Core Insights - Postal Savings Bank of China Beijing Branch has transitioned from being a "financial participant" to a "co-builder of the urban sub-center," marking a strategic move to establish a presence in the Beijing urban sub-center [2][3] - The bank has actively engaged in regional institutional innovation, contributing constructively to the legislative process of the Beijing Urban Sub-center Regulations [3] - The bank's financial services have significantly supported the Beijing-Tianjin-Hebei coordinated development projects, with a loan balance of 630 billion yuan and 200 billion yuan in new loans issued in 2025 [3] Financial Integration and Ecosystem Development - The bank's new headquarters in the Canal Business District is designed as an open and shared "financial ecosystem living room," fostering collaboration with various enterprises and institutions [2] - The establishment of a "policy-industry-service" integrated system aims to break down barriers between banks and regional development [2][3] Innovation and Green Finance - The bank has developed an "integrated multi-wing" innovation model, providing over 12.567 billion yuan in funding to more than 60,000 clients through its mobile service [5] - The bank has established a carbon peak and carbon neutrality leadership group, innovating a "carbon account + credit approval" model to direct financial resources towards green industries [5] Support for Small and Micro Enterprises - The bank has launched the "Small and Micro Easy Loan" product to address financing challenges for small enterprises, significantly shortening approval times [6] - Specific financial products, such as "Cherry Loan," have been tailored to support local agricultural businesses [6] Community and Elderly Services - The bank has developed specialized brands like "Golden Sunshine Station" to enhance elderly care services, serving over 1.27 million pension clients with a market share of nearly 50% [6] Digital Transformation - The bank has integrated smart finance into urban life, being the first to introduce the HarmonyOS ecosystem into the financial sector of the urban sub-center [7] - The bank's cloud cabinet model allows 99% of high-frequency transactions to be conducted online, significantly enhancing customer convenience [7] Future Outlook - The bank is committed to deepening its roots in the urban sub-center and expanding its influence, contributing to the area's growth and development [8]

Core Viewpoint - The 27th China Beijing International Science and Technology Industry Expo will be held from May 8 to 11, 2025, showcasing Postal Savings Bank of China's Beijing branch's innovations in financial technology, including HarmonyOS ecosystem experiences, MR metaverse, digital human interaction, and smart cloud printing [1] Group 1: Digital Financial Infrastructure - The Postal Savings Bank of China's Beijing branch will focus on "Technology Finance" at the expo, highlighting green finance, inclusive finance, pension finance, and digital finance, while integrating HarmonyOS elements [2] - Visitors will experience various interactive projects, including personalized laser engraving services, MR metaverse explorations of financial products, and digital human interaction machines for financial consulting [2][3] Group 2: Innovation and Service Efficiency - The bank's innovations leverage HarmonyOS for seamless interconnectivity across devices, enhancing customer service experiences and operational efficiency [3] - In January 2025, the bank launched the HarmonyOS ecological bank, enabling a closed-loop service scenario with multiple devices for various banking functions [3] Group 3: Comprehensive Service System - The bank is focusing on the financial needs of technology enterprises, developing an evaluation system for innovation capabilities and enhancing its analysis methods to support high-growth tech companies [4] - The "Easy Enterprise" product offers a one-stop solution for small and medium-sized enterprises, integrating financial functions into various management applications [4] Group 4: Diverse Financial Products - The Uyi Chuang and Sci-Tech Loan product systems cater to different financing needs, with Uyi Chuang offering a range of services for capital operation and wealth management [5] - The Sci-Tech Loan addresses financing challenges for tech startups, while the Small Micro Easy Loan provides flexible online and offline financing options without requiring financial statements [5] Group 5: Commitment to Innovation - The bank's leadership emphasizes a commitment to innovation and optimizing service models, aiming to integrate technology and finance to support high-quality economic development [5]

金融与科技的深度融合正成为推动实体经济高质量发展的新引擎。第二十七届中国北京国际科技产业博 览会（以下简称"科博会"）将于2025年5月初开幕，作为首都金融科技创新的"排头兵"，邮储银行北京 分行将以"金融科技助力科技金融发展"为主题参展，携鸿蒙生态体验、MR元宇宙、数字人交互、智慧 云打印等一系列创新成果重磅亮相，展现以创新技术赋能金融服务升级的卓越成效。 构建数字金融新基建 在即将举办的第二十七届北京科博会上，邮储银行北京分行展台将以"科技金融"为中心，绿色金融、普 惠金融、养老金融、数字金融围绕四周，同时融入鸿蒙元素、三星环绕的创新底色，重点展示该行科技 金融领域的创新举措和成果。 早在2025年1月，邮储银行北京分行便发布了全国首家鸿蒙生态银行，新平台基于自主可控的鸿蒙操作 系统开发，实现叫号机、手环、互动屏、ITM多设备互联的闭环服务场景，其中ITM接入总行现有系 统，实现查询、转账、签约等8项交易功能。 全生命周期服务体系 在科技创新产品展示区，参观者可以沉浸式体验多项前沿科技互动项目，通过智能激光雕刻服务，只需 手机扫码选择心仪图案，即可实时生成精美的个性化雕刻作品；MR元宇宙体验区让参观者穿越 ...