兴农E贷

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深化信用体系建设 践行乡村振兴战略
Xin Hua Ri Bao· 2025-06-13 00:15
Core Viewpoint - The company emphasizes the importance of building a credit system to support rural revitalization and promote inclusive finance, focusing on enhancing financial services for the real economy [1]. Group 1: Credit System Construction - Since 2022, the company has developed targeted credit products like "Grain Farmer Loan" and "Crab Farmer Connection" to support food security and key rural industries [2]. - In 2024, the company plans to enhance the coverage and adaptability of rural inclusive finance by collaborating with local government agencies to build an industry credit system based on credit information from upstream and downstream enterprises [2]. Group 2: Innovation in Financial Products - The company has created over ten multi-dimensional credit scoring models for agricultural entities, facilitating precise credit assessments based on various operational and credit conditions [3]. - New financial products such as "Xingnong E-loan" and "Xingnong Industry Loan" have been introduced to address the needs of modern agricultural operators and ensure financial support for farmers [3]. Group 3: Policy Support for Agriculture - The company employs various monetary policy tools to increase and reduce the cost of inclusive loans for agriculture, addressing the uncertainties in the agricultural sector [4]. - Collaborative efforts with local governments and insurance companies have led to risk-sharing mechanisms that significantly lower financing costs for agricultural entities [4]. - The company is committed to long-term efforts in building a robust credit system to contribute to rural revitalization and agricultural modernization [4].
工行梧州藤县支行成功落地全辖首笔兴农E贷
Zhong Guo Jin Rong Xin Xi Wang· 2025-05-14 12:07
Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Wuzhou Tengxian Branch is actively implementing financial policies to support rural revitalization, focusing on inclusive finance and successfully launching its first "Xingnong E-loan" of 3 million yuan to promote agricultural development [1][2]. Group 1: Financial Initiatives - The bank has prioritized inclusive finance as a key area of work, closely monitoring local government policies and engaging with various departments to support rural revitalization efforts [1]. - The successful launch of the "Xingnong E-loan" is part of the bank's strategy to deepen its presence in rural markets and enhance financial services for agricultural enterprises [2]. Group 2: Agricultural Development - Tengxian County has been cultivating key agricultural products such as Dahuang Bajiao, Powdered Cassava, Lychee, and Liubao Tea, with significant recognition for its agricultural strengths [1]. - The county's agricultural output has shown steady growth, with pig production reaching 495,300 heads (up 3.4%), fruit production at 339,900 tons (up 5.2%), and tea production at 1,884.58 tons (up 26.2%) [1].