【 导读 】 中国人寿党委委员、副总裁林朝晖兼任广发银行党委书记 中国基金报记者 嘉合 9月28日，据广发银行官微，该行于今日下午召开干部会议，中国人寿保险（集团）党委委员、副总裁林朝晖兼任广发银行党委书记。 公开资料显示，林朝晖，1974年出生，法学硕士学位，高级经济师。现任中国人寿保险（集团）公司党委委员、副总裁，中国人寿保险 （海外）股份有限公司董事长。 林朝晖拟任广发银行行长 据悉，在9月28日下午，广发银行干部任命大会落下帷幕，中国人寿保险（集团）公司党委书记、董事长蔡希良出席会议，本次会议宣布任 命中国人寿保险（集团）党委委员、副总裁林朝晖兼任广发银行党委书记，并拟任行长。 同时，因该集团分工调整，王凯不再兼任广发银行党委书记职务。广发银行同日公告， 董事会于2025年9月28日收到王凯先生提交的书面 辞呈。 王凯先生因集团分工调整， 请求辞去本行第十届董事会董事、 副董事长、 行长、 董事会战略/消费者权益保护委员会主任委员等 职务。 王凯先生确认与该行董事会和高级管理层无不同意见， 没有任何与辞任有关的事项需要通知本行股东。广发银行董事会对王凯先生 任职期间为本行做出的重要贡献表示衷心感谢。 ...

想省钱？现在连利息都有人帮你"贴"了！ "原本一年1500元的利息，财政贴息给我节省了500元，大半个月的外卖钱省下了！"近日，通过建设银 行建易贷产品购买某知名品牌智能家电套餐的李先生在谈起个人消费贷款贴息时如此感叹道。 像李先生这样通过建行解锁消费贷贴息福利的不在少数。据了解，9月1日-24日，建行广东省分行个人 消费贷款累计新增财政贴息客户数5833户，累计发放贴息贷款金额1.03亿元。 助消费者"贷"动心中所想 消费贷款贴息推出后，广铁员工陈女士在得知建行东莞分行为铁路段的员工提供"养易贷+财政贴息"双 组合金融体验服务后，跃跃欲试。最让她心动的是，"养易贷"产品创新采用"年金信用+"授信模式，有 缴企业年金的正常职工或退休员工均可申请，资金支持医疗护理、适老化改造、康养旅游等八大养老消 费场景。 个人消费贷款贴息服务取得显著成效背后，是建行深耕消费金融、服务民生经济的持续努力。当前，广 东消费市场活力涌现，居民消费热情持续攀升。建行广东省分行紧扣区域特色，通过创新消费信贷产 品、优化服务体验、扩大消费金融覆盖面等举措，为消费市场注入"建行能量"，助力广东消费"热辣滚 烫"。 组建专班落地消费贷贴息 ...

想省钱？现在连利息都有人帮你"贴"了！ "原本一年1500元的利息，财政贴息给我节省了500元，大半个月的外卖钱省下了！"近日，通过建设银 行建易贷产品购买某知名品牌智能家电套餐的李先生在谈起个人消费贷款贴息时如此感叹道。 像李先生这样通过建行解锁消费贷贴息福利的不在少数。据了解，9月1日-24日，建行广东省分行个人 消费贷款累计新增财政贴息客户数5833户，累计发放贴息贷款金额1.03亿元。 个人消费贷款贴息服务取得显著成效背后，是建行深耕消费金融、服务民生经济的持续努力。当前，广 东消费市场活力涌现，居民消费热情持续攀升。建行广东省分行紧扣区域特色，通过创新消费信贷产 品、优化服务体验、扩大消费金融覆盖面等举措，为消费市场注入"建行能量"，助力广东消费"热辣滚 烫"。 组建专班落地消费贷贴息 助消费者"贷"动心中所想 消费贷款贴息推出后，广铁员工陈女士在得知建行东莞分行为铁路段的员工提供"养易贷+财政贴息"双 组合金融体验服务后，跃跃欲试。最让她心动的是，"养易贷"产品创新采用"年金信用+"授信模式，有 缴企业年金的正常职工或退休员工均可申请，资金支持医疗护理、适老化改造、康养旅游等八大养老消 费场景。 ...

Core Viewpoint - Major banks in China have decided to abolish their supervisory boards, transferring their functions to the audit committee of the board of directors, which is seen as a move to optimize corporate governance and reduce costs [7][8][9] Group 1: Decision and Implementation - The five major banks have announced that they will no longer establish supervisory boards, a decision approved at the 2024 annual general meeting held on June 27, 2025, and recently sanctioned by the National Financial Regulatory Administration [7] - Postal Savings Bank has also proposed to abolish its supervisory board and related committees, with the audit committee of the board taking over these responsibilities, pending shareholder approval [8] Group 2: Rationale and Expert Opinions - Industry experts suggest that the functions of supervisory boards overlap with those of the audit committee, particularly the independent directors, making the abolition a strategic choice to enhance governance flexibility and efficiency [8] - The decision to eliminate supervisory boards is viewed as a way to maintain effective corporate governance while lowering governance costs, according to a leading expert from the Shanghai Financial and Development Laboratory [8] Group 3: Regulatory Framework - The revised Company Law allows companies to establish audit committees within the board of directors to perform the functions of supervisory boards, a change that has been recognized by the National Financial Regulatory Administration [9] - Besides the six major banks, several other national joint-stock banks and local commercial banks have also announced the abolition of their supervisory boards [9]

中新网北京9月28日电 (记者 王恩博)当前，以大数据、人工智能为代表的数字技术正深刻重塑金融业 态。以"相濡以沫相助成长——共探数智生态赋能养老金融之路"为主题的第四届银行保险合作发展论坛 近日在北京召开，与会专家指出，银行保险机构亟须通过数据共享与生态协同，拓展养老服务与财富管 理新路径，共同应对时代变局。 建设银行研究院副院长宋效军表示，银行、保险机构要树立起大视野、大格局，共同发挥银保联动优 势，全力打造养老金融新生态，充分利用数字化手段提升银保联动服务效率与客户体验。 大家人寿党委书记、总经理郁华表示，近五年来，大家人寿银保渠道业务转型成效显著，在养老社区联 动保险业务开拓、高净值客户保险服务等方面的能力大幅提升。期待通过数智转型和生态赋能，与更多 银行伙伴共同书写好金融"五篇大文章"。 本次论坛由大家保险集团主办。国有银行、股份制商业银行、各城市商业银行和农村商业银行等全国近 百家银行代表，以及来自中国银行业协会、中国保险行业协会、资管公司、养老服务公司、有关研究机 构的专家和学者参加会议。(完) 业界普遍判断，利率下行或成为未来一段时期我国金融业运行常态，低利率环境下金融机构面临"资产 收益"与 ...

为绿色企业提供资金支持 走访船家了解金融需求 上门服务深入对接金融需求 集中为渔民授信 蓝色金融 向客户介绍金融产品 在建设银行盐城分行，一股金融暖流正奔涌在黄海之滨的沃土上——该行锚定"生态优先、绿色发展"目标，将国有大行 的使命担当融入地方发展血脉，从产品创新、项目赋能、生态守护三大维度发力，为盐城绿色低碳转型注入澎湃动能， 为海洋经济崛起搭建金融桥梁。截至8月末，该行绿色贷款余额近500亿元，较年初增长超20%，亮眼数据背后，是建设 银行盐城分行用实干书写的责任答卷、用金融"活水"滋养发展沃土的生动实践。 绿色金融 激活产业动能 在黄海之滨的江苏滨海港经济开发区，一场关于生态与产业的双向奔赴正在上演。2024年，一个总投资近30亿元的EOD项目成功入选江苏省 第二批生态环境导向开发模式试点名单，成为盐城第三个入选项目。该项目涵盖园区生态治理、基础设施提升、新医药新材料产业园建设等五 大子项目，是盐城探索"生态+产业"融合发展路径的标杆工程。 建设银行盐城分行第一时间组建跨部门专业服务团队，深入园区调研，量身定制银团融资方案，作为牵头行成功组建银团20亿元，并兜底承担 10亿元的银团份额，为项目顺利推进注 ...

Core Viewpoint - China Construction Bank Shenzhen Branch (Shenzhen CCB) actively launched a "Financial Education Promotion Week" to enhance financial literacy and risk prevention among citizens, aligning with the Shenzhen Financial Regulatory Bureau's 2025 plan [1][10]. Group 1: Multi-Dimensional Education - Shenzhen CCB is implementing a comprehensive financial education initiative through various channels, including both online and offline platforms, to embody the "Finance for the People" concept [3]. - The bank has established public education areas in its branches, utilizing digital displays and interactive tools to promote consumer rights protection [3]. - The bank's staff, acting as financial knowledge educators, distribute anti-fraud materials and explain the latest scams and financial policies to customers [3][4]. Group 2: Targeted Outreach - To improve public financial literacy, Shenzhen CCB formed a "Financial Youth Volunteer" team to deliver financial knowledge directly to communities [6]. - The bank conducts outreach in residential areas, providing educational sessions and interactive activities to enhance residents' awareness of fraud prevention [6]. - Special attention is given to vulnerable groups, such as the elderly, through tailored educational programs in senior care facilities [6]. Group 3: Diverse Activities - Shenzhen CCB organizes various themed activities targeting different demographics, including anti-counterfeit currency campaigns in schools and financial literacy workshops for young people [9]. - The bank has expanded its services to include community support initiatives, such as free haircuts and financial knowledge salons, to foster a supportive environment [9]. - The bank emphasizes compliance and integrity through training programs for employees, reinforcing the importance of ethical practices in financial services [9]. Group 4: Overall Impact - The "Financial Education Promotion Week" successfully integrates financial knowledge into various community settings, enhancing citizens' awareness and ability to prevent financial risks [10]. - The initiative showcases the bank's commitment to consumer rights protection and contributes to building a harmonious financial environment [10].

Core Viewpoint - The article emphasizes the importance of financial education and consumer protection, highlighting the initiatives taken by China Construction Bank's Shenzhen branch to enhance public financial literacy and risk prevention capabilities through a comprehensive "Financial Education Promotion Week" [2][11]. Group 1: Multi-Dimensional Education - Shenzhen Construction Bank is implementing a comprehensive financial education campaign that covers both online and offline platforms, embodying the principle of "finance for the people" [4]. - The bank has established public education zones in its branches, utilizing various media such as LCD screens and smart teller machines to promote consumer rights protection [4]. - Interactive and immersive educational activities are being conducted, including the use of a 3D digital exhibition hall and dynamic posters in transportation hubs to convey the message of safeguarding financial rights [4][5]. Group 2: Targeted Outreach - To enhance public financial literacy, Shenzhen Construction Bank has formed a "Financial Youth Volunteer" team to deliver financial knowledge and anti-fraud education directly to communities [7]. - The bank is actively engaging with vulnerable groups, such as the elderly, by conducting workshops and interactive sessions to improve their awareness and ability to prevent fraud [8]. - The bank is also reaching out to corporate employees, educating them on money laundering risks and the legal consequences of high-risk financial behaviors [8]. Group 3: Diverse Activities Focused on Different Demographics - The bank is conducting specialized activities in schools to promote financial literacy among students and staff, including anti-counterfeiting campaigns and financial education workshops [10]. - Shenzhen Construction Bank is expanding its services to include community support initiatives, such as free haircuts and financial knowledge salons, to enhance its service offerings [10]. - A compliance training program is being implemented to strengthen the bank's internal culture of honesty and integrity, ensuring that all employees are well-versed in financial regulations and customer service [10]. Group 4: Consumer Protection in Emerging Markets - The article discusses the rise of the blind box economy and its associated risks, urging consumers to set spending limits and choose secure payment methods to protect their financial and personal information [11]. - The overarching theme of the "Financial Education Promotion Week" is to safeguard financial rights and contribute to a harmonious financial environment, ultimately supporting the public's quality of life [11].

Group 1 - The event "Digital Silk Road" was officially launched in Zhengzhou, focusing on providing overseas expansion solutions for Henan enterprises [1] - The event is part of the 2025 CCB Cross-Border Matching Festival and the 15th China Henan International Investment and Trade Fair, with over 100 enterprises in attendance [1] - Various stakeholders, including government and financial institutions, participated in discussions to support enterprises in exploring international markets [1] Group 2 - CCB Henan Branch announced ten measures to support "stabilizing foreign trade and foreign investment," offering comprehensive services including cross-border settlement and supply chain financing [2] - The event featured interactive negotiation sessions, facilitating face-to-face discussions between domestic and foreign enterprises, leading to multiple cooperation intentions [2] - CCB has organized over 440 cross-border matching events for more than 27,000 enterprises across 61 countries and regions, helping businesses expand into new markets and secure new orders [2]

| 序号 | 当事人名称 | 主要违法违规行 | 行政处罚内容 | 作出决定机关 | | --- | --- | --- | --- | --- | | | | 为 | | | | 3 | 中国建设银 | 贷款"三查"失 | 对中国建设银行北 | 北京金融 | | | 行北京市分 | | 京市分行罚款35万 | | | | | ਜਿੱ | | 监管局 | | | 行 | | 元。 | | 中国经济网北京9月27日讯 国家金融监督管理总局北京监管局网站昨日披露的行政处罚信息公开表 显示，中国建设银行北京市分行贷款"三查"失职。 北京金融监管局对中国建设银行北京市分行罚款35万元。 （责任编辑：蔡情） ...