的 营运利润379.07亿元，同比增 ...