Core Viewpoint - Postal Savings Bank of China Beijing Branch is actively promoting green finance to support low-carbon transformation in the capital, with a significant increase in green loan balances and a commitment to national carbon neutrality goals [1][2][8]. Group 1: Green Loan Growth - As of June 2025, the green loan balance of Postal Savings Bank of China Beijing Branch exceeded 85.548 billion yuan, representing an 11.14% increase from the beginning of the year and accounting for 33.63% of total loans [1]. - The bank's GDP growth rate reached 43.09% by the end of May 2025, leading the industry, driven by green finance initiatives [2]. Group 2: Innovative Financial Products - The bank has introduced the "Carbon Reduction Loan," with guidelines established to facilitate efficient, paperless processes for carbon rating and credit approval, expected to launch on a large scale in the third quarter of 2025 [3]. - The bank is expanding its carbon accounting and environmental information disclosure, aiming to add 150 carbon accounting indicators by 2025, enhancing the integration of green finance and inclusive finance [3]. Group 3: Project Financing - The bank provided 2.25 billion yuan in fixed asset loans to a technology company for a zero-carbon computing park, showcasing its commitment to national zero-carbon initiatives [4]. - A 100 million yuan working capital loan was granted to a photovoltaic company to support its solar energy project, demonstrating the bank's innovative service model in green finance [5]. Group 4: Environmental Projects - The bank participated in a syndicate loan of 400 million yuan for a water environment improvement project in Yuanjiang City, contributing to significant ecological restoration efforts [6]. Group 5: Community Engagement - The bank has established 328 "Postal Love Stations" to support outdoor workers, promoting a green lifestyle and community care [7]. - Employees have planted over 700,000 trees over six years, reinforcing the bank's commitment to ecological sustainability [7]. Group 6: Long-term Strategy - The bank's green initiatives date back to 2021 with the issuance of a 1 billion yuan green bond for renewable energy projects, laying the groundwork for future green finance innovations [8]. - The bank aims to deepen integration of green finance with new productive forces, focusing on advanced energy and smart manufacturing sectors while maintaining strict risk management [9].

Core Viewpoint - Postal Savings Bank of China (PSBC) in Shaoguan is actively promoting consumer finance to stimulate consumption demand and enhance consumption levels, aligning with national economic policies aimed at stabilizing and expanding traditional consumption, particularly in sectors like new energy vehicles and electronics [2][3][4]. Group 1: Consumer Finance Initiatives - PSBC Shaoguan has launched the "Postal Car Loan" program, which offers favorable interest rates and online application processes to support consumers in upgrading their vehicles [7][8][19]. - The bank's initiatives are part of a broader strategy to promote consumption, with a focus on new energy vehicles, which have seen strong growth in recent years [15][17]. Group 2: Collaborative Efforts - PSBC Shaoguan collaborates with over 20 car dealerships and brands, including Toyota, BYD, and Buick, to host joint car exhibitions aimed at providing financial support for automotive purchases [17][19]. - The bank has also introduced various promotional activities under the "Enjoy Family Day" brand, enhancing consumer engagement through diverse offline consumption scenarios [20][21]. Group 3: Consumer Engagement and Benefits - The bank is implementing a range of consumer-friendly activities, such as "New Customer Card Gifts" and "Saturday Discounts," to broaden the scope of benefits for customers [22][24]. - By leveraging its credit card app, PSBC aims to enhance service convenience and stimulate consumer spending across various sectors, including dining, shopping, and transportation [21][24].