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场景创新”与“服务优化”双管齐下:看广发银行如何赋能消费“又快又好又省钱
Jin Rong Shi Bao· 2025-11-12 02:27
乘用车消费"零批"创历年9月新高,为我国的车市画上了圆满的"金九"句号。近日,中国汽车流通协会 乘用车市场信息联席分会(以下简称"乘联分会")发布的数据显示,今年9月全国乘用车市场零售、批 发量均创当月历史新高,零售批发量环比增长均超一成。数据显示,今年9月全国乘用车市场零售量达 224.1万辆,同比增长6.3%,环比增长11%。 "金九银十"消费旺季取得亮眼成绩的背后是金融的鼎力支持。今年6月,中国人民银行等六部门联合印 发《关于金融支持提振和扩大消费的指导意见》,引导金融机构从消费供给和需求两端强化金融服务, 满足各类主体多样化融资需求,推动扩大高质量消费供给,助力释放消费增长潜能。 为贯彻落实党中央和国务院关于"大力提振消费、全方位扩大国内需求"的决策部署,广发银行积极响应 国家号召,扎实推进财政贴息政策落地实施,于9月1日正式上线个人消费贷款贴息业务,通过降低居民 消费信贷成本,以金融活水激发消费市场潜力,为民生改善与经济发展注入"金融动能"。 需求端:深耕"衣食住行学康养"核心消费场景 "国家的补贴加上厂商的优惠,差不多省了将近1万元,再加上银行的贷款贴息,又省了不少。而且绿牌 申请特别快,才3天就 ...
贴息红包已到账 广发银行助力市民“能消费、敢消费、愿消费”
Sou Hu Cai Jing· 2025-09-18 09:45
Core Viewpoint - Consumer spending is becoming a crucial support for improving people's livelihoods and an important engine for economic development, with financial policies aimed at stimulating domestic demand [1] Group 1: Implementation of Financial Policies - Guangfa Bank has launched a personal consumption loan interest subsidy service on September 1, 2025, to lower consumer credit costs and stimulate market consumption potential [1] - The implementation aligns with the central government's directive to boost consumption and expand domestic demand [1] Group 2: Targeted Consumer Credit Services - Guangfa Bank focuses on seven key consumption areas: household vehicles, elderly care and childbirth, education and training, cultural tourism, home decoration, electronic products, and health care [2] - The bank aims to enhance consumer experience through innovative financial services, such as home decoration loans and health care loans, addressing core needs in various life scenarios [2] - In the household vehicle sector, Guangfa Bank promotes its "Car E Loan" product, offering features like zero down payment and flexible repayment options to reduce the financial burden on consumers [2] Group 3: Enhancing Consumer Experience - The subsidy policy aims to guide credit resources to consumption sectors, lowering financing costs and improving livelihoods [3] - Guangfa Bank has established a streamlined process for consumers to access benefits, allowing automatic recognition of eligible transactions for interest subsidies [3] - The bank plans to further optimize consumer credit products and services, enhancing the effectiveness of the subsidy policy and contributing to economic development [3]
平安银行广州分行新晋一副行长!此前分行新行长已到位
Nan Fang Du Shi Bao· 2025-06-04 09:44
国家金融监督管理总局广东监管局近日发布公告称,核准苏理平安银行股份有限公司广州分行副行长的任职资格。南都湾财社记者注意到,今年以来平安银 行广州分行高层有所调整,除苏理履新外,平安银行北京分行原行长王恺也已接任广州分行行长一职。 广州分行新晋一副行长 在任平安银行广州分行行长助理之前,苏理还曾任平安银行广州分行交易部总经理。据上海证券报2022年8月报道,平安银行广州分行交易部总经理苏理在 介绍"车E贷"产品时表示,为了帮助客户解决他们当时最急迫的资金周转,总、分行快速反应,从提出需求到正式上线,仅仅不到两个月时间,就在业内率 先推出全线上化融资的产品——"车E贷"。企业人员可通过平安银行数字口袋发起申请,10分钟即可获批,最快当天实现提款。 近日,广东金融监管局发布《关于苏理平安银行广州分行副行长任职资格的批复》,核准苏理平安银行股份有限公司广州分行副行长的任职资格。 此前,苏理任平安银行广州分行行长助理。据中山市银行业协会发布的消息,今年3月14日上午,纬创资通股份有限公司与中国建设银行重庆市分行一行莅 临平安银行中山分行开展座谈交流,平安银行广州分行行长助理苏理出席会议。 多家分行之间高管"轮动" 除了 ...