当前，我国"人工智能+"行动正在金融产业加速落地。基于AI大模型的"人机协同"新模式，为投顾服务 在效率与专业深度上的提升带来新机遇。 中信建投（601066）证券执委会委员王广学表示，传统财富管理服务受限于人力，在个性化、科学性、 投后跟踪方面都存在不足。基于大模型的"人机协作"能打破限制、优势互补，既保证投资建议有理有 数，又能兼顾人工经验与情感信任，让普惠、个性、高质量的投顾服务成为可能。 近几年，面向C端理财用户的AI应用逐渐成熟，"理财不懂问一问AI"已成为个人投资者的日常。2025年 5月，证监会印发的《推动公募基金高质量发展行动方案》进一步指出，要加快建设一流投资机构，鼓 励基金公司加大对人工智能等新兴技术的研究应用。 在专业投研场景，一些基金公司已然开启了智能投资新尝试。 据易方达基金首席信息官刘硕凌介绍，易方达将AI应用到了主被动投资的部分环节，如提升投研人员 的研究效率和能力边界，从海量数据（603138）中提取投资信号，并在量化策略产品中探索AI智能决 策。他认为，进入大模型与生成式AI阶段，智能投资已从"试验"变为"必选"，资管机构未来的核心竞争 力是用AI实现"投得更好"。 不过整体 ...

Core Insights - Ant Group announced the upgrade of Ant Wealth Open Platform 3.0 at the "2025 Bund Conference" wealth forum, introducing three AI assistants for financial institutions and content creators [2] - The platform now supports full-scenario joint operations, enhancing the ability of ecosystem partners to meet user demands in wealth management [3] Group 1: AI Assistants and Their Impact - The three AI assistants introduced are AI Research Assistant, AI Operations Assistant, and AI Content Creation Assistant, aimed at improving investment research, operational efficiency, and content creation [2] - Over a hundred financial institutions, including funds, brokerages, and banks, have registered to use the AI assistants, which assist in research, operations, and content engagement [3] - The AI Operations Assistant has reduced service production time by an average of 90% since its trial run in March [5] Group 2: Industry Adoption and Trends - Fund companies are increasingly integrating AI into their investment decision-making processes, with a focus on enhancing research efficiency and extracting investment signals from large datasets [3] - The collaboration between AI and human advisors is expected to improve the quality and personalization of wealth management services, addressing limitations in traditional approaches [4] - The AI Content Creation Assistant has led to a 203% increase in the production of quality educational short videos by financial institutions and content creators [5]

Core Insights - The integration of AI in the financial industry is accelerating in China, with regulatory support encouraging the adoption of emerging technologies like AI in investment management [1] - Ant Group has upgraded its wealth management platform to include three professional AI assistants aimed at enhancing efficiency and service quality for financial institutions [4][7] - A recent survey indicates that 70% of financial institutions are using AI tools, but the depth of usage remains low, with only 7% of users employing AI tools extensively [5] Group 1: AI Integration in Financial Services - The China Securities Regulatory Commission has emphasized the need for high-quality development in public funds, promoting the use of AI and other technologies [1] - Ant Group's wealth management platform has seen over a hundred financial institutions register for its AI assistants, which enhance research, operations, and content creation [4][7] - The AI tools are designed to improve the efficiency of investment research, operational processes, and content delivery, significantly reducing service production time by 90% for initial users [7][12] Group 2: Market Trends and User Adoption - A survey from Tsinghua University's Wudaokou School of Finance reveals that while 70% of institutions are using AI, most are only occasional users, indicating a need for deeper integration [5] - The focus of institutions is on improving efficiency in handling unstructured data, generating research reports, and identifying trading signals, with expectations for AI to act as a "smart research assistant" [5] - The shift towards AI-driven investment strategies is seen as essential for asset management firms to enhance their competitive edge [5] Group 3: AI Assistants and Their Functions - The three AI assistants introduced by Ant Group include the AI Research Assistant, AI Operations Assistant, and AI Content Creation Assistant, each targeting specific needs within financial institutions [4][7][11] - The AI Research Assistant has been adopted by 352 financial institutions, aiding in the rapid aggregation of market data and insights [7][10] - The AI Content Creation Assistant has led to a 203% increase in the production of educational content, enhancing investor engagement [7][13]

9月12日，在外滩大会财富论坛上，蚂蚁财富开放平台3.0升级：面向金融机构、内容创作者等合作伙伴 开放"三大专业AI助手"，包括AI投研助手、AI运营助手和AI内容创作助手，同时向机构开放全场景联 合运营，助力行业更高效提供专业服务，更好提升投资者体验。 蚂蚁集团财富事业群总裁王珺介绍，蚂蚁财富开放平台3.0升级将通过全场景联合运营，向机构开放三 大AI助手，共同打造高质量服务生态。 "人工智能＋财富管理"场景落地有哪些想象空间？在今年外滩大会财富论坛上，蚂蚁财富带来了AI助力 新范式。 具体而言，AI投研助手可以帮助机构深度汇集数据，快速提炼观点，实时洞察机会，当前已有352家券 商、基金公司等金融机构注册体验； AI运营助手帮助机构智能感知线索、智能生产触达，效果诊断分析，今年3月以来，首批接入机构的服 务生产时长缩短至90%。 AI内容创作助手则可以提供创意灵感并创作，进一步提供诊断建议，推出以来助力机构、创作者生产 优质短视频数量增长203%。 蚂蚁财富开放平台数据显示，目前AI助手已经有上百家基金、券商、银行等金融机构注册使用，辅助 机构在投研、运营、内容陪伴等工作中提质增效。 AI落地金融专业场景 ...

在专业投研场景，一些基金公司开展了智能投资新尝试。据易方达基金首席信息官刘硕凌介绍，易方达 将AI应用到了主被动投资的部分环节，如提升投研人员的研究效率和能力边界，从海量数据 （603138）中提取投资信号，并在量化策略产品中探索AI智能决策。他认为，进入大模型与生成式AI 阶段，智能投资已从"试验"变为"必选"，资管机构未来的核心竞争力是用AI实现"投得更好"。 本报讯(记者李冰)9月12日，在外滩大会财富论坛上，蚂蚁财富开放平台3.0升级：面向金融机构、内容 创作者等合作伙伴开放"三大专业AI助手"，包括AI投研助手、AI运营助手和AI内容创作助手，同时向 机构开放全场景联合运营，助力行业更高效提供专业服务，更好提升投资者体验。 蚂蚁财富开放平台数据显示，目前AI助手已经有上百家基金、券商、银行等金融机构注册使用，辅助 机构在投研、运营、内容陪伴等工作中提质增效。 随着AI技术的发展和应用，国内财富管理行业从产品线上化、服务线上化，正式进入服务智能化新阶 段。作为行业率先开展AI探索的平台，近几年，蚂蚁财富基于专业优势和大模型能力，推出了面向个 人用户的AI理财助理"蚂小财"，服务用户中45%来自三线及以 ...

Core Viewpoint - The article discusses the integration of artificial intelligence (AI) in wealth management, highlighting the launch of Ant Wealth's upgraded platform that offers three AI assistants to enhance efficiency and service quality in the financial sector [1][4][8]. Group 1: AI Assistants and Their Impact - Ant Wealth has introduced three AI assistants: AI Research Assistant, AI Operations Assistant, and AI Content Creation Assistant, aimed at improving service quality and operational efficiency for financial institutions [1][7]. - The AI Research Assistant has been registered by 352 financial institutions, helping them gather data and insights quickly [1][7]. - The AI Operations Assistant has reduced service production time by 90% for the first batch of institutions since its launch in March [1][7][11]. - The AI Content Creation Assistant has led to a 203% increase in the production of quality short videos for financial education [1][7][12]. Group 2: Market Trends and Institutional Adoption - A recent survey by Tsinghua University's Wudaokou School of Finance indicates that 70% of institutions are using AI tools, but only 7% are utilizing them deeply [5]. - The wealth management industry is moving towards higher efficiency, transparency, and inclusivity, with AI expected to play a crucial role in automating research and risk warning processes [5][6]. - The public fund industry is entering a new phase of high-quality development, with AI technology being a key driver for this transformation [5]. Group 3: Future Directions and Collaborations - Ant Wealth aims to continuously refine its AI capabilities and collaborate with partners to build a high-quality service ecosystem, enhancing investor experience [9]. - The evolution of Ant Wealth's platform from version 1.0 to 3.0 reflects a shift towards intelligent service delivery, with a focus on meeting user demands across the entire wealth management chain [8].

Core Insights - Ant Group's Wealth Management Open Platform has launched a 3.0 upgrade, introducing three AI assistants aimed at enhancing efficiency and investor experience in the financial sector [1][4] - The adoption of AI tools in financial institutions is growing, with a recent survey indicating that 70% of institutions are using AI, although deep usage remains low at only 7% [2] - The integration of AI in investment research and wealth management is seen as a necessity for improving service quality and operational efficiency [3][4] Group 1: Ant Group's AI Assistant Launch - Ant Group's Wealth Management Open Platform 3.0 introduces three AI assistants: AI Research Assistant, AI Operations Assistant, and AI Content Creation Assistant [1] - Over a hundred financial institutions, including funds, brokerages, and banks, have registered to use these AI tools, which enhance research, operations, and content creation [1][4] - The AI tools have significantly reduced service production time by 90% for initial institutions [10] Group 2: AI Adoption in Financial Institutions - A survey from Tsinghua University's Wudaokou School of Finance shows that 70% of investment research users in institutions are utilizing AI tools, with 64% using them occasionally and only 7% using them deeply [2] - Institutions are particularly interested in AI's ability to process unstructured data, generate research reports, and identify trading signals [2] - The Chinese regulatory body has encouraged the integration of AI in the financial sector to enhance the quality of investment institutions by 2025 [2] Group 3: AI's Impact on Investment Management - Fund companies are experimenting with AI to improve research efficiency and extract investment signals from large datasets [3] - The collaboration between AI and human advisors is expected to enhance personalized and scientific wealth management services [3] - AI is viewed as a critical component for asset management firms to achieve better investment outcomes [3]

Core Viewpoint - The article discusses the upgrade of Ant Wealth's open platform to version 3.0, which introduces three professional AI assistants aimed at enhancing efficiency in financial services and improving investor experience [1][5][10]. Group 1: AI Assistants and Their Impact - Ant Wealth has launched three AI assistants: AI Research Assistant, AI Operations Assistant, and AI Content Creation Assistant, which are designed to support financial institutions and content creators [1][5]. - Over a hundred financial institutions, including funds, brokerages, and banks, have registered to use these AI tools, which help improve the quality and efficiency of investment research, operations, and content creation [1][9]. - The AI Operations Assistant has reduced service production time by 90% since its trial run began in March [9][14]. Group 2: Industry Trends and Adoption - Industry experts emphasize that AI is not meant to replace financial professionals but to free them from mundane tasks, allowing them to focus on strategic decision-making and complex client relationships [2][4]. - A recent survey indicates that 70% of institutions are using AI tools, but only 7% are utilizing them deeply, highlighting the potential for further integration of AI in financial services [3][4]. - The application of AI in investment research and risk warning is expected to drive the wealth management industry towards greater efficiency, transparency, and inclusivity [3][4]. Group 3: Future Directions and Developments - The Chinese government is promoting the integration of AI in the financial sector, as outlined in the 2025 action plan by the China Securities Regulatory Commission, which encourages the use of emerging technologies [3]. - Financial institutions are exploring AI applications in various investment processes, with a focus on enhancing research efficiency and decision-making capabilities [4][6]. - Ant Wealth's platform evolution from version 1.0 to 3.0 reflects a shift towards a more collaborative ecosystem, enabling partners to better meet user demands across the entire investment chain [9][10].

Core Viewpoint - Ant Group announced the upgrade of its Ant Wealth Open Platform 3.0 at the 2025 Bund Conference Wealth Forum, introducing three professional AI assistants aimed at enhancing collaboration with financial institutions and content creators [1] Group 1: Platform Features - The upgraded platform will offer three AI assistants: AI Research Assistant, AI Operations Assistant, and AI Content Creation Assistant [1] - The platform aims to provide full-scenario net traffic access to institutions, with an expected exposure of over 50 billion page views (PV) and a transaction volume (GMV) exceeding 10 trillion by 2026 [1]

Group 1 - Ant Group announced the upgrade of Ant Wealth Open Platform 3.0 at the 2025 Bund Conference Wealth Forum [1] - The upgraded platform will offer three professional AI assistants: AI Research Assistant, AI Operations Assistant, and AI Content Creation Assistant, targeting financial institutions and content creators [1] - The platform will gradually open full-scenario net traffic to institutions by 2026, with an expected exposure of over 50 billion page views (PV) and a transaction volume (GMV) exceeding 1 trillion [1]