Core Insights - The article highlights the transformation of lychee from a royal delicacy to a common fruit enjoyed by the public, facilitated by modern logistics and financial support from Postal Savings Bank [1][10][15] - Postal Savings Bank leverages its integrated resources in logistics, finance, and e-commerce to support the lychee industry, enhancing its supply chain and financial accessibility for farmers [1][6][9] Group 1: Industry Overview - Lychee, a traditional product of Guangdong, has a cultivation history of over 2,300 years, with Maoming being a major production area, accounting for one in five lychees globally [1][4] - The current lychee harvest season sees significant sales, with local companies like Bojian Agriculture selling approximately 75,000 pounds daily [4] Group 2: Financial Support and Innovations - Postal Savings Bank has established a special team to understand the financial needs of lychee farmers, providing tailored financial solutions and support [6][14] - The bank has issued loans totaling 863 million yuan to the lychee industry by June 2025, facilitating the growth and operational needs of local businesses [6][14] Group 3: Logistics and Supply Chain - The bank's support includes enhancing cold chain logistics, which is crucial for maintaining the freshness of lychees during transportation [7][12] - Postal Savings Bank collaborates with local postal services to streamline the sales process, ensuring that lychees reach markets quickly and efficiently [9][12] Group 4: Market Impact - The integration of financial services has allowed farmers and distributors to increase their production and sales, with some reporting significant income growth due to improved logistics and financing [7][12] - The demand for lychee has surged, with some vendors selling 10-15 tons daily, reflecting a robust market response to the enhanced supply chain [12][14]

Core Viewpoint - The article highlights the development of the cultural tourism and health industry in Lingchuan County, Shanxi Province, supported by Postal Savings Bank, which has facilitated the growth of specialized towns and local economies through financial services [1][4]. Group 1: Development of Specialized Towns - Lingchuan County has leveraged its rich resources in traditional Chinese medicine and favorable natural environment to promote the development of a specialized town focused on traditional medicine, tourism, and health [1]. - The specialized town of Lingchuan has been recognized as one of Shanxi Province's second batch of key specialized towns, showcasing its importance in regional development [1]. Group 2: Financial Support from Postal Savings Bank - Postal Savings Bank's Shanxi branch has focused on enhancing financial services for specialized towns, implementing policies to support key industries and improve service capabilities [1][4]. - The bank has provided significant financial assistance, with a total of 178 billion yuan in loans to 1,344 small and micro enterprises across 18 provincial key specialized towns by May 2025 [4]. Group 3: Case Studies of Beneficiaries - Zhao Changming, a local entrepreneur, received a loan of 375,000 yuan from Postal Savings Bank to upgrade his farmhouse into a guesthouse, benefiting from a 35% interest subsidy [2]. - Yu Xueliang, head of a medicinal herb cooperative, was granted a loan of 1 million yuan to expand his business, demonstrating the bank's proactive approach in supporting local enterprises [3].