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赋能首都低碳转型,邮储银行北京分行绿色金融的“京”彩答卷
Hua Xia Shi Bao· 2025-08-22 12:59
Core Viewpoint - Postal Savings Bank of China Beijing Branch is actively promoting green finance to support low-carbon transformation in the capital, with a significant increase in green loan balances and a commitment to national carbon neutrality goals [1][2][8]. Group 1: Green Loan Growth - As of June 2025, the green loan balance of Postal Savings Bank of China Beijing Branch exceeded 85.548 billion yuan, representing an 11.14% increase from the beginning of the year and accounting for 33.63% of total loans [1]. - The bank's GDP growth rate reached 43.09% by the end of May 2025, leading the industry, driven by green finance initiatives [2]. Group 2: Innovative Financial Products - The bank has introduced the "Carbon Reduction Loan," with guidelines established to facilitate efficient, paperless processes for carbon rating and credit approval, expected to launch on a large scale in the third quarter of 2025 [3]. - The bank is expanding its carbon accounting and environmental information disclosure, aiming to add 150 carbon accounting indicators by 2025, enhancing the integration of green finance and inclusive finance [3]. Group 3: Project Financing - The bank provided 2.25 billion yuan in fixed asset loans to a technology company for a zero-carbon computing park, showcasing its commitment to national zero-carbon initiatives [4]. - A 100 million yuan working capital loan was granted to a photovoltaic company to support its solar energy project, demonstrating the bank's innovative service model in green finance [5]. Group 4: Environmental Projects - The bank participated in a syndicate loan of 400 million yuan for a water environment improvement project in Yuanjiang City, contributing to significant ecological restoration efforts [6]. Group 5: Community Engagement - The bank has established 328 "Postal Love Stations" to support outdoor workers, promoting a green lifestyle and community care [7]. - Employees have planted over 700,000 trees over six years, reinforcing the bank's commitment to ecological sustainability [7]. Group 6: Long-term Strategy - The bank's green initiatives date back to 2021 with the issuance of a 1 billion yuan green bond for renewable energy projects, laying the groundwork for future green finance innovations [8]. - The bank aims to deepen integration of green finance with new productive forces, focusing on advanced energy and smart manufacturing sectors while maintaining strict risk management [9].
邮储银行韶关市分行:邮车贷“贷”活消费
Nan Fang Nong Cun Bao· 2025-08-07 06:02
邮储银行韶关市 分行:邮车 贷"贷"活消费_ 南方+_南方plus 消费金融在促进 消费需求及消费 水平升级等方面 发挥着重要作 用。邮储银行韶 关市分行紧紧围 绕中央经济工作 会议提出的"稳 定和扩大传统消 费,提振新能源 汽车、电子产品 等大宗消费"要 求,加速拓展更 多消费场景,赋 能实体经济,促 进普惠民生。 "以前开旧皮卡 跑业务,条件比 较艰苦。今年在 邮储银行办业务 时,客户经理说 现在有汽车以旧 换新政策,向我 推荐了邮车贷, 利率优惠还能线 上办。现在开新 能源车跑业务, 每月能省不少 钱,还款压力也 小。这真是帮我 解决了大问题, 感谢国家的好政 策,也谢谢银行 把实惠送到咱老 百姓身边!"来 自广东省韶关市 的郑先生喜笑颜 开道。 车消费贷,解决 了资金之忧,拿 下了中意的新能 源汽车。 作为拉动消费的 重要动力,汽车 消费尤其是新能 源汽车消费,近 年来增长势头强 劲,很多像王先 生这样的市民, 正是通过以旧换 新补贴+汽车消 费贷的帮助,喜 提新能源汽车。 据悉,邮储银行 韶关市分行推 出"美好生活、 快乐消费"促进 消费活动,与丰 田、比亚迪、奇 瑞、别克、吉 利、大众、埃安 等十 ...