转自：新华财经 在八桂大地的青山绿水间，工商银行柳州分行正以金融之笔勾勒乡村振兴的生动画卷。该行聚焦兴村、 兴业、兴民，创新推出"种植E贷"、"养殖E贷""金桔贷"和"兴农E贷"等特色涉农信贷产品，以适农化、 特色化金融服务助力乡村振兴。截至2025年10月末，该行涉农贷款余额47.61亿元，较年初增6亿元，其 中普惠型涉农贷款余额11.89亿元，增幅达28%。 "数据增信"破解养殖融资难。在养殖户林先生的智能化猪舍里，自动喂料系统正精准投喂着1.6万头生 猪。"猪舍建好了，设备也装了，可是还缺买饲料的钱，幸亏办了工行270万元的'养殖E贷'。"养殖户林 先生介绍到。该养殖户在升级智能化猪舍，即将原有的养殖设施升级为配备电梯的三层标准化猪舍，同 时在猪舍中安装了自动喂料系统和能精准控温控湿的环控系统后，面临流动资金短缺的难题。工行柳州 分行在了解客户的资金难题后，实地调研其养殖情况和资金需求，根据其养殖场的出栏成活率等"养殖 数据增信"，为其办理了"养殖E贷"，且提供利率优惠，有效解决了养殖户的资金难题。该行以"养殖E 贷"为重点产品，加大对养殖领域的支持，截至10月末，该行通过"养殖E贷"，累计为养殖户提供 ...

Group 1 - Agricultural Bank of China Liuzhou Branch focuses on serving "three rural issues" and has provided a total of 2.19 billion yuan in agricultural loans since 2025, including 114 million yuan in "Fumin Loans" [1] - The bank has issued 435 million yuan in loans to the sugar and forestry industries this year, with rural industry loans increasing by 370 million yuan since the beginning of the year [1] - Innovative financial products such as "Jinjiao Loan" and "Luosifen e-loan" have been introduced to support local specialty industries [1] Group 2 - Liuzhou's forestry land area is 1.27 million hectares, with a forest coverage rate of 67.22%, supporting industries like timber planting and furniture production [2] - The bank promotes "forest rights mortgage loans" and has issued 75 million yuan in loans to state-owned forest farms, addressing land rights and mortgage registration issues [2] - The bank supports the development of the under-forest economy through products like "Huinong e-loan" and rural production operation loans [2] Group 3 - The bank prioritizes financial support for grain production, offering tailored financial services based on the needs of different agricultural operators [3] - Since 2025, the bank has provided over 26.6 million yuan in loans to the grain production sector, covering processing and sales [3] - The bank facilitates connections between grain producers and processing enterprises to streamline the supply chain [3] Group 4 - The bank actively supports local green economic development and renewable energy projects, providing fixed asset loans at preferential rates [4] - A total of 330 million yuan has been loaned for the construction of wind power projects, improving local infrastructure [4] - The construction of the wind power project has resulted in the assembly of 33 wind turbines and the development of over 30 kilometers of roads benefiting local farmers [4] Group 5 - The bank has established 72 rural service points, covering 95.18% of towns, to provide essential financial services [5] - Financial technology applications are being promoted to enhance service efficiency and accessibility [5] - The bank has issued 53.62 million yuan in loans since 2025 to support 130 business entities through various innovative financial products [6]