Bei Jing Ri Bao Ke Hu Duan
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贷款成本“全透明”,企业吃下“定心丸”
Bei Jing Ri Bao Ke Hu Duan· 2025-09-01 10:53
Core Insights - The People's Bank of China (PBOC) Beijing Branch has initiated a pilot program to enhance transparency in corporate loan financing costs, which has received positive feedback from businesses [1][5] - The program involves creating a "Loan Clarity Document" that details all interest and non-interest costs associated with loans, helping businesses understand their actual financing costs [1][5] Group 1: Program Implementation - The pilot program covers all types of offline loans for technology-based small and medium-sized enterprises (SMEs) in Beijing [1] - A total of 37 major domestic banks in the region are participating in this initiative, which aims to provide a clear breakdown of loan costs, including fees and payment terms [1][5] Group 2: Benefits to Businesses - Businesses have reported that the clear cost information provided by banks has alleviated concerns regarding loan financing, transforming previously opaque costs into transparent ones [1][5] - The initiative has successfully prevented potential exploitation by illegal intermediaries, as demonstrated by a construction company that avoided high service fees through the clarity provided by the Loan Clarity Document [5] Group 3: Future Plans - The PBOC Beijing Branch plans to summarize the pilot experience and gradually expand the program's coverage to benefit more enterprises [5] - The goal is to lower the overall financing costs for society and improve the quality of financial services provided to the real economy [5]
为产学研医“架桥”,生命健康前沿项目亮相概念验证大赛
Bei Jing Ri Bao Ke Hu Duan· 2025-09-01 08:16
Core Insights - The "Intelligent Action: Concept Verification Innovation Competition - Life and Health Special Roadshow" showcased cutting-edge health technology projects from top research institutions and universities in China, including the Chinese Academy of Sciences and Tsinghua University [1][2] Group 1: Project Highlights - The project on "Efficient Synthesis Technology Development of Single-Cell Protein Using Methanol-Utilizing Bacteria" aims to develop low-cost microbial protein as a substitute for soybean meal, addressing the significant risk posed by the reliance on imported soybean meal in China's feed industry [1] - The "AI-Driven mRNA Drug Manufacturing" project has developed a universal mRNA cancer vaccine that utilizes an AI-designed organ-targeting LNP delivery system, showing promising results in preclinical studies for tumor eradication and enhanced efficacy when combined with PD-1 inhibitors [1][2] Group 2: Event Overview - The roadshow featured various projects focusing on synthetic biology, AI drug development, brain-machine interfaces, precision medicine, and rehabilitation robotics, highlighting the intersection of health technology and clinical application [2] - Experts evaluated the projects based on technical feasibility, clinical application prospects, market competitiveness, and team strength, providing insights for future development from an industry and investment perspective [2] Group 3: Concept Verification Program - The "CAS Concept Verification Program," initiated in 2019, aims to facilitate the transition of early-stage technology projects from the laboratory to commercialization, significantly enhancing the efficiency of technology transfer [3] - The concept verification center plans to continue integrating research, clinical, industrial, and financial resources to support project teams in bringing innovative health technologies to market [3]
新展精彩不断!北京地区九月文博展览邀您来赏
Bei Jing Ri Bao Ke Hu Duan· 2025-09-01 05:43
Group 1 - The article highlights various exhibitions taking place in Beijing's museums during September, emphasizing the cultural and educational significance of these events [1][46] - The exhibitions cover a wide range of themes, including historical commemorations, artistic showcases, and archaeological findings, appealing to diverse audiences [1][46] Group 2 - The "International Friends and China's Anti-Japanese War" exhibition at the National Museum of China opens on September 9, showcasing the global solidarity during the Anti-Japanese War through four thematic units [2] - The "Tai Baoyong Yan" exhibition at the Capital Museum runs from August 28 to November 28, focusing on the significance of the Liuli River site as a major archaeological find from the Western Zhou period [6] - The "Roar, China" exhibition at the Lu Xun Museum features over a hundred anti-Japanese woodblock prints, running from August 29 to December 2, highlighting the artistic response to wartime events [9][10] - The "Cultural and Friendship Envoy" exhibition commemorating Ge Baoquan will be held from September 11 to November 9, showcasing his contributions to foreign literature translation [13] - The "Mountain River Traces" exhibition at the China Modern Literature Museum runs from September 1, 2025, to August 31, 2026, focusing on manuscripts related to the Anti-Japanese War [14] - The "Stone启北疆" exhibition at the Zhoukoudian Museum will take place from September 16 to November 10, featuring archaeological findings from the Dayao site [33][34]
上合组织天津峰会丨记者手记:中医药“圈粉”上合朋友圈
Bei Jing Ri Bao Ke Hu Duan· 2025-09-01 05:16
Core Viewpoint - Traditional Chinese medicine (TCM) is gaining popularity and recognition at the 2025 Shanghai Cooperation Organization (SCO) Summit, showcasing its potential as a bridge for health and cultural exchange among SCO member countries [3][5]. Group 1: TCM Promotion and Impact - The TCM therapy point at the SCO Summit is providing services such as pulse diagnosis and massage, attracting international media attention and positive feedback from participants [3]. - Since 2014, Tianjin University of Traditional Chinese Medicine has collaborated with a Russian medical institution to promote TCM therapies, drawing patients from SCO countries like Russia, Kazakhstan, and Uzbekistan to Tianjin for treatment [5]. - TCM is not only being practiced but also taught, with Tianjin University establishing long-term partnerships with universities in SCO countries to offer TCM-related courses and training programs [5]. Group 2: Educational Exchange and Cultural Dissemination - International students from SCO countries, such as Mongolia and Pakistan, are studying TCM in Tianjin, with many becoming cultural ambassadors for TCM upon returning to their home countries [7]. - Currently, there are 140 international students from SCO countries at Tianjin University, making up 28% of the total international student population, indicating a growing interest in TCM education [7]. - The increasing collaboration and exchange in TCM are expected to enhance health benefits for the populations of SCO member states [7].
中国版图“脊背”上的“鸿雁故乡”:苏木娅就医记
Bei Jing Ri Bao Ke Hu Duan· 2025-09-01 02:59
跨越戈壁—— 蒙古国牧民来就医 转自:北京日报客户端 5月14日,中蒙两国能源合作重要通道——中 蒙甘其毛都至嘎顺苏海图铁路建设开工仪式在甘其毛都口岸举行。新华社记者 马金瑞摄 "鸿雁向南方,飞过芦苇荡,天苍茫,雁何往,心中是北方家乡……"近年来广为传唱的民歌《鸿雁》, 诞生于内蒙古自治区巴彦淖尔市乌拉特中旗。 乌拉特中旗有"鸿雁故乡"之称。每年春天,成群结队的鸿雁迁徙到这里。它们时而盘旋空中,时而栖 息、觅食,此起彼伏的鸟鸣给草原增添了无限生机。乌拉特中旗政府所在地海流图镇,就有一条鸿雁大 街。 当地人认为,鸿雁具备"仁、义、礼、智、信"五德,是"仁义之禽"。它们扎根北疆,扶助友邻,是 为"仁";对使命忠贞不渝,是为"义";进退有仪,前鸣后和,是为"礼";机智应对艰险,躲避鹰隼,是 为"智";春来秋去,从不失约,是为"信"。 在乌拉特中旗,鸿雁虽不长在,但鸿雁守望相助的精神一直都在。这里的医院每年接诊大量蒙古国患 者,医护人员还经常到蒙古国义诊。近年来,乌拉特中旗加快建设紧密型医共体,为中蒙两国患者提供 优质医疗服务,续写守望相助的周边友好情谊。 今年4月,87岁的蒙古国牧民苏木娅到乌拉特中旗蒙中医医院就诊 ...
四省市农村金融的调研:锦上添花,更要雪中送炭
Bei Jing Ri Bao Ke Hu Duan· 2025-09-01 02:49
Core Insights - The article emphasizes the importance of financial support for rural revitalization in China, highlighting various initiatives and innovations in rural finance to enhance agricultural productivity and improve living conditions for farmers [7][11][14]. Financial Support for Rural Development - The People's Bank of China and the Ministry of Agriculture and Rural Affairs have issued guidelines to enhance financial services for rural reforms and promote comprehensive rural revitalization [7]. - Agricultural Bank of China has significantly increased its loan balance in poverty-stricken areas, reaching over 2.4 trillion yuan in 832 poverty-stricken counties by mid-2023, with a growth of 39.2 billion yuan since the beginning of the year [10]. Case Studies of Financial Innovations - In Gansu Province, the Agricultural Bank provided 5 million yuan in zero-interest loans to farmers for cultivating traditional Chinese medicinal herbs, leading to an annual income increase of over 2.6 million yuan for the village [8][10]. - The "whole village credit" model allows farmers to obtain loans without collateral, based on a credit assessment that considers their income stability and community reputation [14][15]. Infrastructure and Community Development - In Chongqing, financial support has enabled significant improvements in rural infrastructure, including roads and sewage systems, benefiting over 16,000 villagers [12][13]. - The "Garden Guarantee Loan" product allows agricultural enterprises to secure loans against patents, facilitating innovation in the seed industry [18][19]. Agricultural Innovation Financing - The financial ecosystem in Hainan has evolved to support agricultural innovation, with loans for seed-related industries reaching 3.024 billion yuan by the first quarter of 2024, marking a 3.35% increase year-on-year [20].
合肥警方:捏造散布江淮汽车虚假信息,公安机关已立案调查
Bei Jing Ri Bao Ke Hu Duan· 2025-09-01 02:46
警方提醒:公安机关将依法严厉打击涉企网络"黑嘴"违法犯罪行为。请广大网民自觉遵守法律法规,共 同维护清朗网络空间。 来源:合肥警方 转自:北京日报客户端 2025年8月30日下午,公安机关接到江淮汽车集团股份有限公司报案,称有人在网上捏造散布江淮汽车 3000余条虚假信息,严重损害企业商业信誉和商品声誉。为查清事实,公安机关已立案调查。 ...
人民日报文章:人形机器人,更快更高更强
Bei Jing Ri Bao Ke Hu Duan· 2025-08-31 23:33
Core Insights - The humanoid robot industry in China is experiencing rapid growth, with sales expected to exceed 10,000 units this year, representing a 125% year-on-year increase [2] - The government is actively supporting the development of humanoid robots, with policies and funding initiatives aimed at fostering innovation and scaling production [3] - The technology behind humanoid robots is advancing, with improvements in hardware, algorithms, and data quality driving performance enhancements [5][6] Group 1: Industry Trends - Trend 1: Faster Innovation and Application - The industry is entering a phase of large-scale implementation, with humanoid robots being tested in various sectors such as industrial manufacturing, retail delivery, and restaurant services [2] - The cost of core components is decreasing significantly, with new joint modules dropping from thousands to hundreds of yuan [3] - Trend 2: Higher Technical Standards - The development of humanoid robots is supported by advancements in hardware, algorithms, and high-quality data accumulation [5] - The integration of technologies such as satellite navigation and 5G communication is enhancing the capabilities of humanoid robots [6][7] Group 2: Performance and Application - Enhanced Performance - Humanoid robots are moving towards full autonomy, capable of performing complex tasks without remote control [7][8] - The development of humanoid robots involves a complex integration of mechanical structures, drive systems, sensor technology, control algorithms, and artificial intelligence [8] - Expanding Application Scenarios - Humanoid robots are expected to play significant roles in various sectors, including labor supplementation in production and providing services in households and education [9] - The industry is focusing on real-world training for humanoid robots to improve their performance and data collection for algorithm training [8][9]
聚焦“实践路径”展现“国企价值” 走好稳健经营道路
Bei Jing Ri Bao Ke Hu Duan· 2025-08-31 22:49
Core Viewpoint - Beijing Bank has demonstrated strong mid-year performance in 2025, focusing on high-quality development amidst a complex external environment, integrating party leadership, risk control, and cultural dynamics into its strategic and operational framework [1][3]. Group 1: Financial Performance - In the first half of 2025, Beijing Bank reported a total revenue of 11.08 billion yuan, with retail customer numbers reaching 31.50 million and a significant increase in private banking clients [11]. - The bank's total assets under management (AUM) surpassed 1.3 trillion yuan, with savings deposits amounting to 793.38 billion yuan [11]. - Company loans reached 1.65 trillion yuan, with growth in technology, green, inclusive, and cultural finance loans exceeding 17% [11]. Group 2: Strategic Initiatives - Beijing Bank is focusing on five strategic areas: technology finance, green finance, inclusive finance, pension finance, and digital finance, aligning with national development goals and societal needs [3][4][5][6]. - The bank has launched various innovative financial products, including "Science and Technology Innovation Loans" and "Green Finance Bonds," to support the real economy and promote sustainable development [4][5]. Group 3: Digital Transformation - The bank has entered a new phase of comprehensive digital transformation, leveraging technologies such as AI, big data, and cloud computing to enhance operational efficiency and customer service [7]. - A focus on "AI-driven banking" is evident, with the establishment of an AI innovation platform and the development of financial models tailored to specific needs [10]. Group 4: Risk Management - Beijing Bank has initiated a "Risk Management Year," implementing a comprehensive risk control system that emphasizes data-driven and AI-enabled approaches to enhance risk identification and management [12][13]. - The bank has successfully reduced its non-performing loan ratio for three consecutive years, indicating effective risk management practices [13]. Group 5: Community and Social Responsibility - The bank is committed to inclusive finance, aiming to alleviate financing challenges for small and micro enterprises through targeted policies and services [6]. - Initiatives in pension finance are designed to address the needs of an aging population, with a focus on providing comprehensive services throughout the life cycle [6].
暖盘点|当温暖的力量汇聚,便成就了我们的美好生活
Bei Jing Ri Bao Ke Hu Duan· 2025-08-31 22:44
转自:北京日报客户端 我们能怎样定义温暖,也许只有真正被温暖的力量护佑过的人们最有发言权。人间便有千般爱,最有温 暖动人心。在我们的生活中,温暖从来不是大张旗鼓地出现,反而是默默地出现在我们身边,用最小的 身影爆发最大的能量。温暖无形,但当这种力量汇聚,便成就了我们的美好生活。 温暖,是毫不犹豫的仗义出手 8月伊始,一则来自山东的"全家动员出手救人"的新闻让人们感动不已。 8月1日晚9时50分许,青岛市城阳区正阳西路一十字路口处突然传来"砰"的一声,一辆疾驰的面包车通 过路口时不慎撞上绿化带隔离桩,导致翻车。正在路口停车等红绿灯的徐学敏一家三口目睹了事故全过 程,三人同时喊出"快报警,救人!" 此刻,绿灯亮起,徐学敏的爱人李莎驾车左拐停到事故车辆前方,徐学敏立刻跳下车,回头跑向事故车 辆。徐学敏的儿子徐孟泽一边拨打122报警,一边跟着父亲向前跑去。一场"硬核救援"就此拉开。 徐学敏发现事故车内有人员正在挣扎着拍打车窗玻璃,而车门因碰撞已经变形,可能已无法从车辆内部 打开。 "先救孩子,先救孩子!"徐学敏听到车里传来急切的呼救声,此时车头发动机位置已经开始冒烟,情况 紧急。徐学敏尝试着拉后车门,第一次没拉动,第 ...