Group 1 - The core viewpoint of the articles highlights the efforts of Industrial Bank in Harbin to enhance cash services for foreign clients and local merchants, particularly through the introduction of the "零钱包" service and improved cash management practices [1][2] - The bank has strengthened cash supply management by ensuring sufficient small denomination currency is available at branches, addressing the cash needs of both foreign visitors and local businesses [1] - Innovative service models have been introduced, such as a dedicated "零钱包" for taxi drivers to solve the "change difficulty" issue, enhancing customer experience and operational efficiency [1] Group 2 - To address language barriers for foreign clients, the bank has implemented dual support measures, including the provision of foreign language service specialists and translation devices at branches [2] - The bank has simplified account opening processes and provided bilingual materials to help foreign clients better understand policies and services, aiming to reduce their waiting time and improve overall satisfaction [2]

1980年，随着中国首个经济特区在深圳蛇口扬帆起航，南海之滨奏响了探索与创新的时代序曲。45载光阴荏苒，这座以"20+8"战略性新兴产业集群擘画未 来、专精特新"小巨人"数量领跑全国的创新之城，其产业升级的深度、科技创新的锐度、开放融合的广度，离不开金融"活水"的深度滋养。作为恒丰银行融 入粤港澳大湾区建设的战略支点，恒丰银行深圳分行立足特区沃土，以特色金融服务体系，深度融入区域经济生态，持续为鹏城高质量发展注入恒丰动能。 科技金融强赋能：精准滴灌点燃创新引擎 这份认可背后，是深圳分行聚焦深港跨境金融痛点打造的一体化服务体系。作为恒丰银行在粤港澳设立的一级分行，深圳分行充分发挥地理区位与政策优 势，在中国人民银行深圳市分行、国家外汇管理局深圳市分局及前海管理局等协同指导下，加速打造本外币、境内外、离在岸、线上线下一体化的跨境金融 服务体系，助力企业抢占国际市场高地。开业以来，深圳分行累计办理跨境结算量超15亿元，进一步推动跨境贸易结算便利化。 当前，为持续深化跨境金融服务能力，深圳分行强化政策红利转化，加大创新实践，深入研究运用"金融支持前海30条"，成功落地分行首笔"取消外商直接 投资（FDI）人民币资本金 ...

为进一步提升辖域村民金融素养，营造安全、稳定、和谐的金融秩序，自今年5月份以来，郓城农商银 行积极行动，精心组织开展反假币、防电信诈骗、反高利贷、反非法集资等一系列普惠金融宣传活动。 这一系列举措进一步净化了农村金融环境，切实维护了金融消费者合法权益，推动普惠金融宣传常态 化，赢得了辖域广大群众的广泛好评。截至目前，该行已散发宣传折页5.61万份，受益群众达11.25万人 次。 强化组织实施，确保宣传全面覆盖 为扩大宣传覆盖面，该行与县公安局经侦支队联手开展"筑牢反洗钱防线，守护金融安全"主题宣传活 动，通过线上线下（300959）多渠道向公众普及反洗钱知识。采用悬挂条幅，摆放展板、发放宣传手 册、小礼品等宣传方式，向过往市民讲解洗钱犯罪的常见手法和危害，现场剖析近期破获的电信诈骗及 虚拟货币洗钱等典型案例，以案说法警示群众。 结合"扫街""零钱包""上门服务""客户经理驻村"等普惠活动，将反假币、防电信诈骗、反高利贷、反非 法集资宣传融入其中。员工们走进沿街商铺，向商户宣传金融知识，提醒他们警惕各类金融诈骗手段， 避免遭受经济损失。在推介"零钱包"服务时，工作人员不仅为客户提供便捷的零钱兑换服务，还向他们 ...

Group 1 - The core viewpoint of the articles emphasizes the proactive measures taken by China CITIC Bank's Xinyang branch to enhance cash service convenience in response to national policies on optimizing payment services, particularly during the spring tea production period [1][2] - The bank has introduced a "small change wallet" service to facilitate small, frequent cash transactions in scenarios such as taxis, tea shops, and farmers' markets, thereby reducing payment obstacles caused by insufficient change [1] - The bank promotes the "no cash rejection" concept, ensuring sufficient cash availability based on customer flow and cash transaction characteristics, while conducting community outreach to educate merchants on the importance of cash payments [1] Group 2 - The bank addresses the challenge of counterfeit currency by disseminating anti-counterfeiting knowledge to farmers, residents, and corporate finance personnel, enhancing their ability to identify fake currency [2] - Ongoing online and offline promotional activities are conducted to teach the public how to identify counterfeit money using the "turn, touch, and透光" method, focusing on various security features [2] - The bank plans to continue optimizing cash payment services and enhancing financial literacy, contributing to local economic development through improved comprehensive financial service levels [2]