Financial Performance - Net investment income (NII) was $159 million, or $0.57 per share, for the quarter ended September 30, 2025, compared to $173 million, or $0.62 per share, for the previous quarter[2] - Adjusted net investment income (Adjusted NII) was also $159 million, or $0.57 per share, for the same period, down from $168 million, or $0.60 per share, in the prior quarter[2] - Net asset value (NAV) per share increased slightly to $21.99 as of September 30, 2025, from $21.93 as of June 30, 2025[2] Investment Activity - New investment fundings in the third quarter totaled approximately $1.1 billion[2] - Net investment activity for the quarter was $109 million, which included $450 million in sales to Credit Opportunities Partners JV, LLC (COPJV)[2] Distribution and Dividend - A total distribution of $0.70 per share was paid for the third quarter of 2025, comprising a $0.64 per share base distribution and a $0.06 per share supplemental distribution[2] - For the first quarter of 2026, the company expects a total distribution of approximately $0.55 per share, equating to an annualized yield of approximately 10% on the company's September 30, 2025, NAV per share[2] - The dividend yield on NAV per share was 12.7%, and the dividend yield on the market value of common stock was 18.6% as of October 31, 2025[2, 3] Portfolio and Capital Structure - The portfolio is defensively positioned with 224 portfolio companies across 23 industries[2, 10] - Exposure to the top ten largest portfolio companies by fair value was 20% as of September 30, 2025[2] - 64% of drawn leverage was unsecured as of September 30, 2025, with a weighted average effective rate on borrowings of 5.3%[2] - The company issued $400 million of 6.125% unsecured notes due in 2031 during the third quarter[2]

Diversified Resilient Dynamic Third quarter 2025 results November 6, 2025 Primary Colors Disclaimer Forward-Looking Statements This press release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. All statements contained in this press release that do not relate to matters of historical fact should be considered forward-looking statements, including expected financial results and profit growth, acquisitions, future rates of federal funds and expec ...

Q3 2025 Earnings Conference Call November 6, 2025 This presentation includes references to calculations that are not based on generally accepted accounting principles ("GAAP"). Reconciliations of each of those non-GAAP measures to the most directly comparable GAAP measures have been included in the Appendix. When forward-looking non-GAAP measures are provided, the Company does not provide quantitative reconciliations of forward-looking non-GAAP measures to the most directly comparable GAAP measures, because ...

Investor Presentation THIRD QUARTER 2025 RESULTS NOVEMBER 6, 2025 Cautionary Statement Regarding Forward-Looking and non-GAAP Financial Information This presentation contains "forward-looking statements" within the meaning of U.S. federal securities laws. Such statements include those relating to estimated and projected financial condition, results of operations, costs and expenditures and objectives for future operations, growth, initiatives and strategies. They also include those related to the Montauk Ag ...

Financial Performance - Onity reported a strong third quarter in 2025, with an Adjusted Return on Equity (ROE) of 25%[12], exceeding the 16-18% guidance[10, 12] - The company's book value per share increased by $2 QoQ and $2.71 YoY, reaching $62.21[12] - Onity achieved $31 million in Adjusted Pre-Tax Income (PTI) for the third quarter of 2025[12] - The company's GAAP Diluted Earnings Per Share (EPS) was $2.03, resulting in a GAAP ROE of 14%[12] Servicing Portfolio - The total servicing Unpaid Principal Balance (UPB) reached $316 billion in Q3 2025[12, 77] - Owned Mortgage Servicing Rights (MSR) UPB grew QoQ and YoY, reinforcing the company's focus on growth[19] - The company is actively managing its MSR portfolio, with client deboarding primarily driven by opportunistic MSR sales due to favorable market pricing[22, 23] Originations - Originations volume increased by 39% YoY, exceeding the industry growth of 16%[12, 24, 25] - Onity's multi-channel strategy in Originations focuses on B2B and customer retention[27] - The company's refinance recapture rate is 1.9x the industry average[30] Subservicing - Onity has a robust pipeline of subservicing opportunities, with 9 new clients signed in FY'25 and 6 agreements under contract negotiation[35] - The company is capitalizing on commercial expansion opportunities, with UPB +9% QoQ and +32% YoY[35] AI and Technology - Onity is expanding its AI-powered platform to grow revenue, reduce costs, and drive service excellence[36] - Robotic Process Automation (RPA) in 200+ processes saves 85,000+ manual work hours per month[40]

Financial Performance - Net sales decreased by 50% year-over-year, reaching $904 million in Q3 2025 compared to $951 million in Q3 2024[9] - Constant currency net sales decreased by 80%, including a 55% impact from Q3 2024 Byte impact and ERP pre-buy[14, 16] - Adjusted EBITDA margin increased by 50 bps year-over-year to 184%[9, 11, 16] - Adjusted EPS decreased by 265% year-over-year to $037[9, 12, 16] - Operating cash flow was $79 million[9, 13] Segment Results - Connected Technology Solutions (CTS) sales decreased by 39% as reported and 70% in constant currency[17] - Essential Dental Solutions (EDS) sales decreased by 34% as reported and 62% in constant currency, primarily due to a $24 million Q3 2024 pre-buy[17] - Orthodontic and Implant Solutions (OIS) sales decreased by 150% as reported and 171% in constant currency, impacted by a ~$30 million Byte year-over-year impact[17] - Wellspect Healthcare sales increased by 156% as reported and 93% in constant currency[17] Geographic Performance - U S net sales decreased by 222% in constant currency, including a 125% impact from Q3 2024 Byte impact and ERP pre-buy, reaching $291 million[16] - Europe net sales increased by 26% in constant currency, reaching $382 million[16] - Rest of World net sales decreased by 09% in constant currency, reaching $231 million[16] Revised Outlook - The company revised its 2025 constant currency outlook to a decline of 5% to 4%[19] - The company maintains its reported sales outlook at $36 billion - $37 billion[19] - The company revised its adjusted EBITDA margin outlook to >18%[19] - The company revised its adjusted EPS outlook to ~$160[19]

Q3 2025 | INVESTOR PRESENTATION November 6, 2025 Disclaimer This presentation includes "forward-looking statements" within the meaning of the safe harbor provisions of the United States Private Securities Litigation Reform Act of 1995, including as related to the expected impact (including related to Chimera's future earnings) of Chimera's acquisition of HomeXpress. Actual results may differ from expectations, estimates and projections and, consequently, readers should not rely on these forward-looking stat ...

Q1 2025 Earnings Call Presentation Q3 2025 Earnings Call Presentation Matt Calkins, Founder & CEO Mark Lynch, Interim CFO Matt Calkins, CEO Serge Tanjga, CFO Disclaimer. In this presentation, we may make statements related to our business that are forward-looking statements under federal securities laws and are made pursuant to the Safe Harbor provisions of the Private Securities Litigation Reform Act of 1995, including statements related to our financial results, trends and guidance for the fourth quarter ...

Krispy Kreme, Inc. THIRD QUARTER 2025 EARNINGS PRESENTATION NOVEMBER 6, 2025 Krispy Kreme | 3Q25 Earnings 1 Cautionary Note Regarding Forward-Looking Statements Certain statements made in this presentation and on the conference call that this presentation accompanies are forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Forward-looking statements can be identified by the use of forward-looking terminology, including terms such as "plan," "believe," "may," ...

Financial Performance - Net sales reached $69 million, a 5.6% increase compared to Q1 FY25[21, 23] - Adjusted EBITDA was $6.7 million, up $2.9 million from $3.8 million in Q1 FY25[21, 23] - Adjusted diluted net income per share was $0.28, an increase of $0.16 from $0.12 in Q1 FY25[21, 24] Balance Sheet and Capital Allocation - The company maintains a strong financial position with approximately $67 million in cash and investments and no debt[21] - The company returned $2.3 million of capital through a share repurchase program[21] - Capital expenditures (TTM) were $10.1 million[27] - Share repurchases (TTM) amounted to $8.4 million[27] Operational Highlights - Wholesale units totaled 565, a 2.5% increase from 551 in Q1 FY25[23] - Dealer inventories decreased by approximately 26% year-over-year and approximately 40% from FY19[21] FY26 Guidance - The company expects Q2 FY26 net sales to be approximately $69 million[30] - The company expects Q2 FY26 adjusted EBITDA to be approximately $5 million[30] - The company expects Q2 FY26 adjusted DEPS to be approximately $0.16[30] - The company anticipates FY26 net sales to be between $295 million and $310 million[30] - The company anticipates FY26 adjusted EBITDA to be between $30 million and $35 million[30] - The company anticipates FY26 adjusted DEPS to be between $1.18 and $1.43[30] - The company anticipates FY26 capital expenditures to be approximately $9 million[30]