Core Insights - China UnionPay actively responds to the national strategy of addressing population aging, collaborating with banks, institutions, and merchants to enhance the quality of the "silver economy" and inject new momentum into pension finance [1] Payment Security Assurance - On October 10, the Ministry of Civil Affairs announced the first batch of pension service consumption subsidy funds amounting to 1.16 billion yuan, marking the first nationwide subsidy project for elderly individuals with moderate to severe disabilities [2] - China UnionPay ensures smooth usage of consumption vouchers in elderly care scenarios by establishing a comprehensive risk control system and implementing fee reductions, thereby safeguarding the financial interests of the elderly and alleviating operational pressures on care institutions [2] - Various payment methods, including QR codes, social security cards, bank cards, and facial recognition, are supported, particularly retaining card payments familiar to the elderly, effectively bridging the digital divide [2] Warm-hearted Meal Assistance Program - In the community elderly care sector, meal assistance is a key component of the "six assistance" services, with China UnionPay facilitating the distribution of over 280 million yuan in meal subsidies [3] - In Qingdao, nearly 130,000 elderly individuals benefit daily from the meal assistance system supported by UnionPay, experiencing both nutritional meals and government care [3] - By the end of 2025, UnionPay aims to establish meal assistance points in 36 regions across China, ensuring convenient access to affordable and nutritious dining services for the elderly [3] Improved Service System - The "Vitality Life Card," launched by UnionPay in collaboration with multiple banks, integrates 12 exclusive benefits covering travel, health, and transportation, enhancing the experience for elderly users [4] - Over 80% of tertiary hospitals, more than 2,600 4A5A scenic spots, and 85,000 hotels nationwide support UnionPay card payments, facilitating seamless transactions for elderly individuals [4] - The "Caring Version" of the Cloud Flash Payment APP includes features like voice search and facial recognition prompts, making it easier for elderly users unfamiliar with smartphones to operate [4] - UnionPay is committed to building a comprehensive pension financial system, optimizing the elderly experience from community dining to travel and hospital payments, while continuing to deepen collaboration with government departments and industry partners [4]

在刚刚结束的国庆中秋假期，周边深度游、文化体验、智能家电、国货潮品等成为新的消费热点。在这 幅流动的中国画卷里，银联联合产业各方，通过支持以旧换新、文旅体消费券等促消费业务，打造"跟 着赛事去旅行"、"跟着赛事品美食"、票根经济等主题活动，推动商品经济和服务经济的共同发展，为 人民描绘美好生活的幸福图景。 在江苏，"苏超"赛事激战正酣，众多球迷前往观赛。结合苏超热点，银联联合各地政府打造"苏超"第二 观赛现场20余场。在"苏・超级夜"夜间促消费专项活动中，银联围绕全省50个集聚商圈，针对夜间集 市、百货、餐饮、体育场馆、酒店住宿等商户，推出立减优惠，拉动消费热情。数据显示，活动商圈销 售额在"苏·超级夜"期间同比增幅达22%。 在宁波，银联结合文旅特色打造"票证有礼"促消费活动，在南塘老街、宁波老外滩等传统街区，游客凭 借各类票证可在四季永逸大饭店、宁海开元名庭大酒店等近500家本地商户享受专属优惠。同时，银联 打造的"优服地图"更覆盖全市5000余家商户，为境内外游客提供"食、住、行、游、购、娱"全场景支付 指引。今年9月，中国银联联合文旅部共同发布"百城百区"文化和旅游消费三年行动计划。国庆期间， 各地通 ...