转自：新华财经 为进一步推动银发经济的蓬勃发展，深入贯彻国家关于增进老年人福祉的政策精神，7月25日，2025吉 林（长春）银发经济博览会暨医疗康养产业大会在长春国际农业会展中心（农业博览园）启幕。本次博 览会以"银发新经济，康养新未来"为主题，汇聚了众多行业精英与专家学者，共同探讨银发经济的新趋 势、新机遇，以及医疗康养产业的新模式、新发展。作为金融服务领域的佼佼者，中国工商银行吉林省 分行（以下简称"工行吉林省分行"）积极参与其中，展示了其在养老金融服务领域的全面布局与显著成 就。 据悉，中国工商银行早在2004年就率先成立了负责养老金业务的总行部室。经过20余年的探索与努力， 已建立起先进、成熟的养老金融综合服务体系。工行吉林省分行秉承总行理念，立足于地方特色，织就 了一张涵盖养老金、养老服务、养老产业为一体的养老金融服务网。 工行吉林省分行副行长韩基广介绍，随着人口老龄化程度的不断加深，银发经济已成为我国未来最确 定、最稳定的产业之一。对于工商银行而言，服务银发经济不仅是一项重要的社会责任，更是确定性的 业务机遇。因此，工行吉林省分行积极响应国家号召，从多个方面入手，全面布局养老金融服务领域。 首先， ...

Core Insights - The article highlights the initiatives taken by the Shandong branch of the Industrial and Commercial Bank of China (ICBC) to support high-quality financial services that drive economic and social development, particularly in technology innovation and green finance. Group 1: Financial Services for Technology Innovation - Shandong ICBC has developed a comprehensive plan to support new productive forces, focusing on technology innovation and large-scale equipment upgrades, with strategic emerging industry loans exceeding 200 billion yuan, ranking first in the industry as of May 2025 [2][3]. - The bank has introduced various innovative loan products such as "Sci-Tech e-loan," "Points Loan," and "Sci-Tech R&D Loan" to meet the financing needs of technology enterprises [3]. Group 2: Equity Investment and Collaboration - Shandong ICBC has actively participated in the "Financial Direct to Grassroots Acceleration" initiative, approving loans exceeding 169.5 billion yuan for 355 projects across 14 cities, with a total disbursement of over 60 billion yuan [4]. - The establishment of the Jinan Gongrong Guohui Equity Investment Fund, with a total scale of 1 billion yuan, aims to invest in strategic emerging industries within Shandong province [4][5]. Group 3: Green Finance Initiatives - The bank has launched innovative green financial products, such as marine carbon sink expected revenue rights pledge loans, to enhance financing channels for enterprises while promoting ecological sustainability [6][7]. - The "Lushan Bay Oyster Integration Development Demonstration Zone Project" received a 50 million yuan loan, marking the first marine carbon sink expected revenue rights pledge loan in Shandong province [7]. Group 4: Inclusive Finance for Small and Micro Enterprises - The "Qilu Xingnong Loan" product, tailored for agricultural needs, has seen a loan balance exceeding 6.3 billion yuan, with a growth rate of over 38% since the beginning of the year [8]. - The bank has implemented an automated and streamlined approval process for financing applications, enhancing accessibility for small and micro enterprises [8]. Group 5: Elderly Care Financial Services - The "Silver Industry Cloud" platform provides a comprehensive range of financial services for the elderly, integrating various aspects of elderly care and management [9]. - The platform aims to enhance operational efficiency and service quality in elderly care institutions, with plans to add 43 new clients by 2025 [9]. Group 6: Digital Financial Innovations - Shandong ICBC has developed a "Smart Agricultural Service Platform" based on open banking and digital currency smart contracts, providing integrated financial services for rural revitalization [10][11]. - The platform addresses key issues such as online business operations and fund supervision, significantly improving transaction efficiency and control [11].