降碳贷

Search documents
ESG一周丨三部门发布通知,推进零碳园区建设;央行发布首个绿色金融国家标准
Mei Ri Jing Ji Xin Wen· 2025-07-11 08:27
图片来源:每日经济新闻 刘国梅 摄(资料图) ESG政策 三部门发布《关于开展零碳园区建设的通知》,零碳园区建设快步跑 国家发展改革委、工业和信息化部、国家能源局日前发布《关于开展零碳园区建设的通知》(以下简称《通知》)。《通知》明确零碳园区建设的基本条 件,并部署了8方面重点任务,支持有条件的地区率先建立一批零碳园区,为有计划、分步骤推进各类园区低碳化、零碳化改造指明了方向。 每经记者|徐肖逍 每经编辑|张海妮 市场监管总局消息,我国牵头制定的渔业和水产养殖领域碳足迹国际标准《水产品碳足迹 大型藻类产品种类规则》近日正式发布。该标准由中国、意大 利、挪威、冰岛、荷兰、印度、摩洛哥、韩国、伊朗九国专家共同参与研制,规定了大型藻类产品相关的碳足迹计算要求,适用于大型藻类全价值链碳足迹 的评价,能够为大型藻类对气候影响的研究提供可靠和准确信息,为减少大型藻类产品全价值链中各环节能源消耗提供改进方向,也是落实联合国海洋负排 放国际大科学计划的有力实践。 点评:这是中国在应对气候变化领域从参与者向规则制定者转变的重要标志,展现了我国在海洋负排放技术标准体系构建中的引领作用。 点评:三部门发布零碳园区建设通知,明确条件 ...
15家深圳银行“含绿量”大比拼,哪家领跑
2 1 Shi Ji Jing Ji Bao Dao· 2025-07-02 01:50
登录新浪财经APP 搜索【信披】查看更多考评等级 南方财经记者 黄子潇 深圳报道 "全球可持续金融中心"的目标提出三周年,深圳银行业"含绿量"持续提升。 6月30日,深圳市绿色金融公共服务平台显示,已有29家银行完成了2024年度的环境信息披露报告,包括国有银行、股份制银行、城商行的深 圳分行,以及若干总部在深银行、政策性银行、专营机构。 为剖析深圳绿色金融发展状况,南方财经记者选取15家银行的深圳分行(6家国有银行、6家股份制银行、3家城商行),对绿色贷款规模、增 速、占比、投向进行分析。 数据显示,绿色贷款方面,多数银行实现正增长,其中四大行深圳分行余额均突破1000亿元,主要投向清洁能源、节能环保、基础设施绿色 升级等产业;治理架构方面,多家银行在分行层面设立了绿色金融专委会,多个"绿色支行"亦取得亮眼成绩。 据人民银行深圳市分行数据,截至2025年一季度末,深圳绿色贷款余额1.27万亿元,居全国前列。 深圳四大行绿色信贷破千亿 根据《深圳市金融机构环境信息披露指引》要求,符合条件的深圳金融机构应在每年6月30日前披露上年度的环境信息,其中包括所有总部或 一级分支机构在深资产规模五百亿元以上的银行。 各 ...
浦发银行深圳分行:金融活水精准浇灌实体经济 助力大湾区高质量发展
Nan Fang Du Shi Bao· 2025-06-30 23:11
Group 1: Core Business Strategies - Shanghai Pudong Development Bank (SPDB) Shenzhen Branch emphasizes the importance of serving the real economy, focusing on small and micro enterprises as vital components of economic vitality [1][2] - The bank has conducted a "thousand enterprises, ten thousand households" outreach initiative, visiting over 3,000 small and micro enterprises and disbursing over 20 billion yuan in loans [1][2] - SPDB Shenzhen Branch has introduced innovative financial products like "Hui Account" to address the payment challenges faced by cross-border e-commerce companies, significantly reducing settlement costs [1] Group 2: Financial Innovation and Support - The bank supports strategic mergers and acquisitions by providing up to 80% financing for a private high-tech enterprise's acquisition of an electronic industry supply chain platform [2] - SPDB Shenzhen Branch has launched a "carbon reduction loan" that links interest rates to the company's carbon reduction performance, promoting low-carbon transformation [2] - The bank has developed the "Pu Yan Loan" to assist technology companies with high R&D costs, exemplified by a pharmaceutical company receiving additional funding for its clinical trials [3] Group 3: Technology and Knowledge Integration - SPDB Shenzhen Branch is actively involved in the issuance of technology innovation bonds, serving as a cornerstone investor and guiding financial capital towards "hard technology" sectors [3] - The bank organized an event focused on artificial intelligence and new industrialization, creating a service chain that includes diagnosis, empowerment, and follow-up to support new productive forces [4] Group 4: Cross-Border and Domestic Economic Integration - The bank plays a crucial role in facilitating the dual circulation development pattern by enhancing payment experiences for overseas visitors and promoting cross-border consumption [5] - SPDB Shenzhen Branch successfully executed a red-chip restructuring financing for a leading cross-border e-commerce company, achieving efficient cross-border fund flow in just three days [6] - The bank's efforts in strengthening the real economy, fostering technological innovation, and enhancing dual circulation are aligned with the Party's innovative theories and contribute to the high-quality development of the Guangdong-Hong Kong-Macao Greater Bay Area [6]
金融“活水”精准赋能 护航深圳民企及上市公司高质量发展
Nan Fang Du Shi Bao· 2025-06-26 23:12
深圳,是中国民营经济的璀璨明珠,亦是上市公司聚集的创新高地。这些充满活力的市场主体,是深圳 经济的根基与命脉,其高质量发展离不开金融力量的深度赋能。 在现代供应链领域,该行展现了"以点带链"的深度服务能力。深圳某集团作为连续9年位居全国第一的 冻肉进口商,其业务模式横跨代理采购、进口通关等多个复杂环节,对资金流效率要求极高。江苏银行 深圳分行在深入理解其商业模式后,并未局限于服务深圳某集团本身,而是创新推出"分期通"产品,为 其下游46户经销商提供了超13亿元的授信额度,用于支付采购货款。这一举措不仅盘活了整个产业链, 更是对深圳这一贸易及民生消费重镇产业生态的有力支持。 而在战略性新兴产业领域,该行同样展现出紧跟政策、引领创新的前瞻性。为响应"双碳"目标,该行积 极打造"绿色+"系列融资模式。在深圳市推出企业碳账户评级体系后,该行迅速响应,并成功落地了全 市首笔"降碳贷"业务。该行依据一家环保科技公司营收微涨、碳排放总量却下降40%的优异碳评级表 现,给予其贷款定价优惠,以市场化的金融创新,精准激励了企业的绿色低碳转型。 这一系列精准施策的成功,离不开江苏银行深圳分行在背后构建的一套完整、专业的服务体系。 ...
邮储银行北京分行——“A级气候友好型金融机构”打造记
Bei Ke Cai Jing· 2025-06-20 09:38
值此"绿水青山就是金山银山"理念提出二十载、"双碳"目标擘画五周年之际,邮储银行北京分行通过一 步步地创新、实践,深耕绿色金融沃土,为银行业绿色转型树立起绿色标杆,成为首都绿色金融的样 本。 打造看得见的绿色金融"前沿哨所" 自天安门东望二十里,一座依水而兴的千年之城——北京城市副中心,正以磅礴之势崛起。在"全球财 富管理中心"与"全球绿色金融与可持续金融中心"的双重定位下,其金融业亦迎来换挡升级的蝶变时 刻。 邮储银行北京通州区九棵树支行就位于这一区域,当前这家支行开始拥有自己独特的"绿色"印记。 邮储银行北京分行积极响应2024年国家发展改革委和北京市人民政府联合印发的《北京城市副中心建设 国家绿色发展示范区实施方案》,前瞻布局特色机构。通州区九棵树支行正蜕变为"绿色特色支行",不 仅完成工商变更与更名批复,更是在围绕碳减排、绿色金融等主题进行网点深度绿色化改造,打造市民 看得见的绿色金融"前沿哨所"。 邮储银行北京分行的绿色创新,又不止于目之所及?企业碳足迹的精算与价值转化,是其近年来的创新 焦点。碳评级报告,一纸风行,两处生辉:既为"降碳贷"业务的利率审批提供精准标尺,又化作吸引新 客户的磁石。202 ...
截至去年末,深圳绿色信贷余额首超万亿元—— 打造绿色金融创新高地
Jing Ji Ri Bao· 2025-06-10 22:06
在推动绿色信贷产品创新的同时,绿色保险通过充分发挥损失补偿、风险减量、资金引导的作用,为经 济社会绿色转型提供坚实保障。数据显示,2024年,深圳市财险业环境污染责任保险累计签单保费 3424.16万元,为高环境风险行业提供33.86亿元风险保障。 清洁能源产业一直都是绿色保险的重点覆盖领域。2024年6月,中国人民财产保险股份有限公司深圳市 分公司签发了人保首单"储能系统长期质量与效能保证保险",为深圳市远信储能技术有限公司的储能设 备提供15年的产品质量与效能保证,保险金额达上亿元。远信储能公司首席执行官张佳婧称,在人保助 力下,公司未来将持续强化研发投入,积极促进能源领域的绿色转型。 潘文波表示,根据规划,未来5年,深圳将基本建成多层次、广覆盖、多样化、可持续的绿色金融服务 体系。 近年来,深圳在绿色金融领域不断探索,以制度创新、产品创新为抓手,全面提升金融支持经济社会绿 色转型的能力。国家金融监督管理总局深圳监管局发布的数据显示,截至去年末,深圳银行业绿色信贷 余额首次突破万亿元大关,达10230.91亿元,较年初增长21.07%。 近年来,深圳持续完善相关政策制度保障,多部门统筹联动,相继出台了《深 ...
交通银行深圳分行创新绿色金融服务 助力“双碳”战略落地见效
Zheng Quan Shi Bao· 2025-05-27 18:26
Core Viewpoint - The article emphasizes the commitment of the Bank of Communications Shenzhen Branch to support green development and the "dual carbon" strategy through innovative financing models and successful implementation of green credit projects [1] Group 1: Innovative Financing for Green Projects - The Bank of Communications Shenzhen Branch has successfully launched two green credit projects to promote the development of green industries [1] - A "green channel approval" model was adopted to address the operational funding shortage faced by a green transportation enterprise, resulting in the approval of a special loan of 190 million yuan within five working days [2] - The bank provided interest rate discounts, saving the enterprise over 3 million yuan in financial costs annually, thus alleviating funding pressure and promoting low-carbon economic development [2] Group 2: Support for New Energy Enterprises - The bank introduced an innovative financing model combining "IPO progress tracking + technology valuation enhancement" to support a prospective listed new energy company [3] - A comprehensive technical value assessment of 19 core patents was conducted, leading to a tailored phased credit plan that provided 40 million yuan in low-interest loans [3] - The upgrade of the company's intelligent production line increased production capacity by 20%, enhancing its competitive edge in the market [3] Group 3: Establishing a Long-term Green Finance Mechanism - The Bank of Communications Shenzhen Branch is focused on building a long-term green finance mechanism, achieving a breakthrough with the "carbon reduction loan" product [4] - A "carbon account" accounting system was established to dynamically link corporate emission reduction achievements with financing costs, creating a positive incentive mechanism [4] - The bank aims to inject strong financial momentum into the green low-carbon development of the Guangdong-Hong Kong-Macao Greater Bay Area, positioning itself as a model for state-owned bank green transformation [4]
数字人民币将“进军”预付式消费
Sou Hu Cai Jing· 2025-05-07 23:11
近日,人民银行深圳市分行联合深圳金融监管局、深圳证监局等九部门,正式印发了《关于做好数字金 融大文章 支持打造"数字中国"深圳样板的实施意见》(以下简称《实施意见》),围绕加快推进金融机构 数字化转型、数字赋能深圳"5+1"篇大文章、打造数字金融特色应用场景、完善数字金融治理体系等五 个方面提出18条具体举措,以数字金融创新巩固拓展数字经济优势,全力支持打造"数字深圳"。 拓展深港跨境合作 供应链金融等创新场景 跨境支付方面 打造全域支付示范区 近年来,深圳依托数字人民币试点、跨境支付平台、深圳地方征信平台(融资信用服务平台),已形成一 批数字金融特色应用场景。为进一步提升金融服务和数字技术融合度,打造更多"人工智能+"和"数据要 素×"特色应用场景,《实施意见》进一步明确,在数字人民币方面,将推进数字人民币在公共事业、 预付式消费、供应链金融等领域应用,积极参与多边央行数字货币桥项目,深入开展智能合约、数字人 民币硬钱包等创新应用,打造具有示范性应用场景。 在跨境支付方面,推动香港转数快与网上支付跨行清算系统互联互通首批应用场景落地深圳,打造全域 支付示范区。在征信赋能方面,加快知识产权、创新专利、专精特新 ...
深圳18条举措赋能数字金融,打造“数字中国”深圳样板
Nan Fang Du Shi Bao· 2025-04-30 11:13
近日,人民银行深圳市分行联合深圳金融监管局、深圳证监局等九部门,正式印发了《关于做好数字金 融大文章 支持打造"数字中国"深圳样板的实施意见》(以下简称《实施意见》),围绕加快推进金融 机构数字化转型、数字赋能深圳"5+1"篇大文章、打造数字金融特色应用场景、完善数字金融治理体系 等五个方面提出18条具体举措,以数字金融创新巩固拓展数字经济优势,全力支持打造"数字深圳"。 深圳在数字金融特色应用场景的打造上同样不遗余力。近年来,深圳依托数字人民币试点、跨境支付平 台、深圳地方征信平台(融资信用服务平台),已形成一批数字金融特色应用场景。为进一步提升金融 服务和数字技术融合度,打造更多"人工智能+"和"数据要素×"特色应用场景,《实施意见》进一步明 确,在数字人民币方面,将推进数字人民币在公共事业、预付式消费、供应链金融等领域应用,积极参 与多边央行数字货币桥项目,深入开展智能合约、数字人民币硬钱包等创新应用,打造具有示范性应用 场景。 在跨境支付方面,推动香港转数快与网上支付跨行清算系统互联互通首批应用场景落地深圳,打造全域 支付示范区。在征信赋能方面,加快知识产权、创新专利、专精特新、绿色环保、农业农村、养 ...
深圳发布数字金融实施意见 18条举措助力打造“数字深圳”
Shen Zhen Shang Bao· 2025-04-29 18:14
Core Viewpoint - The People's Bank of China Shenzhen Branch and other nine departments have issued the "Implementation Opinions" to support the digital financial transformation in Shenzhen, aiming to create a model for "Digital China" through 18 specific measures [1][2]. Group 1: Digital Financial Transformation - The "Implementation Opinions" emphasize the systematic promotion of digital transformation in financial institutions, enhancing the innovation capability of digital technology applications [1]. - Shenzhen aims to build a digital transformation ecosystem based on "institutional guidance + scenario innovation + technology output" [1]. - Financial institutions are required to establish a coordinated mechanism led by top management to enhance resource allocation and task supervision [1]. Group 2: Innovative Financial Products - Financial institutions are encouraged to utilize AI, big data, and cloud computing to create innovative products such as "Tengfei Loan," "Carbon Reduction Loan," and "Technology Startup Pass" [2]. - The exploration of data asset credit enhancement, data intellectual property pledge financing, and data security insurance is promoted [2]. - Development of standardized and traceable green bonds and green insurance products is encouraged, along with innovative business models like "decentralized chain loans" [2]. Group 3: Digital Currency and Cross-Border Payment - The "Implementation Opinions" outline the promotion of digital RMB applications in public services, prepaid consumption, and supply chain finance [2]. - Participation in multilateral central bank digital currency bridge projects and the development of smart contracts and digital RMB hardware wallets are highlighted [2]. - The initiative aims to establish a full-domain payment demonstration area by facilitating the interconnection of Hong Kong's rapid payment system with online payment clearing systems in Shenzhen [2].