Investor Presentation Draft v4.5 1/21/24 Fourth Quarter and Full Year 2024 Results Forward-Looking Statements and Other Matters This presentation includes forward-looking statements within the meaning of the "Safe-Harbor" provisions of the Private Securities Litigation Reform Act of 1995. These statements include, but are not limited to, statements related to our expectations regarding the performance of our business, liquidity and capital ratios and other non-historical statements. Words or phrases such as ...

2024 Year-End Report & Donlin Gold Update January 23, 2025 TSX, NYSE AMERICAN: NG | NOVAGOLD.COM 2024 YEAR-END WEBCAST & CONFERENCE CALL AGENDA Introduction Peter Adamek Vice President & Chief Financial Officer 2 NOVAGOLD | 2024 Year-End Report & Donlin Gold Project Update Mélanie Hennessey Vice President, Corporate Communications 2024 Year-End Update Greg Lang President & Chief Executive Officer 2024 Year-End Financials Generational asset with strong, investor-friendly attributes CAUTIONARY STATEMENTS REGA ...

Investor Briefing January 2025 Risks, Uncertainties and Other Factors with Respect to Forward-Looking Statements Disclaimer Certain statements contained in this presentation constitute "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements that are not of historical fact constitute "forward-looking statements" and accordingly, involve estimates, assumptions, judgments and uncertainties. There are a number of factors that could cause actual re ...

This presentation contains "forward-looking statements" including statements with respect to the Company's objectives, expectations and intentions and other statements that are not historical facts. Examples of forward- looking statements include but are not limited to: our future operating or financial performance, including revenues, expenses, expense savings, income or loss and earnings or loss per share, and other financial items; statements regarding expectations, plans or objectives for future operati ...

Elevance Health 4Q 2024 Earnings Presentation January 23, 2025 The Value We Deliver We advance whole health through innovative solutions that integrate physical, behavioral, and social care to achieve our purpose of improving the health of humanity For Consumers Simple, Affordable, and Accessible Health Care For Care Providers Deepen Clinical and Business Partnerships 2 1. Simplifying healthcare through enhanced digital capabilities that personalize member experiences 2. Affordability at the core of our inn ...

Amalgamated Financial Corp. Fourth Quarter 2024 Earnings Presentation January 23, 2025 Statements included in this presentation that are not historical in nature are intended to be, and are hereby identified as, forward-looking statements within the meaning of the Private Securities Litigation Reform Act, Section 21E of the Securities Exchange Act of 1934, as amended. Forward- looking statements are not statements of historical or current fact nor are they assurances of future performance and generally can ...

2022 23 January 2025 Investor Presentation Investor Call Presentation Fourth Quarter and Full-Year 2024 z Health and Safety Entrepreneurial Culture Customer Commitment Strategic Growth Innovation Financial Strength z Health and Safety Entrepreneurial Culture Customer Commitment Strategic Sustainable Growth Innovation Financial Strength Forward-looking statements and Non-GAAP financial measures Forward-Looking Statements This presentation contains some predictive statements about future events, including sta ...

4Q24 Earnings Presentation ▪ Significant balance sheet strength reflecting lower-cost core deposit growth, incremental capital, and enhanced loan diversity. ▪ Adjusted pre-tax pre-provision net revenue ' increased 17% vs. a year aqo and adjusted PPNR / average assets ' is virtually flat vs 3Q24. ▪ Net interest income increased over 3%, expanding for the third consecutive quarter, primarily as a result of lower-cost core deposit growth and strong deposit beta performance. 4 Strategic Imperatives for 2025 Our ...

4th Quarter and Full Year 2024 Earnings Presentation NYSE: AUB January 23, 2025 Forward Looking Statements This presentation and statements by our management may constitute "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Forward-looking statements are statements that include, without limitation, statements on the slides entitled "Q4 2024 and Full Year 2024 Highlights" and "2025 AUB Standalone Financial Outlook," statements regarding the pending merger ...

NORTHERN TRUST CORPORATION Strategic Update & Fourth Quarter 2024 Earnings Review northerntrust.com / © 2025 Northern Trust 135 years of strength, stability & stewardship Disciplined, client-centric strategy Highest standards of client service Product leadership & innovative services Solutions-focused technology & integrated operating platform northerntrust.com / © 2025 Northern Trust 2 STRATEGIC UPDATES northerntrust.com / © 2023 Northern Trust northerntrust.com / © 2025 Northern Trust 33 One Northern Trus ...