在交强险经营情况中，还有个数字十分打眼——2024年道路交通事故社会救助基金提取11亿元。据了 解，这项基金为不少交通事故受害者"雪中送炭"。 去年11月，河北邯郸涉县一辆大货车倒车时撞伤张女士。张女士伤情严重，需要高额抢救治疗费用，家 人很难筹集。事故处理民警立即联系救助基金邯郸服务站，办理救助申请。救助基金为张女士垫付了部 分抢救费用，保障后续治疗。 道路交通事故社会救助基金通过从交强险保费中按一定比例提取等渠道筹集，事故受害人抢救费用超过 交强险责任限额，或肇事机动车未参加交强险、机动车肇事后逃逸的，救助基金可按相关规定垫付抢救 费用，事故责任确定后开展追偿工作。 近年来，保险行业在参与救助基金管理方面落实多项创新举措。在湖南，人保财险与当地交警部门建 立"24小时响应、一站式服务"工作机制，通过"警保医联动"，第一时间掌握伤员伤情，主动告知救助基 金垫付服务，通过简化流程、精简材料等应急机制快速进行费用垫付；在江苏，紫金财险开发优化道路 救援服务小程序，实现"一键申请"，开展救助基金与交强险限额医疗费用合并垫付试点，切实提高事故 伤员救治时效；在辽宁，平安财险打通绿色通道，实现当事人、交警、医院全部在 ...

Group 1 - The article highlights the effectiveness of the Shanxi Province Road Traffic Accident Social Rescue Fund in providing timely financial assistance for medical treatment to victims of traffic accidents, particularly those involving non-motor vehicles [1][2][3] - The fund has facilitated over 4,000 rescue cases annually, with 25% of the beneficiaries being victims of accidents involving electric bicycles and tricycles [1][2] - The fund's management, under China Life Insurance Group's Shanxi branch, has improved service efficiency through a comprehensive service network and optimized management practices [1][3] Group 2 - The introduction of a "no-difference" rescue model in Shanxi Province allows for all traffic accident victims to receive full pre-approval for medical treatment, regardless of fault or vehicle type, significantly reducing the mortality rate from 5.24% to 2.44% [2][3] - The fund operates with an annual collection of approximately 75 million yuan from mandatory traffic insurance, with an average annual usage of around 150 million yuan and a recovery rate exceeding 50% [3][4] - The fund's management has implemented a "zero-run" service model, ensuring quick response and efficient processing of claims, which has led to the rescue of over 23,000 families in need and disbursement of over 716 million yuan in funds [7]