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Why Lloyds’ acquisition of Curve is really about re-inventing the bank account
Yahoo Finance· 2025-11-26 12:48
Core Insights - Lloyds Banking Group's acquisition of Curve for £120 million is a strategically significant move in the digital wallet and consumer payments sector, despite shareholder disputes and a valuation lower than Curve's previous fundraising [1] Group 1: Acquisition Details - Lloyds is acquiring a fully-regulated wallet platform that can manage multiple payment types through a single card or token, a capability that is still rare among banks [2] - The technology from Curve allows for real-time selection of funding sources at the moment of payment, linking transactions to the chosen account or credit line [3] - Curve's system includes smart rules that automatically direct transactions to different funding sources based on user preferences, and it is compatible with Apple Pay and Google Pay [3] Group 2: Strategic Implications - The acquisition is not merely about creating a digital wallet; it represents a funding-orchestration engine that can reshape customer relationships by offering choice, flexibility, and embedded credit [4] - While there is speculation about Lloyds building an alternative to Apple Pay, the real value of the acquisition lies beyond just NFC capabilities [5][6] - Curve's multi-funding infrastructure provides Lloyds the opportunity to develop a new type of bank account, allowing customers to select the optimal payment method for each transaction without needing to switch cards [7]
X @Cointelegraph
Cointelegraph· 2025-11-24 11:00
🇬🇧 NEW: Cryptocom Visa cardholders in the UK can now add their card to Google Pay. https://t.co/QwYhS6RxuJ ...
X @ShapeShift
ShapeShift· 2025-11-20 17:40
Fiat ramps built directly into the swapper. ✨Apotheosis (@0xApotheosis):Buying and selling crypto on ShapeShift is now easier than ever.We've integrated it directly into the swapper for a more seamless experience.✅ Apple Pay✅ Google Pay✅ Credit Card→ Next up: we are working on a non-KYC flow to make it even better. https://t.co/0sVmstH0Wc ...
X @Sei
Sei· 2025-11-19 22:58
Crypto has a distribution problem — and an integration opportunity.Sending, spending, and saving are entrenched habits with huge switching costs and network effects.Global adoption won’t be driven by new routines. It will be driven by upgrading existing ones.Sei (@SeiNetwork):According to a16z, there are ~70M monthly active crypto users.Finance apps alone:• 935M WeChat Pay users• 820M Google Pay users• 624M Apple Pay users• 434M PayPal usersCrypto is growing — but real-world finance is massive.Zoom out. Thi ...
X @Sei
Sei· 2025-11-19 18:33
According to a16z, there are ~70M monthly active crypto users.Finance apps alone:• 935M WeChat Pay users• 820M Google Pay users• 624M Apple Pay users• 434M PayPal usersCrypto is growing — but real-world finance is massive.Zoom out. This is the scale Sei is built for. https://t.co/BO9LMRpMzX ...
X @ShapeShift
ShapeShift· 2025-11-14 14:53
Fiat ramps right in the swapper✨Apotheosis (@0xApotheosis):Buying and selling crypto on ShapeShift is now easier than ever.We've integrated it directly into the swapper for a more seamless experience.✅ Apple Pay✅ Google Pay✅ Credit Card→ Next up: we are working on a non-KYC flow to make it even better. https://t.co/0sVmstH0Wc ...
EMCD Launches Global Crypto Payment Card, Enabling Everyday Spending Anywhere Mastercard Is Accepted
Globenewswire· 2025-11-11 13:21
HONG KONG, Nov. 11, 2025 (GLOBE NEWSWIRE) -- EMCD, a global crypto-fintech platform and one of the world’s top Bitcoin mining pools, announced the launch of the EMCD Payment Card, powered by KazeFi, allowing eligible users to spend USDT anywhere Mastercard is accepted – both online and in-store, including through Apple Pay and Google Pay. Designed to make everyday crypto spending seamless, the EMCD Payment Card can be issued within minutes after completing KYC and instantly added to a mobile wallet. The car ...
X @Starknet (BTCFi arc)
Starknet 🐺🐱· 2025-11-11 10:34
RT Ready (Formerly Argent) (@ready_co)Card sales have doubled since announcing Google PayImagine what'll happen when we announce Apple Pay 🤯 ...
Germany Digital Payment Market Size, Growth Factors, Historical Analysis and Industry Segments Forecast — 2032
Medium· 2025-11-06 13:29
Core Insights - The global Digital Payment Market was valued at USD 134.42 billion in 2024 and is projected to reach USD 984.66 billion by 2032, with a CAGR of 28.2% from 2025 to 2032 [1][20]. Market Overview - The Digital Payment Market includes electronic transactions such as online payments, mobile payments, POS systems, and P2P transfers, driven by smartphone penetration, e-commerce growth, and demand for efficient payment solutions [6][7]. - Key solutions in the market include payment processing, gateways, fraud management systems, and POS solutions, catering to various industries from retail to healthcare [7]. Technological Trends - AI is transforming the digital payment landscape by enhancing efficiency, security, and personalization, including real-time fraud detection and optimized transaction routing [2][4][5]. - Key trends include the rise of real-time payments, contactless technologies, and embedded finance, which integrates payment services into non-financial platforms [9][10]. Growth Drivers - The market's growth is fueled by smartphone adoption, e-commerce proliferation, supportive regulatory frameworks, and advancements in security technologies [15][16][19]. - Innovations such as biometric authentication, real-time payment systems, and distributed ledger technology are enhancing user experience and security [14][18][19]. Segment Analysis - The "Digital Wallets" segment is expected to grow rapidly due to convenience and integration with financial services, while "Payment Security and Fraud Management" solutions will see significant uptake due to increasing transaction volumes [26][30]. - The "Cloud Deployment" segment is projected to grow fastest, offering scalability and cost-efficiency for businesses [27]. Regional Insights - North America, particularly the U.S. and Canada, is leading in digital payment technology adoption with a projected CAGR of approximately 27.5% [28]. - The Asia Pacific region, especially China and India, is anticipated to achieve the highest CAGR of around 29.5%, driven by mobile payment adoption and government initiatives for financial inclusion [31]. Future Outlook - The Digital Payment Market is expected to continue its strong expansion driven by digital transformation, financial inclusion efforts, and emerging technologies like quantum computing and advanced AI [20][34]. - Key forces influencing the market include technological innovation, evolving regulatory frameworks, and shifts in consumer behavior towards convenience and personalization [34][35].
X @Starknet (BTCFi arc)
Starknet 🐺🐱· 2025-10-29 10:51
Product Features - Google Pay offers higher rewards compared to traditional banks [1] - Google Pay provides stronger security measures [1] - Google Pay features lower fees [1] Marketing & Strategy - Google Pay is being introduced as a convenient payment solution [1] - Ready Card can be added to Google Wallet [1] - Apple Pay integration is planned for the future [1]