Group 1 - The article highlights the effectiveness of the Shanxi Province Road Traffic Accident Social Rescue Fund in providing timely financial assistance for medical treatment to victims of traffic accidents, particularly those involving non-motor vehicles [1][2][3] - The fund has facilitated over 4,000 rescue cases annually, with 25% of the beneficiaries being victims of accidents involving electric bicycles and tricycles [1][2] - The fund's management, under China Life Insurance Group's Shanxi branch, has improved service efficiency through a comprehensive service network and optimized management practices [1][3] Group 2 - The introduction of a "no-difference" rescue model in Shanxi Province allows for all traffic accident victims to receive full pre-approval for medical treatment, regardless of fault or vehicle type, significantly reducing the mortality rate from 5.24% to 2.44% [2][3] - The fund operates with an annual collection of approximately 75 million yuan from mandatory traffic insurance, with an average annual usage of around 150 million yuan and a recovery rate exceeding 50% [3][4] - The fund's management has implemented a "zero-run" service model, ensuring quick response and efficient processing of claims, which has led to the rescue of over 23,000 families in need and disbursement of over 716 million yuan in funds [7]

Core Viewpoint - The company actively engages in providing timely financial assistance to accident victims through a dedicated rescue fund, demonstrating a commitment to social welfare and community support [1][3][8]. Group 1: Company Initiatives - Since taking over the management of the rescue fund in September 2024, the company has implemented a mechanism for service personnel to participate in injury assessments at hospitals, enhancing the efficiency of the rescue process [3][5]. - The company has processed 250 rescue cases and disbursed 19.18 million yuan in rescue funds in the first half of the year, showcasing its proactive approach to financial assistance [3][5]. - The company emphasizes a principle of "maximizing assistance" and collaborates with multiple departments to improve service quality and efficiency [5][6]. Group 2: Mechanism Innovation - The "rescue fund service personnel participation" mechanism allows for immediate verification of injury severity and financial status upon notification of an accident, streamlining the approval process for fund disbursement [6][8]. - This mechanism creates a closed-loop process of assessment, fund disbursement, and insurance claim deduction, reducing the burden on families and enhancing service delivery [6][8]. - The proactive service model not only addresses immediate financial needs but also connects victims with additional resources such as medical reimbursement and legal aid, thereby improving overall support [6][8]. Group 3: Social Impact - The company positions the rescue fund as a safety net and bridge for community welfare, reflecting a strong sense of responsibility and commitment to public service [8]. - Each rescue operation is underscored by the principle of "people first," highlighting the company's dedication to preserving life and dignity in the community [8].

Core Viewpoint - The article highlights the effective management and operation of the traffic accident social rescue fund in Dezhou, Shandong Province, by China Life Property & Casualty Insurance, emphasizing its commitment to public safety and health through a comprehensive service mechanism [1][8]. Group 1: Fund Management and Operations - The rescue fund is managed under the principle of "rescue the urgent and safeguard the bottom line," ensuring effective use to protect public safety and health [1]. - A full-chain service mechanism has been established through "police-insurance linkage," which includes "rescue-rehabilitation-follow-up" services, achieving a warm and effective rescue experience [1][8]. - Since the end of 2023, the company has completed 437 rescue payment cases, amounting to 42.7 million yuan, ensuring public health and safety [8]. Group 2: Case Studies and Impact - In a specific case, the rescue fund provided 99,000 yuan for one injured party and 33,000 yuan for another, allowing timely medical treatment after a serious traffic accident [3]. - The company actively follows up with beneficiaries, offering support and legal assistance during their recovery process, demonstrating a commitment to ongoing care [5][7]. - The establishment of a professional recovery team has successfully retrieved 27.5 million yuan, ensuring the sustainable operation of the rescue fund [8].