Core Insights - Artisan Partners' "Artisan Value Fund" reported a positive performance in Q3 2025, with returns of 0.83%, 0.91%, and 0.90% for its Investor Class, Advisor Class, and Institutional Class, respectively, against a 5.33% return for the Russell 1000 Value Index [1] Company Analysis - Elevance Health, Inc. (NYSE:ELV) is highlighted as a key stock in the Artisan Value Fund's portfolio, with a one-month return of 5.28% and a 52-week loss of 5.56%, closing at $348.38 per share with a market capitalization of $77.42 billion on December 29, 2025 [2] - The fund made a strategic decision to purchase Elevance Health, swapping it for Cigna, as both companies operate in the health insurance sector but have different business mixes. Elevance is noted for its diverse offerings in commercial, Medicare Advantage, and Medicaid, while Cigna has a larger pharmacy benefits management (PBM) business [3] - The investment case for Elevance is based on the expectation that its currently depressed earnings will recover as pricing adjusts to rising costs, with shares trading under 10X expected earnings per share compared to a 10-year average of 16X [3]

Core Insights - CNO Financial Group, Inc. (CNO) is expected to experience continued growth due to strong collected premiums from annuity, life, and health products, along with rising new annualized premiums and higher fee revenues [1] - The company has a market capitalization of $4.2 billion and total assets of $38.3 billion, positioning it as a top-tier insurance company [2] Financial Performance - The Zacks Consensus Estimate for CNO Financial's 2025 earnings is $4.14 per share, reflecting a 4.3% year-over-year increase, with a further 4.4% increase projected for 2026 to $4.32 [3] - Revenue estimates for 2025 and 2026 are $3.78 billion and $3.9 billion, respectively, supported by improved collected premiums and higher fees [4] Investment and Technology - CNO has made significant investments in technology to enhance agent productivity and sales efficiency, utilizing digital tools and platforms to improve customer experience and attract younger customers [5] - The company's return on invested capital (ROIC) stands at 7.3%, well above the industry average of 2.1%, indicating superior capital efficiency [6] Capital Returns - CNO's capital returns remain strong, with approximately $411 million returned to shareholders through buybacks and dividends in 2024, and $259.9 million in share repurchases and $50 million in dividends during the first nine months of 2025 [7]

In June, U.S. insurance giant Aflac disclosed a data breach where hackers stole customers’ personal information, including Social Security numbers and health information, without saying how many victims were affected. On Tuesday, the company confirmed it has begun notifying around 22.65 million people whose data was stolen during the cyberattack. In a filing with the Texas attorney general, Aflac said that the stolen data includes customer names, dates of birth, home addresses, government-issued ID numbers ...

President Donald Trump said he would convene insurance companies in the coming weeks in a bid to pressure them to reduce costs for Americans who will see their premiums rise following the expiration of Obamacare subsidies at year’s end. “I’m going to call a meeting of the insurance companies,” Trump told reporters on Friday at the White House. “I’m going to see if they get their price down, to put it very bluntly.” Most Read from Bloomberg Trump said the meeting could happen next week when he was at hi ...

I'd like to see the money that is going to the insurance companies by the hundreds of billions of dollars. The stocks are up through the roof over a fairly short period of time because they're getting vast amounts of money. I want that money to go to the people directly and let the people buy their own health care and uh they'll get much better health care than they get with the unaffordable care act. let the money go directly to the people and let them buy their own healthcare.>> President Trump along with ...

Elevance Health, Inc. (NYSE:ELV) is included among the 12 Best Long Term US Stocks to Buy Now. BofA Adjusts Elevance Health (ELV) Target to Reflect Higher Sector Valuations On December 16, BofA lifted its price target on Elevance Health, Inc. (NYSE:ELV) to $385 from $370 and kept a Neutral rating. The firm noted that its higher target reflects richer multiples across the peer group. Elevance Health, Inc. (NYSE:ELV)’s third-quarter results showed steady execution. The benefit expense ratio landed where m ...

UnitedHealth Group Incorporated (NYSE:UNH) is included among the 12 Best Dogs of the Dow to Invest in. UnitedHealth Exits South America With Banmedica Sale In a latest development, UnitedHealth Group Incorporated (NYSE:UNH) has agreed to sell Banmedica, its last remaining business in South America, to Brazilian private equity firm Patria Investments. The deal is valued at $1 billion. This has been a long time coming. UnitedHealth Group Incorporated (NYSE:UNH) has been working its way out of Latin Americ ...

Key Takeaways GL's revenue growth is driven by life and health premium gains and improving net investment income. GL expects 2025 net life sales to be up at American Income, Liberty National and direct-to-consumer channels. GL targets a 300-320% RBC ratio for 2025, supporting buybacks and dividends. Shares of Globe Life Inc. (GL) closed at $140.65 on Monday, near its 52-week high of $147.83. This proximity underscores investor confidence. It has the ingredients for further price appreciation. The stock is t ...

分组1 - The Biden administration's Department of Justice allegedly attempted to bribe Democratic representative Henry Quayar, who claims there was no evidence of a quid pro quo [1] - Quayar has been vocal about the issues related to the open border under Biden's leadership, which he believes has led to increased crime and safety concerns in his district [1] - The political landscape in Quayar's district is shifting, with Republicans aiming to gain ground, especially after Trump's recent pardon announcement [1] 分组2 - Senate Majority Leader John Thun criticized the Democrats' healthcare plan, suggesting it prioritizes political issues over genuine healthcare reform, as Obamacare subsidies are set to expire [2] - The House is expected to introduce a healthcare plan that may include income limits and anti-fraud measures, as Republicans seek to address healthcare affordability [2] - The conversation around extending Obamacare subsidies is complicated, with concerns about the impact on premiums and the need for a new open enrollment period [2] 分组3 - The SBA Fraud Enforcement Extension Act aims to extend the statute of limitations for COVID loan fraud investigations by an additional five years, addressing an estimated $200 billion in fraud [3] - There is a call for stronger federal safeguards to prevent fraud in state-administered federal programs, highlighting the need for accountability in the use of federal funds [3] - The focus on fraud, waste, and abuse is a priority for Republicans, who are advocating for better tracking and management of federal funds [3] 分组4 - The Federal Reserve is under scrutiny for perceived partisanship, with calls for it to return to a nonpartisan focus on monetary policy and bank regulation [4][5] - Concerns have been raised about the Fed's handling of interest rates and its communication strategies, particularly in relation to political events [4][5] - The Fed's effectiveness in forecasting economic conditions and managing inflation is being questioned, with suggestions for a reevaluation of its research priorities and personnel [4][5] 分组5 - The conversation around AI and job displacement is ongoing, with industry leaders suggesting that while AI may create efficiencies, it will not lead to massive job losses in the immediate future [38][39] - Companies are investing heavily in AI technologies, with expectations of significant returns on investment as efficiencies improve across various sectors [38][39] - The importance of critical thinking and skill development is emphasized as a way for workers to adapt to changes brought about by AI [38][39]

Core Insights - Rising healthcare costs are expected to create a financial shock for households in 2026, primarily affecting middle-income families due to higher insurance premiums [3][4]. Group 1: Projected Premium Increases - Premiums are projected to rise sharply in 2026 due to expiring Affordable Care Act (ACA) subsidies, increasing medical costs, and insurer pricing pressures [3]. - The median proposed increase in premiums is estimated to be around 18% to 20%, driven by high-cost specialty drugs, rising hospital and outpatient prices, and broader inflation in wages and staffing [5]. Group 2: Impact of ACA Subsidies - If enhanced ACA subsidies expire at the end of 2025, out-of-pocket premiums for individuals and families could spike significantly, with estimates suggesting an increase of $300 to $600 per month for households earning between $60,000 to $90,000 [5][6]. - Even if Congress extends the current subsidies, they may only mitigate the underlying cost drivers that are pushing premiums higher, such as provider pricing and administrative costs [7].