炒股就看金麒麟分析师研报，权威，专业，及时，全面，助您挖掘潜力主题机会！ 为构建覆盖全面的宏观审慎管理体系，强化系统重要性金融机构监管，根据《系统重要性银行评估办 法》，近期中国人民银行、国家金融监督管理总局开展了2025年度我国系统重要性银行评估，认定21家 国内系统重要性银行，其中国有商业银行6家，股份制商业银行10家，城市商业银行5家。按系统重要性 得分从低到高分为五组：第一组11家，包括中国民生银行、中国光大银行、平安银行、华夏银行、宁波 银行、江苏银行、北京银行、南京银行、广发银行、浙商银行、上海银行；第二组4家，包括兴业银 行、中信银行、浦发银行、中国邮政储蓄银行；第三组2家，包括交通银行、招商银行；第四组4家，包 括中国工商银行、中国银行、中国建设银行、中国农业银行；第五组暂无银行进入。 下一步，中国人民银行、国家金融监督管理总局将按照《系统重要性银行附加监管规定（试行）》要 求，发挥好宏观审慎管理与微观审慎监管合力，持续夯实系统重要性银行附加监管，促进系统重要性银 行安全稳健经营和健康发展，更好服务实体经济高质量发展。 新浪声明：此消息系转载自新浪合作媒体，新浪网登载此文出于传递更多信息之目的 ...

2月13日金融一线消息，据央行官网，为构建覆盖全面的宏观审慎管理体系，强化系统重要性金融机构 监管，根据《系统重要性银行评估办法》，近期中国人民银行、国家金融监督管理总局开展了2025年度 我国系统重要性银行评估，认定21家国内系统重要性银行，其中国有商业银行6家，股份制商业银行10 家，城市商业银行5家。按系统重要性得分从低到高分为五组：第一组11家，包括中国民生银行、中国 光大银行、平安银行、华夏银行、宁波银行、江苏银行、北京银行、南京银行、广发银行、浙商银行、 上海银行；第二组4家，包括兴业银行、中信银行、浦发银行、中国邮政储蓄银行；第三组2家，包括交 通银行、招商银行；第四组4家，包括中国工商银行、中国银行、中国建设银行、中国农业银行；第五 组暂无银行进入。 责任编辑：曹睿潼 责任编辑：曹睿潼 2月13日金融一线消息，据央行官网，为构建覆盖全面的宏观审慎管理体系，强化系统重要性金融机构 监管，根据《系统重要性银行评估办法》，近期中国人民银行、国家金融监督管理总局开展了2025年度 我国系统重要性银行评估，认定21家国内系统重要性银行，其中国有商业银行6家，股份制商业银行10 家，城市商业银行5家。按系 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因依 賴該等內容而引致之任何損失承擔任何責任。 00939 董事會會議決議公告 （2026年2月13日） 中國建設銀行股份有限公司（「本行」）董事會會議（「本次會議」）於2026年2月13日在 北京以現場會議方式召開。本行於2026年1月28日以書面形式發出本次會議通知。 本次會議由張金良董事長主持，應出席董事14名，實際親自出席董事14名。本次會 議的召開符合《中華人民共和國公司法》《中國建設銀行股份有限公司章程》等規定。 本次會議審議通過如下議案： 二、關於《中國建設銀行風險偏好陳述書（2026年）》的議案 表決情況：同意14票，反對0票，棄權0票。 - 1 - 三、關於《中國建設銀行反洗錢工作管理辦法（2026年版）》的議案 表決情況：同意14票，反對0票，棄權0票。 一、關於《中國建設銀行股份有限公司2026年度固定資產投資預算》的議案 表決情況：同意14票，反對0票，棄權0票。 2026年，本行固定資產投資預算總量安排人民幣170億元。本項 ...

财经网×企业预警通App ◆企业动态 华夏银行：2025年实现归属于上市公司股东的净利润272.00亿元 同比下降1.72% 2月12日晚间，华夏银行发布2025年度业绩快报。2025年华夏银行实现营业收入919.14亿元，同比下降5.39%；实现归 属于上市公司股东的净利润272.00亿元，同比微降1.72%。资产总额达到47376.19亿元，较上年末增长8.25%，继续保 持一定的增长。 中国银行将积存金起购金额上调至1200元 继工行、农行、建行后，又一家国有大行对积存金业务进行调整。2月11日，中国银行发布公告称，积存金产品最小 购买金额由950元调整为1200元。 ◆金融人事 中国银行迎来新高管，中央汇金黄学玲履新 2月10日获悉，中央汇金投资有限责任公司资本运营部主任兼职工监事黄学玲目前已到任中行，在走完相关程序后， 有望出任该行副行长。 北京银行：同意选举关文杰担任董事长，聘任魏昱为副行长 交通银行：上调个人客户上金所延期合约保证金比例 2月11日，交通银行发布关于调整个人客户上海黄金交易所延期合约保证金比例的通知称，近期国内外贵金属价格波 动加剧，市场风险提升，为顺应市场变化，保护投资者权益， ...

Core Viewpoint - The Tianhong CSI Hong Kong Stock Connect Central State-Owned Enterprises Dividend ETF (159281) experienced a decline of 1.74% in its closing price on February 13, with a trading volume of 48.02 million yuan [1]. Group 1: Fund Overview - The Tianhong CSI Hong Kong Stock Connect Central State-Owned Enterprises Dividend ETF was established on August 20, 2025, with an annual management fee of 0.50% and a custody fee of 0.10% [1]. - The fund's performance benchmark is the CSI Hong Kong Stock Connect Central State-Owned Enterprises Dividend Index, adjusted for valuation exchange rates [1]. Group 2: Fund Size and Performance - As of February 12, 2025, the fund had a total of 345 million shares and a total size of 359 million yuan, showing a 2.54% decrease in shares and a 2.46% increase in size since December 31, 2025 [1]. - The cumulative trading amount over the last 20 trading days reached 1.218 billion yuan, with an average daily trading amount of 60.88 million yuan [1]. Group 3: Fund Management and Holdings - The current fund manager is He Yuxuan, who has managed the fund since its inception, achieving a return of 2.94% during the management period [2]. - Major holdings in the fund include COSCO Shipping Holdings (4.11%), China Shenhua Energy (2.68%), CNOOC (2.56%), Sinopec Engineering (2.56%), China National Offshore Oil Corporation (2.52%), China Merchants Energy Shipping (2.45%), PetroChina (2.37%), China Coal Energy (2.37%), CITIC International (2.34%), and China Construction Bank (2.28%) [2].

Core Viewpoint - The Hong Kong Stock Connect Central State-Owned Enterprises Dividend ETF (159266) experienced a decline of 1.64% in its closing price on February 13, with a trading volume of 12.8849 million yuan [1]. Group 1: Fund Overview - The fund was established on July 23, 2025, and is officially named Yongying CSI Hong Kong Stock Connect Central State-Owned Enterprises Dividend ETF [1]. - The management fee is set at 0.50% per annum, while the custody fee is 0.10% per annum [1]. - The fund's performance benchmark is the CSI Hong Kong Stock Connect Central State-Owned Enterprises Dividend Index return (calculated based on valuation exchange rates) [1]. Group 2: Fund Size and Performance - As of February 12, 2025, the fund had a total of 539 million shares and a total size of 565 million yuan [1]. - Compared to December 31, 2025, the fund's shares decreased by 12.51% and its size decreased by 7.47% [1]. Group 3: Liquidity - Over the last 20 trading days, the cumulative trading amount for the fund was 265 million yuan, with an average daily trading amount of 13.2605 million yuan [1]. Group 4: Fund Management - The current fund managers are Liu Tingyu and Cai Leping, with Liu managing the fund since July 23, 2025, achieving a return of 3.01%, and Cai managing since November 5, 2025, with a return of 0.17% [2]. Group 5: Top Holdings - The fund's top holdings include: - COSCO Shipping Holdings (4.14% of holdings) - China Shenhua Energy (2.69%) - CNOOC (2.58%) - Sinopec Engineering (2.57%) - China National Offshore Oil Corporation (2.54%) - China Merchants Industry Holdings (2.46%) - CITIC International Communications (2.39%) - PetroChina (2.38%) - China Coal Energy (2.38%) - China Construction Bank (2.29%) [2][3].

来源：市场资讯 国家知识产权局信息显示，中国建设银行股份有限公司取得一项名为"风险检查方法及装置、存储介质 及电子设备"的专利，授权公告号CN115454775B，申请日期为2022年9月。 声明：市场有风险，投资需谨慎。本文为AI基于第三方数据生成，仅供参考，不构成个人投资建议。 天眼查资料显示，中国建设银行股份有限公司，成立于2004年，位于北京市，是一家以从事货币金融服 务为主的企业。企业注册资本26160038.1459万人民币。通过天眼查大数据分析，中国建设银行股份有 限公司共对外投资了37家企业，参与招投标项目5000次，财产线索方面有商标信息1890条，专利信息 5000条，此外企业还拥有行政许可149个。 ...

Core Insights - The Hong Kong stock market is experiencing two distinct but resonant waves of incremental capital from mainland China and South Korean retail investors, with mainland southbound funds achieving a record net purchase of 1.41 trillion HKD, establishing themselves as core builders of pricing power in the market [1][10] - Southbound funds are characterized by long-term value investment, while South Korean retail investors engage in high-frequency trading and narrative-driven investments, creating a diversified funding source and a layered pricing logic in the Hong Kong market [1][10] Funding Scale and Structure - Southbound funds have become the core incremental source and valuation system reshaper for the Hong Kong market, with a cumulative net inflow of 5.11 trillion HKD by the end of 2025, and a market value exceeding 6.3 trillion HKD, accounting for 12.7% of the total market [2] - South Korean retail investors, while having a smaller capital scale, exhibit concentrated trading behavior and significant leverage, particularly impacting specific sectors like new economy IPOs and the semiconductor industry [2][5] Industry Preferences - Southbound funds focus on financials and high-dividend utilities, with significant investments in major banks and state-owned enterprises driven by high dividend yields and low valuation levels, while South Korean investors show minimal interest in these sectors [3][5] - South Korean retail investors heavily invested in Xiaomi and MiniMax-WP, demonstrating a high turnover and narrative-driven trading approach, contrasting with the stable, long-term holdings of Southbound funds [5][8] Trading Behavior and Decision-Making - Southbound funds exhibit a decision-making anchor based on dividend yield, ROE stability, and free cash flow generation, characterized by continuous accumulation and stable holdings, as seen with significant net purchases in major banks [8][9] - South Korean retail investors, on the other hand, are driven by industry narrative strength and social media trends, with a high frequency of trading and a tendency to hold stocks for less than three months, reflecting a stark contrast to the long-term holding strategy of Southbound funds [9][10] Market Dynamics - The influx of South Korean retail investors into the Hong Kong market represents a diversification of the investor base, providing liquidity while also potentially increasing volatility during certain periods [9][10] - The interaction between Southbound funds and South Korean retail investors is creating a new normal in the Hong Kong market characterized by layered pricing and concurrent narratives, necessitating both stable investment strategies and agile trading approaches [10]

2月11日，济南市住房和城乡建设局发布《2026山东省暨济南市高品质住宅展示交易会"置业送消费 券"活动实施规则》，在2026年2月11日—3月31日购买新建商品住宅(不包含商业、车位、储藏室等其他 业态)且在济南市房地产信息系统前5000名签订网签合同的消费者(不含单位)，每套网签合同对应10000 元消费券。 消费券到账后，用户可通过"建行生活"APP—"我的"—"优惠券"查询，点击消费券即可查看适用商户， 涵盖商超、家电、餐饮等高频消费场景。核销时，用户到店通过"建行生活"APP线上买单或出示付款码 支付即可，使用数字人民币券包需选择对应支付方式并使用指定钱包支付。消费券逾期未使用将自动失 效，不予补发;核销交易若发生退款，消费券将根据有效期判断是否可再次使用，已拨付的补贴资金将 按规定退回指定账户。本次消费券不可提现、退补或转赠，疑似刷单套现的用户和商户将被追究相关责 任。 关于网签撤销，已获取消费券的消费者若解除购房合同，消费券已使用的，需将使用金额退还至济南市 住房和城乡建设局指定账户。 活动特别说明，若出现不可抗力等特殊情况，中国建设银行可调整活动规则并公示;不正当参与活动的 用户将被取消资格并 ...

Core Viewpoint - The article discusses the initiatives taken by China Construction Bank (CCB) Sichuan Branch to stimulate consumer spending during the 2026 Spring Festival, aligning with the government's "2026 'Buy New Year'" special activity plan aimed at boosting holiday consumption and enriching cultural life [2][9]. Group 1: Consumer Loan Initiatives - CCB Sichuan Branch is implementing a "Home Life" event, offering personal consumption loans with financial subsidies, allowing customers to enjoy lower interest rates, such as a reduction from 3% to 2% for eligible borrowers [3][4]. - The bank has developed an automated recognition system for online processing of consumption recognition and subsidy deductions, enhancing customer experience and operational efficiency [3]. Group 2: Home Decoration and Appliance Promotions - During the Spring Festival, CCB Sichuan Branch launched a "Home Decoration Festival," providing discounts for home decoration services and special benefits for customers purchasing home appliances [4]. - Customers can receive a discount of 500 yuan for home decoration services when spending over 5000 yuan, along with additional rewards for those using the "Jianxin Fudai" loan [4]. Group 3: Automotive Financing for New Energy Vehicles - CCB Sichuan Branch is promoting the purchase of new energy vehicles through car exhibitions and financing options, offering flexible installment plans and zero-interest loans for certain models [5][6]. - The bank has organized over 20 car exhibition events in various commercial complexes, facilitating direct consumer engagement and providing comprehensive services including financing and insurance [6]. Group 4: Cultural and Tourism Consumption - CCB is participating in the "Follow the Movie to Taste Delicious Food" campaign, offering promotional activities such as buy-one-get-one-free movie ticket deals with their credit card [7][8]. - The bank is also running the "New Year Travel Luck" campaign, providing discounts and incentives for dining and tourism through partnerships with local merchants and platforms [8]. Group 5: Overall Strategy and Future Plans - CCB Sichuan Branch aims to leverage key consumption periods to create diverse consumption scenarios, linking government and enterprise resources to enhance financial services in the holiday economy [9].