转自：新华财经 论坛期间，邮储银行北京分行深度参与全部5场"绿色发展会客厅"活动，与通州、房山、昌平、平谷、顺义五区相关政府单位开展对接交流，并出席多 场平行论坛，围绕绿色金融政策、产品创新、产业对接、气候投融资等议题分享经验，推动绿色金融与绿色产业协同发展。 邮储银行北京分行相关负责人表示，未来将继续贯彻落实国家"双碳"战略，围绕北京市绿色经济标杆城市建设目标，优化绿色金融服务体系，聚焦降 碳、减污、扩绿、增长等关键环节，强化对节能环保、生态保护等领域的金融供给，丰富多元金融工具，完善机制标准，构建绿色金融生态体系，助力 首都绿色高质量发展，为实现碳达峰碳中和目标贡献金融力量。 编辑：焦若涵 2025年北京绿色发展论坛于9月21日至25日在北京城市副中心三大文化设施户外环形走廊带举行。作为首届北京绿色发展论坛的重要配套活动，本届博 览会聚焦绿色产业前沿技术与实践，搭建政策解读、成果展示、产业对接与公众体验的综合平台。中国邮政储蓄银行北京分行积极参展，围绕"绿色让 生活更美好"主题，全面展示其在绿色金融领域的创新实践与服务成果。 除金融产品创新外，邮储银行北京分行在展区设置高科技互动体验区，展示数字人客服、A ...

作为全国性股份制商业银行与山东省属骨干金融企业，恒丰银行深度融入山东区域发展大局，充分发挥 专业金融优势，将金融活水精准引向齐鲁大地重点领域与薄弱环节。截至今年6月末，该行绿色金融贷 款较年初增长近两成，数字化供应链品牌"恒融E"累计放款超300亿元，以实打实的金融服务成效践 行"金融助企"责任担当，为新时代社会主义现代化强省建设注入澎湃动能。 科创金融"强引擎"点燃新质生产力"新动能" 恒丰银行将服务新质生产力发展作为金融支持高质量发展的核心抓手，精准对接企业科技创新与产业升 级需求，从专精特新企业培育到新兴产业布局，构建起全链条、一体化的金融服务体系。 针对专精特新企业不同成长阶段的需求，恒丰银行量身定制专属服务方案。国家级专精特新"小巨人"企 业山东豪门铝业，主营高端铝型材生产，综合年产能达9.9万吨。自2018年建立合作以来，恒丰银行临 沂分行通过"小巨人贷"、信用证叠加现金管理等一揽子综合服务，累计为企业发放贷款1.4亿元，以稳 定高效的金融支持，全程护航企业规模扩张与技术升级。在菏泽，聚焦高端装备制造领域，恒丰银行充 分认可当地某专精特新精密机械公司的核心技术价值，以及其在山东"231"特色产业体 ...

Core Viewpoint - Shenzhen has achieved significant progress in ecological environment protection over the past decade, completing 100% of its rectification tasks on time, which has become a driving force for high-quality development in the city [2][3][4]. Group 1: Political Commitment and Governance - The Shenzhen municipal government emphasizes that ecological environment protection is a mandatory task, with the mayor and party secretary leading the efforts [3]. - A high-level ecological environment protection committee has been established to oversee and implement rectification tasks, ensuring accountability across various government levels [3]. - The city has created a responsibility transmission system, breaking down 14 rectification tasks into 38 specific measures, assigning clear responsibilities to city departments and district leaders [3][4]. Group 2: Technological Innovation - Shenzhen is utilizing satellite remote sensing technology to proactively identify ecological issues, enhancing the efficiency of problem detection by 3 to 5 times compared to traditional methods [5][6]. - The integration of remote sensing and deep learning algorithms allows for real-time monitoring and verification of rectification efforts, preventing false rectifications [5][6]. Group 3: Environmental Management Achievements - The city has successfully addressed 36 tasks and 838 cases from the first round of central environmental protection inspections, with ongoing progress in the second round [4]. - Shenzhen has achieved a 100% waste disposal rate for household waste, with a recycling rate exceeding 49% and a daily harmless treatment capacity of 32,000 tons [8]. - Water quality management has resulted in a 100% excellent rate for surface water quality, with significant improvements in river and coastal water bodies [9]. Group 4: Economic Development and Green Initiatives - The city's air quality index (AQI) compliance rate reached 95.5%, with PM2.5 levels dropping to 16 micrograms per cubic meter, positioning Shenzhen as a leader among large cities [10]. - Shenzhen has initiated various climate financing projects, with a total financing amount of 29.4 billion yuan, and has become a national model for carbon market transactions [10]. - The proportion of clean energy installations has exceeded 80%, and the penetration rate of new energy vehicles has reached 76.9% [10]. Group 5: Ecological Space and Urban Development - The establishment of the International Mangrove Center and the implementation of ecological corridor projects have enhanced urban ecological networks [11]. - The number of parks in Shenzhen has increased significantly, contributing to a more sustainable urban environment [11]. - The city aims to continue improving its ecological environment while promoting economic development, demonstrating that ecological protection and economic growth are not mutually exclusive [11].

Core Viewpoint - Beijing Bank has reported strong mid-year performance for 2025, emphasizing its commitment to high-quality development and digital transformation, while adhering to national strategies and local government directives [1] Financial Performance - As of June 30, 2025, total assets reached 4.75 trillion yuan, a 12.53% increase from the beginning of the year - Total loans amounted to 2.39 trillion yuan, growing by 8.18% - Total deposits were 2.65 trillion yuan, up by 8.39% - Operating income was 36.218 billion yuan, a year-on-year increase of 1.02% - Net profit attributable to shareholders was 15.053 billion yuan, up 1.12% year-on-year - Non-performing loan ratio stood at 1.30%, a decrease of 0.01 percentage points from the start of the year, with a provision coverage ratio of 195.74% [1] Digital Transformation - The bank has entered a new phase of comprehensive digital operations, enhancing business development through technology integration - Key initiatives include improving credit approval efficiency with AI tools and optimizing asset management through digital solutions [6] Sector-Specific Initiatives - **Technology Finance**: Loans in this sector reached 434.608 billion yuan, a growth of 19.31% from the beginning of the year, with new products like "Sci-Tech e-loan" and "R&D loan" launched [2] - **Green Finance**: Green loan balance was 256.295 billion yuan, increasing by 21.84%, with innovative products supporting low-carbon transitions [3] - **Inclusive Finance**: Loans for small and micro enterprises reached 261.603 billion yuan, a 17.27% increase, with new cross-border financial services introduced [3] - **Pension Finance**: The bank has opened 1.86 million personal pension accounts, enhancing services for aging populations [4] Retail Banking - Retail revenue reached 11.081 billion yuan, with retail funds exceeding 1.3 trillion yuan, a growth of 7.28% - The number of retail customers increased to 31.4957 million, with significant growth in mobile banking users [7] Corporate Banking - Corporate loans (including discounts) reached 1.65 trillion yuan, an increase of 11.29%, with notable growth in technology, green, and inclusive finance sectors [8] Brand Development - The bank is focusing on creating differentiated banking services, including initiatives for children, lifelong banking, and support for specialized enterprises [9][10][11][12] Risk Management - The bank has improved key risk indicators, with a focus on enhancing asset quality and implementing a comprehensive digital risk management system [13] Future Outlook - The bank aims to continue its high-quality development and digital transformation, aligning with the "14th Five-Year Plan" and preparing for the "15th Five-Year Plan" [14]

Core Viewpoint - The rapid development of Shenzhen over 45 years has been significantly supported by financial services, with Jiangsu Bank's Shenzhen branch playing a crucial role in this transformation through its integration of party-building and business operations [1][2]. Group 1: Party-Business Integration - Jiangsu Bank's Shenzhen branch emphasizes the integration of party-building with business operations, aiming to transform the "red engine" into a "development engine" to support Shenzhen's "dual-zone" construction [2]. - The bank has established a "Party Alliance" with over 30 organizations, covering more than 500 enterprises and nearly 2,000 party members, enhancing its service capabilities [2][3]. - As of June, the "Party Alliance" has facilitated the establishment of multiple credit accounts and personal finance clients, with financing needs exceeding 200 million yuan for enterprises in the Tianan Tianan Park [2]. Group 2: Financial Support for the Real Economy - Jiangsu Bank has actively supported Shenzhen's real economy by providing financial services to major projects, private enterprises, and listed companies, becoming a key player in the region [4]. - The bank has tailored financial products like "Su Xudai" and "Tengfei Loan" to address the financing challenges faced by small and medium-sized enterprises, including offering low-cost financing to companies reducing carbon emissions [4][5]. - The bank has also developed a dedicated service plan for innovative enterprises, launching initiatives like "Technology Finance 22 Articles" to support technology-driven companies [5]. Group 3: Major Project Financing - Jiangsu Bank has provided significant loans for major projects, including 1.05 billion yuan for the Zhuhai Port project and 500 million yuan for the Dongguan International Manufacturing Center [6]. - The bank has also approved loans for various other significant projects, including 1 billion yuan for the Huizhou Ring Island Highway project and 1.6 billion yuan for the Huafa Ice and Snow City project [6]. Group 4: Consumer Protection and Employee Care - The bank has integrated consumer rights protection and employee care into its corporate culture, conducting over 30 financial safety events in the first half of the year [7]. - Initiatives such as the "Silver Age" program have been launched to educate elderly clients on financial management, while employee engagement activities have also been implemented to enhance workplace satisfaction [7][8]. - The bank's employee satisfaction survey achieved a historic high in the first half of the year, reflecting its commitment to employee welfare [8].

Core Viewpoint - The article emphasizes the role of Jiangsu Bank's Shenzhen branch in supporting Shenzhen's economic development as it celebrates its 45th anniversary, focusing on five key areas: technology finance, green finance, inclusive finance, pension finance, and digital finance [1][5]. Group 1: Inclusive and Digital Finance - Inclusive finance serves as the foundation for supporting the real economy, while digital finance enhances efficiency and intelligence [2]. - Jiangsu Bank's Shenzhen branch has integrated inclusive and digital finance, exemplified by its "Tengfei Loan 2.0" product, which addresses the financing challenges faced by a rapidly growing small enterprise [2]. - The bank's "e-Rong Payment" service has provided differentiated fee rate discounts to over 3,200 merchants, particularly benefiting businesses that employ older women and essential service providers, saving them hundreds of thousands of yuan [2]. Group 2: Technology Innovation - The bank combines technology finance with cross-border finance to empower Shenzhen's dynamic market participants [3]. - A comprehensive "Science and Technology Financing" product system has been developed to cater to enterprises at various growth stages, including "Su Xudai" for startups and "Kechuang e-loan" for growing companies [3]. - The bank has also innovated with "equity-linked loans" to meet the financing needs of early-stage hard-tech companies, facilitating a win-win situation for both the bank and the enterprises [3]. Group 3: Green and Pension Finance - Jiangsu Bank emphasizes green finance and pension finance as key components of its "finance for the people" philosophy, contributing to sustainable urban development and enhancing the quality of life for the elderly [4]. - The bank has successfully implemented Shenzhen's first "carbon reduction loan," offering favorable loan pricing to companies that reduce carbon emissions by 40% [4]. - In the pension finance sector, the bank has launched initiatives such as "Lifelong Learning" programs and "Happy Sharing" debit cards, benefiting over 7,200 elderly clients [4]. Group 4: Overall Strategy and Future Outlook - Jiangsu Bank's Shenzhen branch is committed to a systematic approach in executing its five key financial strategies, aiming to provide high-quality financial services that resonate with the city's development [5]. - As Shenzhen approaches its 45th anniversary, the bank plans to continue contributing to the city's growth story through innovative financial solutions [5].

Core Viewpoint - China has achieved significant milestones in green development, becoming one of the fastest countries in reducing energy consumption intensity and improving air quality, while contributing to a quarter of the world's new green areas [1] Group 1: Green Financial Development - Postal Savings Bank of China Beijing Branch integrates green development concepts into its financial practices, establishing a green financial ecosystem through innovative practices [1][2] - As of the end of Q2 2025, the green loan balance of the Beijing Branch reached 85.548 billion yuan, with a growth rate of 11.14%, accounting for 33.63% of total loans [1][2] - The bank's green financial framework includes differentiated credit policies and a focus on low-carbon sectors, exemplified by the transformation of the Jiukeshu Branch into a green specialty branch [2][3] Group 2: Product Innovation and Support - The Beijing Branch launched the first carbon reduction loan in the region, innovating with a "carbon account + credit approval" model [4] - Various green financial products, such as green bonds and green insurance, have been introduced to meet the financing needs of different green enterprises and projects [4][6] - The bank has provided 2.292 billion yuan in fixed asset loans for a zero-carbon computing park project, demonstrating effective financial support for green technology initiatives [6] Group 3: Collaborative Efforts and Ecosystem Building - The Beijing Branch actively collaborates with government and enterprises to explore new paths for green financial development, hosting industry conferences to discuss carbon market development [8] - The bank has established a green financial cooperation mechanism with various districts in Beijing, contributing over 40% to the GDP growth from green projects [8] Group 4: Operational Sustainability - The Beijing Branch implements meticulous energy consumption management in daily operations, promoting digital platforms to reduce paper usage and enhance energy efficiency [9] - The bank prioritizes environmentally friendly products in procurement, achieving significant reductions in paper orders through e-commerce platforms [9] Group 5: Future Directions - The Beijing Branch aims to strengthen financial support for energy conservation and ecological protection, continuously increasing green credit investments and optimizing financial tools [10][11]

Core Viewpoint - Postal Savings Bank of China Beijing Branch is actively promoting green finance to support low-carbon transformation in the capital, with a significant increase in green loan balances and a commitment to national carbon neutrality goals [1][2][8]. Group 1: Green Loan Growth - As of June 2025, the green loan balance of Postal Savings Bank of China Beijing Branch exceeded 85.548 billion yuan, representing an 11.14% increase from the beginning of the year and accounting for 33.63% of total loans [1]. - The bank's GDP growth rate reached 43.09% by the end of May 2025, leading the industry, driven by green finance initiatives [2]. Group 2: Innovative Financial Products - The bank has introduced the "Carbon Reduction Loan," with guidelines established to facilitate efficient, paperless processes for carbon rating and credit approval, expected to launch on a large scale in the third quarter of 2025 [3]. - The bank is expanding its carbon accounting and environmental information disclosure, aiming to add 150 carbon accounting indicators by 2025, enhancing the integration of green finance and inclusive finance [3]. Group 3: Project Financing - The bank provided 2.25 billion yuan in fixed asset loans to a technology company for a zero-carbon computing park, showcasing its commitment to national zero-carbon initiatives [4]. - A 100 million yuan working capital loan was granted to a photovoltaic company to support its solar energy project, demonstrating the bank's innovative service model in green finance [5]. Group 4: Environmental Projects - The bank participated in a syndicate loan of 400 million yuan for a water environment improvement project in Yuanjiang City, contributing to significant ecological restoration efforts [6]. Group 5: Community Engagement - The bank has established 328 "Postal Love Stations" to support outdoor workers, promoting a green lifestyle and community care [7]. - Employees have planted over 700,000 trees over six years, reinforcing the bank's commitment to ecological sustainability [7]. Group 6: Long-term Strategy - The bank's green initiatives date back to 2021 with the issuance of a 1 billion yuan green bond for renewable energy projects, laying the groundwork for future green finance innovations [8]. - The bank aims to deepen integration of green finance with new productive forces, focusing on advanced energy and smart manufacturing sectors while maintaining strict risk management [9].

Core Viewpoint - The article highlights the role of Postal Savings Bank in promoting green finance initiatives across various regions, showcasing innovative financial products aimed at supporting ecological protection and sustainable development [2][3][4][5]. Group 1: Green Finance Initiatives - Postal Savings Bank's Dongtai branch issued a "Wetland Biodiversity Protection Carbon Credit Loan," utilizing carbon credit rights as collateral to address financing challenges in biodiversity protection [2]. - The bank's Guangxi branch introduced an "ESG Loan + Insurance" model, providing customized financing solutions for non-ferrous metal companies to reduce their financing costs [3]. - As of June 2023, Postal Savings Bank's green loan balance exceeded 950 billion yuan, reflecting an 11.59% increase from the previous year [3]. Group 2: Product Innovation and Support - The bank has developed various green financial products to alleviate issues related to collateral and high financing costs for green projects, promoting a win-win scenario for economic and ecological benefits [3]. - Postal Savings Bank's Tianjin branch supported a distributed wind power project that is expected to save over 10,000 tons of standard coal annually [5]. - The bank's green bond investments surpassed 30 billion yuan, with ESG-themed financial products reaching nearly 6 billion yuan, indicating a comprehensive green finance service system [5]. Group 3: Commitment to Sustainable Development - The bank is committed to integrating sustainable development principles into its strategic framework, governance structure, corporate culture, and business processes [4]. - In 2024, 27 branches of Postal Savings Bank were recognized as model green branches, promoting green finance concepts to the public through various initiatives [4].

当前全球气候变化形势日益严峻，极端天气气候事件频发，气候变化正从潜在的风险变成现实的危 机。极端天气气候事件引发的社会广泛关注再次提醒我们，采取有效措施应对气候变化。 我国一直高度重视相关工作。2020年10月，生态环境部等五部门联合发布了关于促进应对气候变化 投融资的指导意见，自2022年起，在生态环境部等九部门的共同推动下，23个地方先后开展了气候投融 资的试点工作。 今年是首批地区开展试点工作的第三年。"当前，政策协同机制不断深化，项目库建设成效显著， 基础支撑工作持续加强，金融工具和投融资模式不断创新。"近日，在中国环境科学学会和中国节能环 保集团共同主办，气候投融资专委会、中节能生态产品发展研究中心和新浪财经共同承办的2025第四届 气候投融资国际研讨会会议上，生态环境部应对气候变化司一级巡视员蒋兆理表示。 引导资金投入应对气候变化领域，已受到社会各界越来越多的关注。整体来看，气候投融资试点初 步探索出了一条政策引导、市场驱动、创新赋能的可持续发展路径，那么。不同试点地区的差异化发展 呈现出什么样的亮点和特色？下一步要迈向何处？ 随着前期一些储备项目上马，未来的工作需要越来越细、越来越实。丁辉提到， ...